What health insurance options are available to someone on Social Security Disability, not yet eligible for Medicare, and whose spouse has no health coverage through her employer?
1 answer
|
Last updated: Jun 28, 2010
Q
I am on Social Security Disability and i won't get Medicare for 25 months. My wife still works,but it's a seasonal job and she gets no benefits. She has no health coverage and we can't afford health coverage for her through a health insurance company. Do you have any suggestions?
A
Joseph L. Matthews is a Caring.com senior editor, an attorney, and the author of Long-Term Care: How to Plan & Pay for It...
50% helpful
Medicaid may be the only health care program available to you both, until you qualify for Medicare. In order to be eligible for Medicaid, you have to have low income and few assets (other than your house and car). The exact rules regarding income vary from state to state, but if your only income is your disability check and your wife's seasonal job, you may qualify, especially if you also have regular medical bills. To find out what the rules are in your state, and to learn where to apply, go online to any search engine and enter the word Medicaid and the name of your state. Or, you can call the Eldercare Locator toll-free at 800-677-1116.
Recommended for you
- Do You Have to Be Bankrupt to Get Medicaid?
-
Sponsored Content
- Do CDs in trust count in determining Medicaid eligibility?
- What is the age limit for long term care insurance?
- Should my parents drop private insurance for Medicare only?
- When is it the age to buy long term care insurance?
- See all 151 questions about Social Security Benefits
