Memory Care Communities in Round Rock, Texas

Memory care in Round Rock costs an average of $6,681 a month, which is a full $1,683 more than the state average for Texas, and it's more than $1,000 above the national average. It's still competitive with some other Texas cities, such as Victoria, where seniors pay an average of $7,000. Other cities in Texas are more affordable, such as Dallas ($5,244), El Paso ($4,688) and San Antonio ($4,266).

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

Round Rock seniors pay an average of $6,681 a month for memory care. This cost can vary based on a facility's location, services and amenities.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Texas page.

Seniors whose needs don't include 24/7 care and monitoring may save money and still thrive in a less intensive senior care arrangement. In Round Rock, both in-home care and home health care cost close to $1,500 less than memory care. Adult day health care runs to $1,517 on average, while assisted living averages $5,345. Round Rock nursing homes are not far behind, at $5,931 a month for a semiprivate room.

The Texas Department of Health and Human Services regulates assisted living and memory care facilities. The department uses a two-tiered system, depending on whether residents can evacuate in an emergency with or without staff assistance. Memory care facilities are Type B facilities, which the department inspects for compliance with health and safety laws.

• The cost of living in Round Rock is somewhat higher than average. On a 100-point scale based on a national average of 100, Round Rock reaches 116.5 across several categories of common expenses. Grocery and health care costs are significantly lower, however, with health care close to the national average and grocery costs well below the national rate.
• Seniors in Round Rock live in a generally healthy environment. Round Rock enjoys the highest possible Superfund rating for having no local pollution issues, while the water and air quality are similarly high. The local risk of both cancer and respiratory illness is slightly lower in Round Rock than both the national index and rates for Texas.
• Seniors in Round Rock live close to several high-quality medical centers where advanced senior care services are available. In particular, Baylor Scott & White Medical Center and St. David's Georgetown Hospital are close by and serve the local community of older adults. Additionally, these two medical centers accept Medicare for new patients, making it easier for seniors to afford quality health care.
• Round Rock has a much lower crime rate than most of the rest of the nation. Violent crime is particularly rare in Round Rock, which rates a 10.0 on a scale where the national rate is 22.7.
• Round Rock has a generally mild climate, typically receiving two inches less of rain a year than the national average and almost no snow. Summers in Round Rock are very warm, while winters tend to come with weeks-long stretches of breezy sunshine.
• Texas is potentially a very positive choice for seniors who would like a tax-friendly place to retire. Texas has no income tax of any kind, so retirement income and Social Security benefits are both tax-free on the state level. Sales and property taxes are high by national standards, though seniors who still own their homes may claim up to a $35,000 exemption on a single house's tax bill.