Senior Care Money Matters
Caregiving is expensive! Share your tips for saving money, paying for care, or digging out of debt in this online support group for financial concerns.
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baton rouge said...
1 day ago
Medicaid sponsor question myself and 2 other siblings got my dad (mom deceased) medicaid qualified by prepaying burial expense. on the medicaid appl i had to list a 8,000 life ins policy, the appl said that the policy had to be used to pay burial expense. the life policy has us 3 as beneficiaries, i plan to sign over my portion of the policy to the funeral home. but do i have a responsibility to disclose to my siblings of the requirement of proceeds must be used for burial expense. i was hoping sine they are not sponsor and didn't know of requirement, they would be OK to keep their portion of insurance, but i've been having second thoughts that i have responsibility to tell siblings and they have to sign over to funeral home their portion of ins. please advise
2 months ago
I need help. My mother passed away in July of 2016. The nursing home she died in is now harassing me to pay the final bill of over $1800. My mother had no will and owned no insurance policies. I had to borrow money to bury her. I had a General Power of Attorney for her and I did sign all the papers for her to enter the home some of the paper stated I agreed to pay this or that but I assumed I was signed on behalf of my mom. As far as I know nothing said I agreed to be responsible if she died. She was already qualified for Medicaid from the previous home she was in. They are threatening me with legal action or collections if I don't pay it. One if them even call me last week and said " We need a good address for you mom because she isn't paying her bill." Thank God I record my conversations so I have it. I don't know what to do. I need advice please.
Robert Allen begnaud said...
3 months ago
My Father in-law is blind and also fell and broke his neck. The Hospital sent him to a nursing home in October and Medicare has now stopped paying due to "no longer needing medical attention." The insurance company states that the nursing home provided physical therapy, and he is not progressing, and does not need professional care. His wife is 83 years old, and is unable to provide care. We are contesting the insurance company's decision. What is our next step??
7 months ago
I am in the process of applying for Medicaid for my father, for whom I hold Power of Attorney, and trying to get a handle on his finances (he is no longer able to do so himself due to Alzheimer's). There is a bank account belonging to the estate of his sister, who died 10 years ago. My father was POA for her and the sole beneficiary in her will. I sent the bank my POA forms for him, and they told me that because the account is listed as belonging to her estate, I will have to get the POA that he held for her transferred to me via a local court in order to access it or receive any information. Does this make any sense? I was under the impression POAs were no longer valid once a person is deceased. Thanks so much for any insights.
An anonymous caregiver said...
9 months ago
Omg! I am freaking out. We are on our way across country to fetch my 95 year old grandmother, because my aunt suddenly passed away. My grandmother has nothing, she just gets $800 for social sec.
We just filed bankruptcy, we have to find a new home to rent because our current home is all upstairs bedrooms and bathrooms. The downstairs isn't really safe either, for her. Lots of steps up and down. What if no one will rent to us? We have been perfect in our current rental for 7 years, a new rental will cost too much!
My husband and I both work all day the kids are both in high school all day. She is in good health, but we couldn't leave her all alone living on the east coast when we are her only family left and we live in California! My husband and I only earn about $70k combined, which barely pays for us to live!
She also had Medicaid but we have to reapply for her in California and won't they say she won't qualify because of our income?
Hopelessly confused, lost, and too young to handle this....
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