Senior Care Money Matters
Caregiving is expensive! Share your tips for saving money, paying for care, or digging out of debt in this online support group for financial concerns.
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Debbie Such said...
2 months ago
I am a senior citizen 67 yrs old who is still working part time but my job is going to end as the company is slowly going out of business. I have 8 months left on my lease and with my social security I can get through it, but once my job is finished (which can end any day), I will have only $1250 per month on which to live . Where can I apply for subsidized housing/housing assistance to kick in December 2017? I am alone and have no family and most of my friends are deceased. Can someone please steer me in the right direction? I am afraid and don't want to end up homeless in Miami, FL.
Virginia Rohde said...
2 months ago
I don't know where to go for help. My husband of almost 48 yes old was put in hospital last July & I was told he only had a few weeks to live. Put him in nursing home. Never said one word that it was a private one & it was $200.00 a day. We lived on his SSI & retirement & the little bit I get. I went to visit him & he had cuts on chin & 2 days later he was bleeding above eye. I took him out of nursing home & they came & got him & put him back in hospital & he disappeared from hospital & they wouldn't tell MD where he was at. For 6 months I didn't know where he was at. The week I filed a missing person report I found out where he was. They put him right back in same nursing home that was abusing him. They took all the income but for the little bit I get. Can they do that? I don't know how they opened an account when I had his ID & SS card. They act like we aren't married. Never been away for each other but for 2 fishing trips he took or one of us in hospital. I have gone hungry to pay bills, our son is living with me so between the 2 of us we barely pay bills & get stuff for the house, he got food stamps. I can't get help because they count the income I don't get any use of. I moved cross the USA & I get treated this way. They said he was able to make his own decisions but he hasn't for 10 years & that he wasn't hard hearing but he was. They said I was abusing him by talking loud when he couldn't hear me is why they will not let me see him or talk to him. I haven't seen him since Aug. 13. Went to court & judge asigned a woman to be his medical guardian, don't know who his guardian is for checks. They finely said he has deminch & not able to make his own decisions, after 6 months. He had to reside in Ohio 6 months before they could do anything, & it was from June18 to Feb 7th when we went to court. Still haven't heard from guardian. I can't keep on living this way. Our son is living with me then our daughter is living in Calif. and she needs help & I can't plus on top of every thing else my van broke down & now no way around but walking or bus. Can't afford another one now. I'm almost 68 & not in good health as the worring & stess can kill me. So far so good. Did any one out there go threw this and what did you do?
baton rouge said...
3 months ago
Medicaid sponsor question myself and 2 other siblings got my dad (mom deceased) medicaid qualified by prepaying burial expense. on the medicaid appl i had to list a 8,000 life ins policy, the appl said that the policy had to be used to pay burial expense. the life policy has us 3 as beneficiaries, i plan to sign over my portion of the policy to the funeral home. but do i have a responsibility to disclose to my siblings of the requirement of proceeds must be used for burial expense. i was hoping sine they are not sponsor and didn't know of requirement, they would be OK to keep their portion of insurance, but i've been having second thoughts that i have responsibility to tell siblings and they have to sign over to funeral home their portion of ins. please advise
5 months ago
I need help. My mother passed away in July of 2016. The nursing home she died in is now harassing me to pay the final bill of over $1800. My mother had no will and owned no insurance policies. I had to borrow money to bury her. I had a General Power of Attorney for her and I did sign all the papers for her to enter the home some of the paper stated I agreed to pay this or that but I assumed I was signed on behalf of my mom. As far as I know nothing said I agreed to be responsible if she died. She was already qualified for Medicaid from the previous home she was in. They are threatening me with legal action or collections if I don't pay it. One if them even call me last week and said " We need a good address for you mom because she isn't paying her bill." Thank God I record my conversations so I have it. I don't know what to do. I need advice please.
Robert Allen begnaud said...
6 months ago
My Father in-law is blind and also fell and broke his neck. The Hospital sent him to a nursing home in October and Medicare has now stopped paying due to "no longer needing medical attention." The insurance company states that the nursing home provided physical therapy, and he is not progressing, and does not need professional care. His wife is 83 years old, and is unable to provide care. We are contesting the insurance company's decision. What is our next step??
10 months ago
I am in the process of applying for Medicaid for my father, for whom I hold Power of Attorney, and trying to get a handle on his finances (he is no longer able to do so himself due to Alzheimer's). There is a bank account belonging to the estate of his sister, who died 10 years ago. My father was POA for her and the sole beneficiary in her will. I sent the bank my POA forms for him, and they told me that because the account is listed as belonging to her estate, I will have to get the POA that he held for her transferred to me via a local court in order to access it or receive any information. Does this make any sense? I was under the impression POAs were no longer valid once a person is deceased. Thanks so much for any insights.
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