The 5 Best Memory Care Facilities in Saginaw County, MI for 2024

Nearly 20 percent of Saginaw County, Michigan's almost 200,000 residents are seniors aged 65 or older. Many seniors in the area are living with dementia-related disorders such as Alzheimer's Disease, which affects about 180,000 seniors across Michigan. 

Saginaw County is home to six memory care facilities, all of which provide residential dementia care to seniors who need it. These facilities are known officially as homes for the aged and are subject to a similar set of rules and regulations as assisted living facilities. The Michigan Department of Health and Human Services is responsible for overseeing all homes for the aged in the state.

• The Saginaw County area is home to world-class medical facilities, including those that specialize in brain health and dementia care such as Covenant HealthCare and Ascension St. Mary's Hospital, in the event of medical emergencies or illness. 
  
• Michigan is a retirement-friendly state when it comes to income taxes. Social Security income isn't taxed at the state level and other forms of retirement income including pension and savings withdrawals are eligible for generous tax deductions. Seniors and their families can use the additional funds towards the cost of memory care.
  
• Saginaw County has above-average annual snowfall and average low temperatures of only 15 degrees in January. It's important to make sure that memory care facilities have taken measures to prevent residents from wandering off the property, especially during cold weather spells.
  
• The cost of living in Saginaw County is a major benefit for families with a tight memory care budget. Overall costs are nearly 15 percent below that of the average U.S. city while the cost of housing is more than 40 percent below the national average. These low costs are likely to be reflected in the cost of both services and room and board in memory care facilities.

Memory Care costs in Saginaw County start around $5,033 per month on average, while the nationwide average cost of memory care is $5,694 per month.

It’s important to note that memory care rates in Saginaw County and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

Learn more about these programs, plus who’s eligible, on our Memory Care in Michigan page.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Michigan page.

Saginaw County-area memory care communities must adhere to the comprehensive set of state laws and regulations that all memory care communities in Michigan are required to follow. Visit our Memory Care in Michigan page for more information about these laws.