Articles About Paying for Care

1. How to Hire Urgently Needed In-Home Care

   Article - When someone needs help at home, the ideal solution may be to hire an in-home caregiver. Follow these steps to find a good caregiver who can start right away.

2. Public Pay Options for Stroke Care: Health Maintenance Organizations (HMOs)

   Article - Health Maintenance Organizations are prepaid health insurance plans that give complete medical coverage for a fixed premium. Knowing whether an HMO is right for the person in your care requires careful study.

3. How to Use Private Insurance to Help Pay for Home Healthcare

   Article - Private health insurance may help cover home healthcare for your loved one. Consider two ways insurance might pay for home healthcare.

4. Exploring Options for Home Healthcare

   Article - Home healthcare costs add up fast, and some insurance and other programs won't cover them. Consider other options for paying for home healthcare.

5. How to Use Public Benefit Programs to Help Pay for Adult Daycare

   Article - To help pay for adult daycare for someone with limited income, learn about the variety of public benefit programs that help cover adult daycare.

6. How to Pay for Adult Daycare

   Article - Adult daycare can be a boon to older adults and their caregivers alike. Learn about different options for paying for adult daycare.

7. How to Use Private Insurance to Help Pay for In-Home Care

   Article - To help pay for in-home care, investigate whether your loved one has long-term care insurance or a life insurance policy that can be cashed in.

8. Medicaid Eligibility

   Article - Medicaid is a federally aided, state-operated program that provides medical care for certain low-income individuals and families who have limited resources. Medicaid eligibility is not tied to Social Security benefits; however, if an individual is receiving social security benefits, a part of those funds will go toward your medical expenses...

9. Assisted Living Explained: What They Are, What to Expect, How to Pay For One & How to Find an Assisted Living Facility

   Article - Assisted living is a general term used to describe residential facilities that provide care for individuals who cannot live independently, but do not require twenty-four hour skilled nursing care. With so many choices, however, many adult children face dilemmas when it comes time to find assisted living facilities for Mom or Dad...

10. Medicare Part A (Hospital Insurance): How It Works

    Article - How Medicare Part A (Hospital Insurance) Works. Who's eligible for Medicare Part A and what hospital care is covered by Medicare Part A?

11. V.A. Medical Benefits

    Article - Most veterans are eligible for V.A. medical benefits -- with some restrictions. Learn who's eligible, what benefits are provided, and how to apply.

12. Adult Day Care Explained: What It Is, What to Expect & How to Pay for It

    Article - Adult day care provides a safe and caring setting for adults within a social model program. Programs are structured and designed, often through the development of a personal care plan, to cover the daily individual needs of each participant, including a variety of social and supportive services...

13. Medicaid Explained

    Article - Alternatives to Medicaid are available in some states. Click here for more information.

14. Medicaid Coverage of Nursing Home Care

    Article - Medicaid rules for coverage of nursing home care are complex and vary from state to state. Know the basics of Medicaid coverage of nursing home care.

15. How to Get Paid for Being a Family Caregiver

    Article - You could get paid for being a caregiver if your family member is on Medicaid. See if you can get paid for being a caregiver by Medicaid or insurance.

16. Homecare Explained: What It Is, What to Expect, How to Pay For it & How to Find It

    Article - Homecare, also known as in-home care, is nonmedical care provided in the client's home. It includes custodial care and assistance with activities of daily living such as eating, bathing and providing medication reminders. Homecare workers are professionally trained caregivers who provide companionship...

17. How Medicare Works

    Article - How does Medicare work? What is Medicare? Who qualifies for Medicare? What does Medicare cover?

18. Home Health Care Explained: What It Is, What to Expect, How to Pay For it & How to Find It

    Article - Home health care agencies provide in-home skilled nursing and other home health care services, such as physical and occupational therapy. Home health care agencies are licensed by the state, but must adhere to federal regulations as well.

19. 8 Preventive Screenings Medicare Will Cover

    Article - Medicare covers a considerable amount of preventive medicine, and beginning in 2011 it will cover even more. Medicare Part B covers a number of important screening tests -- as of January 1, 2011, paying 100 percent of the cost -- if the person you're caring for meets certain conditions...

20. Open Enrollment: How to Switch Your Medicare Drug Coverage Plan (Part D) for 2012

    Article - Annual open enrollment periods for Medicare Part D plans let you sign up or switch plans. How and why to switch, and what to look for in a new plan.

21. Open Enrollment: How to Switch Your Medicare Advantage (Part C) Plan for 2012

    Article - Open enrollment periods for Medicare Advantage (Part C) plans let you renew or change plans. When to change, and what to look for in a new plan.

22. Medicare Explained

    Article - Medicare is the federally administered health insurance program for people sixty-five years of age and older, certain disabled people under sixty-five years of age, and people with end-stage renal disease. Medicare is divided into four parts, known simply as Part A, Part B, Part C and Part D...

23. How Financial Pros Save Money on Health Insurance

    Article - The high cost of health insurance is a critical problem for countless Americans. Learn 12 ways to save money on your health insurance costs.

24. Medicare Part B (Medical Insurance): How It Works

    Article - Medicare Part B (Medical Insurance) Medicare Part B is intended to cover doctor bills and outpatient costs. But what does it really cover?

25. Medicare Coverage of Home Care

    Article - Learn about Medicare coverage for care, including home care and skilled nursing care, and how Medicare coverage can help your elderly loved ones at Caring.com.

26. Paying for Home Health Care: What Do Medicare and Medigap Cover?

    Article - Prescribed only by a physician, home health care is skilled nursing care that is carried out in the patient's home and aids in the recovery from an illness, injury, or surgery. And fortunately for many seniors who are now opting for care at home, Medicare insurance covers most costs related to home health care...

27. How to Pay for Equipment and Supplies

    Article - If you need assistance in paying for medical equipment:

28. Paying for the Care of Someone With Alzheimer's

    Article - How to plan for the financial resources your family will need to pay for care through the stages of Alzheimer's.

29. How to Pay for Using an Agency

    Article - Paying for care from an agency ranges from Medicare to private pay to long-term-care insurance to state and county programs.

30. Planning Ahead for Final Arrangements

    Article - How you and the person you're caring for can plan ahead to ensure the kind of funeral or memorial he wants -- and keep his family from paying exorbitant costs.

31. How to Pay for Medical Equipment

    Article - If you need assistance in paying for medical equipment:

32. Who Qualifies for Veterans Medical Benefits

    Article - Who qualifies for veterans medical benefits? Our primer describes who qualifies for veterans medical benefits and how to help a veteran apply.

33. How to Use Public Benefits to Help Pay for In-Home Care

    Article - To help pay for in-home care, find out whether your loved one qualifies for public benefits such as Medicaid, VA assistance, or other programs.

34. How to Pay for Long-Term Nursing Home Care

    Article - Possible ways to help offset the cost of a nursing home include public benefits, private insurance, and personal assets and family contributions.

35. How to Pay for Home HealthCare

    Article - Costs for home healthcare vary widely. Learn more about some options to pay for home healthcare that's not covered by insurance or other programs.

36. How to Use Public Benefits to Help Pay for Home Healthcare

    Article - Home healthcare costs add up quickly, so it pays to look into public benefits such as Medicare or other programs that can help cover home care costs.

37. Medicare and Veterans Medical Benefits: Which One Can I Use?

    Article - How to determine whether to use your Veterans medical benefits or Medicare to pay for medical bills, prescription drugs, and other medical services.

38. What Is Medicare Part D (Prescription Drug Plan)?

    Article - Medicare Part D (Prescription Drug Plans): Who's eligible for Medicare Part D coverage and how much Part D drug plans cost

39. Enrolling in Medicare Programs

    Article - A concise guide to how and when to enroll in Medicare based on someone's particular circumstances.

40. Medicare Part C (Medicare Advantage) Plans: How They Work

    Article - Read our Medicare Part C plans article and find helpful Medicare Part C information at Caring.com.

41. Saving Money on Prescription Drugs Not Covered by a Medicare Part D Plan

    Article - Information to help you save money on prescription drugs when someone is in the doughnut hole or just not enrolled in Medicare Part D.

42. How to Choose a Medigap Insurance Policy

    Article - Everything you need to know to choose a Medigap insurance policy.

43. Choosing Hospice Under Medicare

    Article - What is hospice? Hospice is an alternative to regular medical care for people in the final months of life. Instead of continuing to try curing or delaying the fatal disease or condition, hospice ends treatment altogether. Instead, its goal is to control pain and other symptoms and make the patient's last stretch of life as comfortable as possible...

44. Who's Eligible for a Medigap Insurance Policy?

    Article - A medigap insurance policy covers many medical costs that Medicare insurance may not pay for. If you're near or already age 65, you probably know that Medicare ends up paying for only about half of all medical costs. Part of this slack is taken up by Medicare Part D prescription drug plans, which pay some of the high cost of medicines...

45. Medicare Coverage for Mental Health and Alzheimer's Care

    Article - Read our mental health coverage article and find helpful mental health coverage information at Caring.com.

46. Paying for Senior Care with the Inheritance

    Article - As a financial planner for the elderly, one of the issues that I am frequently confronted with is the spending down of the inheritance to pay for the high cost of eldercare. All too often, when an aging person’s health and care needs require important difficult financial changes to be made, the adhe...

47. How Family Caregivers Will Benefit From Health Care Reform

    Article - The new health reform law contains lots of changes that help family caregivers. Learn the new provisions that may help you and your loved ones.

48. How to Get Medicare to Cover a Regular Physical Exam

    Article - How to get Medicare coverage for a regular physical exam -- without breaking Medicare rules.

49. How to Choose a Medicare Part D Prescription Drug Plan

    Article - Choosing a Medicare Part D prescription drug plan isn't easy. Use this guide to help find the Medicare Part D plan that works best for you.

50. Medicare Coverage of Nursing Home Care

    Article - Medicare covers nursing home care -- with restrictions. Avoid confusion over long-term care by understanding Medicare coverage of nursing home care.

51. 8 Points to Consider When Choosing a Medicare Managed Care Plan

    Article - Medicare doesn't come in only one flavor. There's traditional Medicare Part A and Part B, supplemented by a medigap private insurance policy. But there are also Medicare Part C managed care plans, called Medicare Advantage, which blend the other types of coverage into one...