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The 10 Best Nursing Homes in Cedar Falls, IA for 2024

Cedar Falls offers comfortable retirement living in the heart of Iowa, close to parks, shopping and dining amenities and health care facilities. It’s a favorable destination for those seeking affordable nursing home care, with skilled nursing facilities in this city charging starting monthly rates of $6,874 for housing and 24-hour medical support. The city is also home to MercyOne Cedar Falls Medical Center, a 100-bed hospital that serves seniors through a range of inpatient, outpatient and emergency services.

Nursing home care is ideal for older adults who need around-the-clock medical care and monitoring. This long-term care solution includes one-on-one care and monitoring from licensed and certified health care professionals, along with services such as medication administration, wound care and rehabilitative therapies. In addition to this, nursing homes serve daily meals and organize social and recreational activities throughout the week. While Cedar Falls is a budget-friendly place to obtain this type of care, seniors who primarily need personal care services may save money by opting for assisted living or home care.

This guide features more information on nursing home care in Cedar Falls and outlines some financial assistance options for those who need this level of care. 

Nursing Home Facilities in Cedar Falls, Iowa

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Nursing Home Costs in Cedar Falls, IA

In Cedar Falls, nursing homes charge $6,874 per month for semi-private rooms, while residents in private rooms pay $7,330 per month for care.

The Cost of Nursing Home Care in Nearby Cities

Nursing home rates in Cedar Falls are consistent with the state norm, with seniors paying $6,874 per month for this level of care. This is 13% lower than the national norm but in line with what’s typical for surrounding cities. In Iowa City, monthly care costs are a little higher than in Cedar Falls at $7,072, and in Dubuque, rates are 6% above the local norm. However, seniors may save about 8% on their monthly care expenses by obtaining nursing home care in Davenport rather than in Cedar Falls.

Cedar Falls

$6,874

Iowa

$6,874

United States

$7,908

Dubuque

$7,300

Iowa City

$7,072

Davenport

$6,327

The Cost of Other Types of Senior Care

Nursing homes in Cedar Falls typically charge $6,874 per month for semi-private rooms and $7,330 for private accommodations, making this the costliest senior care option in the city. In-home care and home health care agencies, which provide private services in the individual’s home, charge about 30% less than the base cost of nursing home care, while assisted living facilities charge competitive rates of $4,567 for services. Adult day health care is the most cost-effective option, with seniors paying $1,300 per month for care.

In-Home Care

$4,767

Home Health Care

$4,767

Adult Day Health Care

$1,300

Assisted Living Facility

$4,567

Nursing Home Care (semiprivate room)

$6,874

Nursing Home Care (private room)

$7,330

Note: Data for Cedar Falls was unavailable, so data for the nearest city, Waterloo, was used instead.

Financial Assistance for Nursing Home Care in Cedar Falls, IA

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one's stay in a nursing home and a portion of the costs until day 100. After 100 days, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those who need long-term care will have to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid:Medicaid covers most of the cost of living expenses in a skilled nursing facility for qualifying seniors. Care and room and board are covered with no time limit, but residents may be charged for extras such as specially prepared food or cosmetic services. Medicaid eligibility requirements are strict and complex, so not all seniors qualify for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren't available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about local financial assistance programs for seniors.

Reviews of Communities Nearby

Nursing Homes

distraut

I am a friend or relative of a current/past resident

Review of Pinnacle Specialty Care

Please do not put your loved one here. You will save yourself a lot of stress and anxiety. And also not feel guilty about having your loved one treated horrible, specifically by third shift staff.

Read more

Nursing Homes

Janet

I am a friend or relative of a current/past resident

Review of Pinnacle Specialty Care

My mom had rehab at the Pinnacle Specialty Care for a couple of months. The aides responded very well and were very speedy for the most part. The nurses were really good, and the rehab was...

Read more

Nursing Homes

AlzheimerSon

I am a friend or relative of a resident

Review of Cedar Falls

When my elderly mother could no longer live at home, she became a resident of The Lutheran Home. Diagnosed several years earlier with Alzheimer's disease, she was a wanderer and initially had to be...

Read more

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Other Options in Cedar Falls, IA

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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