Cumberland, the westernmost city in Maryland, is surrounded by the natural beauty of the Appalachian Mountains. Very pleasant summers and excellent water quality create a welcoming environment. The city has about 19,000 residents, 22.6% of which are aged 65 or older, but it still offers excellent medical care which is a Maryland hallmark. The local hospital, UPMC Western Maryland, is high-performing for several treatments and operates a 24/7 emergency department. According to the Genworth Cost of Care Survey, nursing home costs in Cumberland are low compared to many areas in the state, though substantially higher than nationwide costs at $9,125. In Maryland, the state average is $10,342, but the national median is a much lower $7,908.
Seniors that need round-the-clock access to skilled nursing care or who are medically fragile may need the level of care offered in a nursing home. Older adults who need daily assistance but not regular nursing care may find assisted living to be a cost-effective alternative, while home health care can be a transitional step prior to residential care.
This guide looks at costs for different types of care and provides a quick resource list for seniors transitioning to a nursing home.