Though it’s the primary city in the Lake Cumberland region, Somerset, KY, is a small town of 11,954 people. Around 17.7% of its population is 65 and older. A low cost of living, especially low costs for health care compared to national norms, benefits older adults in this city. When seniors living in Somerset need health care, the Lake Cumberland Regional Hospital is right in town.
Another perk for Somerset area seniors is the area’s low cost of senior care. Seniors who need constant oversight and medical monitoring may choose nursing home care. The 2021 Genworth Cost of Care Survey reports an average cost of $6,669 for a semiprivate nursing home room and $9,125 for private accommodations in Somerset. For seniors who don’t require such an intensive level of care, assisted living has less medical oversight but provides help with daily living tasks, while home care provides personal care and housekeeping assistance at home. Both are less expensive than nursing home care.
This guide provides guidance about paying for nursing home care and other senior care options. It also contains a list of free and low-cost resources in Somerset to help seniors and their families.