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Assisted Living Communities in Miami, Florida

Our comprehensive listings and authentic reviews in Miami, FL below include 410 Assisted Living facilities with...

Directory of Assisted Living in Miami, FL

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The Cost of Assisted Living in Miami, FL and Nearby Cities

The average cost of assisted living in Miami is just over $100 less than the national average of $4,500, but it’s nearly $400 more a month than the state’s average of $4,000. Compared to nearby cities, Miami is on the higher end. In Naples, to the west of Miami, seniors pay nearly $1,000 more at $5,300 a month on average. To the north of the city in Port St. Lucie, the cost is much less at $3,763 a month, and in Sebring, it’s even less at $3,436 a month.

Miami

$4,385

Florida

$4,000

The United States

$4,500

Naples

$5,300

Port St. Lucie

$3,763

Sebring

$3,436

How to Pay for Assisted Living in Miami

Assisted living residents in Miami, FL, have several options for paying for services, including state and federal financial assistance programs and personal savings. When planning for assisted living expenses, seniors should consider what programs they qualify for and the payment options their assisted living communities provide.  

  • Medicaid: Florida’s Statewide Medicaid Managed Care Long-Term Care Program pays for many services assisted living residents receive, including personal care, housekeeping, and medication management. To qualify for this program, applicants must meet medical and financial criteria.
  • Medicare: Medicare pays for medical costs, such as hospital stays, doctor’s office visits, and prescription drugs, as well as skilled nursing services in an assisted living facility, such as rehabilitative therapies and medication administration. While this federally funded health insurance plan doesn’t pay for assisted living, it can help seniors afford residential services by reducing their medical expenses.
  • VA Benefits: The Department of Veterans Affairs’ Aid and Attendance program includes a cash benefit for qualified veterans, which they can use toward assisted living fees. Additionally, veterans may qualify for the Geriatrics and Extended Care program, which offers residential care services.
  • Private payments: Private pay options, such as pension income, retirement savings, and long-term care insurance, apply to all assisted living costs, including room and board, personal care, and meals.

Financial Assistance for Assisted Living in Miami

Floridians aged 65 and over who are eligible for Medicaid can receive financial help through the Statewide Medicaid Managed Care Long-Term Care Program (SMMC LTC). This program replaces all Medicaid HCBS Waivers that were in place before being discontinued in 2014. All applicants must be screened through the Comprehensive Assessment and Review for Long-Term Care Services (CARES), whether they intend to enter a nursing home or assisted living.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Florida page.

Financial Assistance for Assisted Living in Miami

Inflation's Impact on the Cost of Assisted Living in Miami, FL

An inflation rate of 10% raised assisted living prices in Miami from $2,168 to $2,375 in the year 2022 to 2023. Costs are projected to rise a further 8% in 2024 to $2,558. These costs are lower than the current and projected state averages of $4,067 and $4,802 and the current and projected national costs of $4,459 and $4,802. The inflation rate for Florida's other big cities is also 10%. Tampa’s monthly cost is $3,571, while Jacksonville’s is $4,580. In Orlando, seniors pay $4,585 per month.

Location2022 Cost (Historical)2023 Cost (Current)2024 Cost (Estimated)
Miami$2,168$2,375$2,558
U.S. Average$4,070$4,459$4,802
Florida$3,727$4,067$4,438
Jacksonville$4,180$4,580$4,932
Tampa$3,259$3,571$3,846
Orlando$4,185$4,585$4,938

The Cost of Other Types of Senior Living in Miami, FL

The costs of senior living in Miami vary depending on the type of care. Assisted living costs $2,375 per month. Independent living is slightly less expensive at $1,437, and at $6,172, memory care is the least affordable option. The amount of care offered, amenities provided and specialized services available all impact the costs of different types of care.

Assisted Living

$2,375

Memory Care

$6,172

Independent Living

$1,437

Free and Low-Cost Resources for Seniors in Miami,FL

There are many resources in Miami,FL that assist seniors in their retirement. Caring.com has compiled information on local organizations, programs and agencies and categorized them into care types for easy reference.

For information about statewide resources and those in nearby cities, go to Caring's Florida state page.

Program NamePhone NumberDescription
Alliance for Aging, Inc.800-963-5337As the local Area Agency on Aging, this organization supports seniors aged 60 and over through information, referrals, and direct services. Older adults can contact the main office for help arranging meal deliveries, scheduling volunteer-based in-home services, and obtaining health insurance options counseling
Program of All-Inclusive Care for the Elderly (PACE) - Miami786-933-7223 800-933-7223 (TTY)PACE delivers comprehensive medical support and social services to seniors dually eligible for Medicare and Medicaid. It provides a single access point for prescription drug coverage, personal care, and skilled nursing services.
Joshua's Heart Foundation Food Pantry305-944-4452Joshua's Heart Foundation Food Pantry stocks free groceries and household staples for seniors with limited financial resources. It distributes supplies two Thursdays per month at noon, although it encourages those seeking food to arrive early.
Jewish Community Services Kosher Meals on Wheels Program305-576-6550786-709-9431 (TTY)The Jewish Community Services Kosher Meals on Wheels Program provides kosher and halal meals to homebound individuals aged 60 and over in the Miami region. Its volunteers deliver meals daily and provide wellness checks.
Miami Gardens Food Pantry305-610-4004The Miami Gardens food pantry offers shelf-stable grocery items and fresh produce for income-qualified seniors. It's open on the first and third Saturdays of the month from 9 a.m. to 10 a.m., and its staff distributes numbers starting at 8 a.m.
Miami-Dade Meals for the Elderly786-469-4707Miami-Dade Meals for the Elderly administers two senior meal programs, including Meals on Wheels and a congregate meal service. Meals on Wheels delivers two meals daily to program participants, and 19 congregate meal sites host midday hot meals and educational and recreational programming every weekday.
Legal Services of Greater Miami305-576-0080Legal Services of Greater Miami provides free civil legal services to Miami residents aged 60 and over. This nonprofit organization helps seniors obtain public benefits screening, health insurance options counseling, and details on residents' rights.
Long-Term Care Ombudsman Program - North Dade850-414-2323Florida's Long-Term Care Ombudsman Program supports Miami seniors through its North Dade office. Its trained advocates help assisted living residents navigate billing problems, gaps in care, and involuntary discharge orders.
Weatherization Assistance Program (WAP) - Miami786-469-4600The Weatherization Assistance Program makes homes more energy-efficient by insulating attics, installing solar screens, and repairing or replacing inefficient HVAC systems. Applicants must meet financial requirements to benefit from this program.
Jack Orr Senior Center305-579-5588The Jack Orr Senior Center hosts social and recreational activities for seniors 60 and over. In addition to participating in arts and crafts, games, and events, seniors can obtain wellness screenings and referrals for home—and community-based services.
Senior Family Center305-622-5780The Senior Family Center has an ADA-accessible campus and offers a range of amenities, including a fitness center, a walking trail, restrooms, and a pavilion with a grill. The center also has meeting rooms that seniors can reserve for private events.
Miami-Dade Active Older Adults Program786-372-9701The Miami-Dade Active Older Adults Program, which is supervised by the Miami-Dade Parks Department, organizes activities for locals aged 55 and over.
Florida Mayor's Initiative on Healthy Aging and Livability305-234-5400The Mayor's Initiative on Aging administers community activities for seniors, including health education and disease prevention workshops, wellness screenings, and age-friendly fitness programs. It also offers interactive presentations on senior safety.
Miami-Dade Retired and Senior Volunteer Program (RSVP)786-469-4843RSVP provides exclusive volunteer opportunities to those aged 55 and over in the Miami region. This program allows seniors to serve their community as museum docents, health insurance options counselors, and career coaches.
Foster Grandparent Program - Miami786-469-4844The Foster Grandparent Program, open to those aged 55 and over, matches volunteer mentors to children in the community who need academic or social support.
Northeast Dade - Aventura Branch Library305-931-5512The Miami-Dade Public Library's Aventura Branch hosts a range of activities for those aged 55 and over, including drop-in game sessions and knitting classes.
Senior Companion Program - Miami786-469-4843The Senior Companion Program matches active adults aged 55 and over with seniors needing companionship. In exchange, participants qualify for an hourly stipend and a transportation allowance.
Miami Social Security Offices800-772-1213800-325-0778 (TTY)The Miami region contains 16 Social Security offices where seniors receive in-person support with filing applications for benefits that may help with assisted living and medical expenses, including Medicare and Social Security.
Property Tax Benefits - Miami305-375-4712Seniors 65 and over who own a home in Miami may qualify for an additional $50,000 homestead exemption.
Miami Dade County Light Bill Assistance786-469-4640Miami Dade County Light Bill Assistance helps those aged 60 and over avoid disruptions in utility services by providing funds to cover past-due bills.
Miami Vet Center305-718-3712The Miami Vet Center has English- and Spanish-speaking counselors who provide free mental health services for veterans, including individual therapy, family counseling, and grief and bereavement counseling.
Bruce W. Carter Department of Veterans Affairs Medical Center305-575-7000The Bruce W. Carter Department of Veterans Affairs Medical Center provides 24-hour medical support for qualified veterans and their families, including rehabilitative services, speech and hearing support, and prosthetics. The center also provides telehealth services for patients' convenience.
Veterans Services Program - Miami305-756-2830The county-run Veterans Services Program helps older veterans obtain state and federal veterans' benefits, including those that cover assisted living services.

Benefits and Drawbacks of Assisted Living in Miami

  • Florida’s low taxes are one of the biggest perks of retiring in the state. Miami seniors don’t pay state income tax. Older adults are still responsible for federal income taxes, but the state’s lack of income tax significantly lessens their tax burden. This may help stretch retirement savings.
  • Getting around town in Miami and Miami-Dade County is efficient, with a number of public transit options, most of which offer discounts to seniors. Miami-Dade Transit offers Metrobus, Metrorail and Metromover transportation services, as well as the accessible door-to-door Special Transit Service. Metrorail and Metrobus vehicles are even equipped with free Wi-Fi service.
  • Though the overall cost of living in Miami is 23% higher than the national average and 21% higher than the state average, the low taxes and many community amenities help balance these higher costs. Seniors also pay lower-than-average costs for health care in Miami.
  • Miami’s warm climate, with highs of 89 degrees in the summer and lows that are just 61 in the winter, is one of the reasons many people choose this Florida community for retirement. While it often rains, the weather is nearly always appropriate for a trip to the beach once the rain passes.
  • Since 2018, Miami has been a member of the AARP Age-Friendly Communities network. Being a member means the city’s leadership has committed to working toward making Miami a great place for older adults to live. The city scores 54 out of 100 for its age-friendly policies, with high scores for housing, neighborhood and transportation.
  • Quality medical care is found nearby for older adults living in Miami. It’s close to multiple hospitals that are high performing in senior care, including the Mount Sinai Medical Center, which is ranked among the top 50 in the nation for senior care.

Assisted Living Laws and Regulations in Miami

Miami Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living facilities in Florida are required to follow. Visit our Assisted Living in Florida page for more information about these laws.

Assisted Living Laws and Regulations in Miami

Assisted Living Services and Amenities in Miami

Miami’s assisted living communities offer a range of amenities and services to enhance the quality of life for their residents. These amenities optimize residents’ comfort and opportunities for social engagement while promoting convenience. As prospective residents research local care solutions, seeking amenities that align with their lifestyle preferences can help ensure an enjoyable and fulfilling living experience.

  • Restaurant-Style Dining: Daily table service prevents mealtime boredom by offering diverse menu selections that accommodate various dietary needs, preferences, and restrictions.
  • Personal Care Assistance: Discreet assistance with daily activities, such as bathing and dressing, supports residents’ independence while providing a helping hand as needed.
  • Bilingual Staff: Many caregivers in Miami’s assisted living communities speak more than one language, eliminating barriers to care for non-English speakers. The proprietary Caring.com database shows 59 assisted living facilities throughout Miami with multilingual staff.
  • Hair Salon: On-site beauty salons provide a full range of cut and color services for men and women.
  • Entertainment Venues: Movie theaters, game rooms, and arts and crafts studios provide settings for relaxing and visiting with friends.

Contact a Caring.com Family Advisor for one-on-one assistance with finding specific amenities among Miami’s assisted living communities.

Frequently Asked Questions about Assisted Living in Miami

Reviews of Communities Nearby

Assisted Living

Marina

I visited this facility
Read more

Assisted Living

Nancy

I am a friend or relative of a current/past resident

Review of Bay Oaks Historic Retirement Residence

My friend was at the Bay Oaks Historic Retirement Residence. It was a very caring community, and it was very small. It's an old, vintage home. It's very large. They converted the rooms into guest...

Read more

Assisted Living

Carlos

I visited this facility

Review of El Paraiso Home, Inc.

El Paraiso Home, Inc. was very old. It's very close to town so it was very congested with the traffic outside. I've seen their residents and they looked older than the other places I visited. They...

Provider response

Hi, Carlos. Thanks for visiting us. Yes, our building was built in 1922 and is part of historic Little Havana. Those who choose to live here enjoy this feature, but it does mean that we are near...

Read more

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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