What to Consider About Assisted Living in Frederick

Part of the Baltimore-Washington Metro Area, Fredrick is a home to scenic views of the Appalachian Mountains, wineries and breweries, historic battlefields, and the U.S. Army's Fort Detrick. Seniors will find much to do when venturing out of their assisted living community for the day. 

Frederick has 11 assisted living facilities. The surrounding areas, including Mount Airy, Boonsboro and Hagerstown, contain 14 more. In Frederick and all of Maryland, assisted living facilities, range in size from small houses to large apartment complexes. The lowest level of care is for people who need only occasional assistance with activities such as dressing, while the highest level helps people who need frequent support and supervision to maintain their health and safety. 

Benefits and Drawbacks of Assisted Living in Frederick

Paying for Assisted Living in Frederick

Average Monthly Costs

Cities in Maryland

$4,202.00 Frederick
$4,000.00 US
$3,722.00 Taneytown
$3,439.00 Hagerstown
$3,333.00 Gaithersburg
$3,187.00 Mount Airy

Assisted Living costs in Frederick start around $4,202 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

It’s important to note that assisted living rates in Frederick and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

Financial Assistance for Assisted Living in Frederick

Financial support for assisted living in Maryland may be available to seniors who meet the income and medical guidelines. The Home and Community-Based Options Waiver helps seniors with Medicaid to pay for services, and the Senior Assisted Living Group Home Subsidy covers some of the costs at participating facilities. 

Learn more about these programs, plus who’s eligible, on our Assisted Living in Maryland page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Maryland page.

Free Assisted Living Resources in Frederick

Frederick and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

Assisted Living Laws and Regulations in Frederick

Frederick-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Maryland are required to follow. Visit our Assisted Living in Maryland page for more information about these laws.