The 5 Best Memory Care Facilities in Charlotte County, FL for 2024

Gorgeous weather, a slow pace of life and a low cost of living make Charlotte County one of the most popular destinations in the country for people 65 and older, who make up almost 40 percent of its population. For seniors with Alzheimer's disease and other forms of dementia, Charlotte County has five memory care facilities.

In Charlotte County, as in all of Florida, memory care facilities must have a special type of certification known as an extended congregate care license. This designation indicates that the facility adheres to a higher standard of assisted living and is capable of housing residents with extreme physical or mental limitations.

• For seniors who prefer year-round warmth and sunshine, the weather in Charlotte County can't be beaten. The area averages zero snowfall and an average of 80 days per year fall within the comfortable temperature range of 70 to 80 degrees Fahrenheit. While Florida has a reputation for brutal heat and humidity, the average July high in Charlotte County manages to stay below 90. Memory care residents who enjoy getting outside for supervised recreation will have plenty of opportunities to do so.
• Charlotte County's cost of living is 2 percent lower than the national average. Healthcare expenses are 7 percent lower than average in Charlotte County, making the area ideal for memory care residents who are cost-conscious but unwilling to sacrifice when it comes to quality of care.
• Florida is extremely tax-friendly to retirees. The state's absence of income tax encompasses Social Security, pensions, 401(k)s and other retirement benefits. Additionally, Florida has no inheritance or estate tax, and unlike other states, does not compensate for it with high property or sales taxes.
• The rate of both property and violent crime in Charlotte County is slightly higher than the national average, but memory care residents and their families shouldn't be overly concerned. Most facilities offer security features designed to maximize safety, including guards, cameras, and locked entrances and exits.

Memory Care costs in Charlotte County start around $4,556 per month on average, while the nationwide average cost of memory care is $5,694 per month.

It’s important to note that memory care rates in Charlotte County and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

Learn more about these programs, plus who’s eligible, on our Memory Care in Florida page.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Florida page.

Charlotte County-area memory care communities must adhere to the comprehensive set of state laws and regulations that all memory care communities in Florida are required to follow. Visit our Memory Care in Florida page for more information about these laws.