The 10 Best Assisted Living Facilities in Chicago, IL for 2023
With its world-class museums, excellent health care options, robust transportation system and rich art and culture scene, Chicago is a popular place for many active seniors to retire. With 2.7 million residents, Chicago is one of the largest cities in the nation, and around 12% of those residents are age 65 and older. The city is well-known for its diversity, and seniors from many walks of life will find neighborhoods and communities to feel comfortable in when they settle in this city. It also has several nationally ranked hospital systems to benefit its aging population.
For those who need a little extra help day-to-day, Chicago’s assisted living communities can provide it. The city has an average assisted living cost of $4,825 a month. This is just about $300 higher than the state’s average of $4,488, as well as the national average of $4,500.
This guide introduces assisted living costs and options in Chicago. Learn more about assisted living as well as some of the perks and drawbacks of retiring in Chicago, along with free resources to help the city’s seniors.
Directory of Assisted Living Facilities in Chicago, IL
Winfield Moody Health Center
1276 North Clybourn Avenue, Chicago, IL, 60610
3659 West 99Th Street, Chicago, IL, 60655
Belmont Village Oak Park
1035 Madison Street, Oak Park, IL, 60302
The Sheridan at River Forest
800 North Harlem Avenue, River Forest, IL, 60305
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is a Caring Star Community
Earning a Caring Star means this community is among the best Senior Living commuities in America.
COVID-19 Rules for Assisted Living in Chicago
Since most COVID-19 rules for Assisted Living Communities and other Senior Living Facilities are set at the state level, you can view the specific rules for your state on our Guide to Assisted Living in Illinois. Keep in mind that every community has specific policies that they put in place to protect their residents, so you should contact your local community for more information. Additionally, you can contact your local Area Agency on Aging to learn more – find contact information here.
What To Consider About Assisted Living in Chicago
The Illinois Department of Public Health is in charge of assisted living communities in the entire state, including Chicago. The IDPH licenses assisted living facilities and regularly inspects them to ensure they’re following the rules and regulations outlined in the Assisted Living and Shared Housing Establishment Code.
Benefits and Drawbacks of Assisted Living in Chicago
- Chicago’s public transit systems, including the Metra Rail system and the Chicago Transit Authority, make it possible to live in the city without needing to drive. CTA bus routes stop every few blocks throughout the city, and the Chicago Department of Family & Support Service operates a Transportation Program that helps seniors get around town at little to no cost.
- The brutal winter weather in Chicago can be a drawback for some seniors. Because of the city’s location along Lake Michigan, it can get severe ice and snowstorms. The average winter temperature is just 26 degrees. Summer weather can be comfortable, though, providing many opportunities to enjoy the lakefront.
- Chicago is home to several world-class medical centers, including Northwestern Memorial Hospital. This hospital is No. 8 in the nation for senior care, according to U.S. News & World Report. It’s also home to Rush University Medical Center, ranked 16th in the nation for senior care.
- Active seniors will find plenty to do in Chicago. The city’s museums, theaters and cultural centers mean there’s always something interesting to do. World-famous museums, like the Field Museum and Shedd Aquarium, await exploration. The city has many art galleries and dining options as well.
- U.S News & World Report ranks Chicago among the top 100 places to retire. Though it doesn’t earn high marks for affordability, the many things to do make it one of the top options in the country.
Paying for Assisted Living in Chicago
Based on the 2021 Genworth Cost of Care Survey, the average cost for assisted living in Chicago is $4,825 a month, which is about $300 higher than the Illinois state average of $4,488. It’s also higher than the national average of $4,500 a month.
The Cost of Assisted Living in Nearby Cities
Compared to other cities in Illinois, Chicago is in the middle of the road. Chicago’s average assisted living cost is $4,825, while just to the south in Kankakee, seniors pay an average of $4,623 a month. Carbondale in the south of the state has the lowest monthly average at $3,525. To the northwest of Chicago in Rockford, which has the state’s highest average, seniors pay $5,250 a month. In Decatur, in central Illinois, the average drops to $4,382 a month.
The United States
The Cost of Other Types of Senior Care
The most affordable senior care option in Chicago is adult day health care, which averages $1,842 a month. Seniors who want to remain in their homes but need assistance with housekeeping can pay for homemaker services, which averages $5,672, or home health aide care, which adds simple health care services, for $5,720 a month. The most costly option is nursing home care, which gives around-the-clock attention and averages $6,996 for a semiprivate room or $8,060 for a private room.
Home Health Aide
Adult Day Health Care
Nursing Home Facility (semiprivate room)
Nursing Home Facility (private room)
Financial Assistance for Assisted Living in Chicago
Eligible seniors who reside in Chicago can apply for Supplemental Security Income – Category G (SSI-G) to receive financial assistance for covering the cost of assisted living.
Learn more about these programs, plus who’s eligible, on our Assisted Living in Illinois page.
More Ways to Pay for Assisted Living
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
- Veterans Benefits
- Life Insurance Policy
- Long-Term Care Insurance
- Reverse Mortgage
For more information about different ways to finance assisted living, visit our Assisted Living in Illinois page.
Free Assisted Living Resources in Chicago
The city of Chicago has a robust list of senior services. These, in combination with the services offered on a state-wide level, help seniors take full advantage of their retirement years. Through these programs and organizations, seniors and their families can get everything from healthcare and insurance counseling to legal advice.
Many attorneys throughout the city of Chicago have partnered with the city and CARPLS to assist seniors with legal concerns. These attorneys provide free assistance with Power of Attorney, Living Wills, Guardianship and other senior-specific legal issues that seniors and their caregivers face. Seniors can call the free legal hotline to get started getting legal assistance.
The Long-Term Care Ombudsman works with assisted living facilities and with seniors and their families to ensure all residents of long-term care communities receive quality care. Seniors or family members can call the ombudsman to discuss instances of abuse or neglect and to get advocacy help to protect their loved ones.
The VA benefits process can be complex and confusing. The Cook County Department of Veterans Affairs office helps connect senior veterans with the benefits they deserve to receive. This includes monetary benefits as well as discounts in the local community. Seniors who served the country can reach out to the VA to get guidance to ensure they are receiving all of their benefits.
Chicago has six main senior centers and many satellite centers that provide a connection point for seniors in the city to get access to services, enjoy a meal with friends or take part in classes and events. These serve as a social outlet for many of the city’s seniors. Seniors can call the Chicago Senior Services Hotline to find their local senior center.
Through the Chicago Senior Transportation Program, seniors can receive emergency medical transportation or door-to-door service. IF their assisted living facilities do not offer transportation, these programs provide an option to navigate the city at a minimal cost.
Assisted Living Laws and Regulations in Chicago
Chicagos-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Illinois are required to follow. Visit our Assisted Living in Illinois page for more information about these laws.