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The 10 Best Assisted Living Facilities in San Mateo, CA for 2024

Sunny San Mateo is a lovely retirement destination for seniors that love the great outdoors- this city has many hiking trails, parks, and the San Mateo Japanese Gardens. To help seniors in San Mateo find the assisted living community that's right for their family, we've researched and compiled in-depth information about the cost of care, how to pay for care, and important local laws and regulations involving senior care and assisted living.

With an average cost of $4,715 in San Mateo, it’s often difficult to find assisted living communities that provide high-quality care at an affordable price. At Caring.com, our mission is to make this process as smooth and painless as possible, and we’ve helped many families along the way.

This guide provides everything you need to quickly compare communities and narrow your search, including 54 unique reviews from residents and our comprehensive database that gives pricing, amenity information, photos and more on the 28 facilities in San Mateo.

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Assisted Living Facilities in San Mateo, California

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What to Consider About Assisted Living in San Mateo

The population density in San Mateo, California is 3,526 percent greater than the California average. Seniors in the San Mateo area can choose from there 64 assisted living communities, with 26 located right in San Mateo and the remaining 39 in surrounding areas Alameda, Belmont, Foster City and Redwood City.  In San Mateo and throughout California communities that provide assisted living services to senior citizens are officially known as Residential Care Facilities (RCFs). These facilities are licensed and regulated by the California Department of Social Services' Senior Care Licensing Program. 

Benefits and Drawbacks of Assisted Living in San Mateo

  • San Mateo's cost of living is extremely high. The overall cost of living in the city is 169.4 percent higher than the national average. This is reflected particularly in housing costs, but can also be seen in expenses such as groceries, health care and transportation.

  • The weather in San Mateo is comfortable year-round. The city usually has no snow and minimal rainfall each year with an average high of just over 63 degrees in the warmest months of the year and approximately 48 degrees in the coolest months. Although the summer highs are below the U.S. national average of 72 degrees, the lows are considerably higher than the national average of 32.23 degrees.

  • Crime rates in San Mateo are low when compared with the state median. Residents have only a 1 in 426 chance of becoming a victim of violent crime and a 1 in 48 chance of becoming a victim of property crime. State median rates show that residents have a 1 in 225 chance of becoming a victim of property crime and a 1 in 39 chance of becoming a victim of property crime.

  • The San Mateo area is home to world-class medical facilities, including San Mateo Medical Center, in case of medical emergencies or illness.

  • SamTrans offers a safe public transportation option with reduced fares for seniors. 

  • The state of California doesn't tax social security income. Seniors may be able to use these savings to help pay for costs associated with assisted living.

Paying for Assisted Living in San Mateo

Assisted Living costs in San Mateo start around $4,669 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

It’s important to note that assisted living rates in San Mateo and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

Cities in California

Millbrae

$5,250

Burlingame

$5,008

San Mateo

$4,669

Foster City

$4,666

San Bruno

$4,133

US

$4,000

San Carlos

$3,800

Belmont

$3,348

Financial Assistance for Assisted Living in San Mateo

The Medicaid 1915(c) Assisted Living Waiver helps eligible seniors in California pay for services provided in residential care facilities, while an optional supplement (OSS) to Supplemental Security Income (SSI) is available to help with room and board costs. Residential care facilities are not permitted to charge room and board fees to Medicaid eligible seniors that exceed their combined SSI and optional supplement less a personal needs allowance of $131 per month.

Learn more about these programs, plus who’s eligible, on our Assisted Living in California page.

Financial Assistance in California

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in California page.

Free Assisted Living Resources in San Mateo

San Mateo and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in San Mateo, please visit our Assisted Living in California page.

Assisted Living Laws and Regulations in San Mateo

San Mateo-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in California are required to follow. Visit our Assisted Living in California page for more information about these laws.

Assisted Living Laws and Regulations in California

Reviews of Communities Nearby

Assisted Living

Debra

I am a friend or relative of a current/past resident

Review of Sunrise of San Mateo

My mom has moved into Sunrise of San Mateo. The layout is nice. They're not big, which is good for us. A lot of places are big, but that would be hard for her to access and there'd be confusion. So...

Provider response

Hi Debra, It is delightful to hear that you have been satisfied with the personalized support provided to your loved one by Sunrise of San Mateo. Our team members share a common goal of enriching...

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Assisted Living

Ross

I visited this facility

Review of Sunrise of San Mateo

We went to Sunrise of San Mateo yesterday. It was a nice facility, very clean, it looked nice, people were nice inside, so we got a good feeling about the place. They were efficient on the tour...

Provider response

Hi Ross, Thank you for taking the time to provide us with a review of your experience visiting Sunrise of San Mateo. We are pleased to hear that our team made your experience pleasant and provided...

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Assisted Living

Susan

I visited this facility

Review of Sunrise of San Mateo

I really liked Sunrise of San Mateo. It's convenient and very nice. I would highly recommend it if you've got the funds. There's a lot of activities and the day I looked at, it was New Year's Eve...

Provider response

Thank you for the wonderful things you said about Sunrise at San Mateo and the dedicated care givers and team members. It's wonderful to hear you enjoyed the New Year's Eve celebration as well. We...

Read more

Helpful Articles

Assisted Living near San Mateo, CA

BurlingameFoster CityBelmontMillbraeSan CarlosSan Bruno

Other Options in San Mateo, CA

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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