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The 10 Best Nursing Homes in Galloway, NJ for 2024

South Jersey is a loosely defined geographic area that covers seven counties and about half of the state. This region is home to more than 1.8 million residents, including an estimated 300,000 senior citizens, who live in more than 25 midsize cities and many smaller municipalities. This long-standing retirement destination is known for its pleasant climate and charming seaside towns, and it’s an excellent choice for older adults who need skilled nursing. Seniors represent nearly 30% of the population in some areas, such as Cape May County, and residents have access to a wide array of professional services.

Area seniors can choose from more than 70 licensed long-term care facilities that provide skilled nursing and specialized rehabilitative services. Nursing homes serve individuals who have multiple medical conditions or disabilities and require 24-hour care, which is why these facilities charge $10,950 per month on average. Seniors who need occasional help with daily tasks can receive these services from an assisted living facility or home care agency at a significantly lower cost.

This guide explores the average cost of skilled nursing facilities in South Jersey. It also includes a directory of long-term care providers and information about free resources that can help you plan for the future.

Nursing Home Facilities in Galloway, New Jersey

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Nursing Home Costs in South Jersey, New Jersey

Seniors in South Jersey typically pay $10,950 per month for a semiprivate room in a nursing home. Private accommodations cost $12,547 per month or about $1,600 more.

The Cost of Nursing Home Care in Nearby Cities

According to Genworth Financial’s 2020 Cost of Care Survey, seniors in South Jersey pay slightly less for skilled nursing than residents in other parts of the state. Rates in Vineland, one of the region’s largest cities, are $304 lower than the state median of $11,254 and 40% higher than the U.S. average of $7,756. Atlantic City is the most affordable area in South Jersey with average prices of $9,277 per month. Costs are moderate in Ocean City at $10,555, and in the Philadelphia metropolitan area, which includes Camden and Cherry Hill, rates are very close to the state median at $11,285.

South Jersey

$10,950

New Jersey

$11,254

The United States

$7,756

Ocean City

$10,555

Atlantic City

$9,277

Philadelphia

$11,285

The Cost of Other Types of Senior Care

With a private room starting at $10,950, skilled nursing is the most expensive choice for seniors in South Jersey, but there are alternatives. In-home care is remarkably affordable with an average cost of $3,718 per month for homemaker services and $3,956 for home health care, which is well below the U.S. median. Adult day health programs provide recreational activities for approximately $1,880 per month. Assisted living is an alternative for some, and with an average monthly price of around $6,523, it costs 40% less than skilled nursing.

Home care

$3,718

Home health care

$3,956

Adult day health care

$1,880

Assisted living

$6,523

Nursing home (semiprivate room)

$10,950

Nursing home (private room)

$12,547

Note: Data for South Jersey was unavailable, so data for Vineland and Atlantic City*, was used instead.

Financial Assistance for Nursing Home Care in South Jersey, New Jersey

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in South Jersey, New Jersey

Whether seniors choose to delay nursing home placement by receiving community services at home or move into a skilled nursing facility, there are various free resources in South Jersey to help seniors meet their goals. Below are some state and community organizations that work with seniors and their families. 

ResourceContactService
New Jersey Advocates for Aging Well(609) 421-0206Formerly known as the NJ Foundation for Aging, this nonprofit organization has been supporting area seniors and working to build age-friendly communities for more than 20 years. It engages in advocacy, refers residents to local partners and offers a variety of resources for seniors, caregivers and industry professionals.
ADRC of New Jersey(877) 222-3737South Jersey residents who need help with long-term care planning can contact the ADRC of New Jersey for assistance. This state-sponsored service connects residents to public and privately funded programs offered by Area Agencies on Aging, direct service providers and other partners. Assistance is available in person, by phone or online, and staff members can arrange a comprehensive needs assessment to determine which programs seniors may qualify for.
State Health Insurance Assistance Program(800) 792-8820Medicare provides coverage for up to 100 days of skilled nursing. To learn more about these benefits or to compare plans, seniors can contact the State Health Insurance Assistance Program for free assistance. Counselors can also see if residents qualify for federal benefits designed to lower their premiums, co-pays and out-of-pocket expenses.
New Jersey Long Term Care Ombudsman(877) 582-6995The long-term care ombudsman represents nursing home residents by ensuring that they understand and exercise their rights. It also handles complaints and disputes regarding skilled nursing facilities and other long-term care providers. Seniors and concerned citizens can call the statewide hotline or their county’s Division of Aging & Disability Services for information or assistance.
South Jersey Legal Services(800) 496-4570For more than 50 years, this pro bono law firm has helped low-income families and vulnerable adults across southern New Jersey. It provides self-help resources and handles cases related to essential services ranging from health care to government benefits. Assistance is available by phone and through eight regional offices in Camden and other major cities.

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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