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The 10 Best Assisted Living Facilities in Rancho Mirage, CA for 2024

With nearly 18,000 residents, half of whom are at least 65 years old, Rancho Mirage offers a welcoming environment for retirees seeking a small-town atmosphere with access to big-city amenities. The city has a low violent crime rate and promotes high access to health care, providing peace of mind to seniors, and its warm weather year-round appeals to those who enjoy outdoor activities.

Seniors seeking a low-maintenance lifestyle in Rancho Mirage may find the services and amenities they need in one of the region’s many assisted living facilities. These facilities offer comfortable housing, often with apartment-style units, and provide daily meals, transportation services and social and recreational activities. They also have dedicated caregivers who administer individualized care plans. In general, this type of care costs $5,475 per month in the Rancho Mirage region. This is higher than the statewide average of $5,250, the national norm of $4,500.

This guide provides details on assisted living costs in the Rancho Mirage region, as well as an overview of the state-mandated rules facilities follow. It also highlights some helpful resources for current and prospective assisted living residents.

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Assisted Living Facilities in Rancho Mirage, California

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What to Consider About Assisted Living in Rancho Mirage

The California Department of Social Services, Senior Care Licensing Program, oversees and licenses assisted living facilities in Rancho Mirage and the rest of California. Through this agency, seniors can get up-to-date information on policies that affect access to long-term care. They can also get one-on-one advocacy and information through the department’s regional office, which is in Riverside.

Benefits and Drawbacks of Assisted Living in Rancho Mirage

  • Eisenhower Medical Center is a large medical facility with 536 inpatient and outpatient beds in Rancho Mirage, giving older residents access to a variety of health services, such as emergency care. Costs for medical services, such as hospitalizations, dental care and doctor’s office visits, come in about 16% below the national norm.
  • The weather in Rancho Mirage tends to be very warm, which may be a consideration for seniors sensitive to heat. Winters are pleasant with daytime temperatures around 70 degrees, but summers are very warm with average highs in the triple digits. To help residents stay safe and comfortable, assisted living facilities have individual climate controls in living quarters.
  • The violent crime rate in Rancho Mirage is low, with the city rating 13.5 on a 100-point index compared to a national score of 22.7. While property crime is more prevalent, earning the city a score of 52.7 versus 35.4 nationally, assisted living facilities promote residents’ safety through measures such as surveillance cameras and door alarms.
  • The overall cost of living in Rancho Mirage is in line with the California norm but significantly higher than the national average. On a cost of living index based on a national score of 100, the city rates 147.9. Median home costs in this city are more than double the nationwide average, making assisted living an attractive alternative to owning a home.
  • Seniors in Rancho Mirage pay state income taxes on most forms of retirement income, and the tax rate is among the highest in the nation. However, Social Security benefits are exempt, which may promote the financial security of those who rely primarily on this type of income.

Paying for Assisted Living in Rancho Mirage

Assisted living facilities in Rancho Mirage charge monthly rates of $5,475 for care.

The Cost of Assisted Living in Nearby Cities

In Rancho Mirage, assisted living residents pay $5,475 per month for care. This is $225 more than the California norm, and it’s nearly $1,000 per month higher than the national average. Seniors may save money by choosing an assisted living facility in Los Angeles or Riverside, where respective fees come in at $5,250 and $4,000. However, local care costs are competitive compared to rates in Oxnard, where assisted living residents pay $5,750 for care, and El Centro, where fees are about $700 higher than in Rancho Mirage.

Rancho Mirage

$5,475

California

$5,250

United States

$4,500

El Centro

$6,150

Riverside

$4,000

Los Angeles

$5,250

Oxnard

$5,750

The Cost of Other Types of Senior Care

Assisted living is among the most affordable long-term care options in Rancho Mirage, with facilities charging average monthly rates of $5,475. This offers significant monthly savings over the cost of private home-based care, which comes in at $6,387 for in-home care and $6,473 for home health care. Nursing home care is even more expensive at $9,384 for semiprivate accommodations. Only adult day health care, which doesn’t include residential services, is more affordable at $2,058.

In-Home Care

$6,387

Home Health Care

$6,473

Adult Day Health Care

$2,058

Assisted Living Facility

$5,475

Nursing Home Facility (semiprivate room)

$9,384

Note: Data for Rancho Mirage was unavailable, so data for the nearest city, San Diego, was used instead.

Financial Assistance for Assisted Living in Rancho Mirage

Many seniors, especially those on fixed incomes, may worry about how they will afford assisted living. In Rancho Mirage, seniors may be eligible to receive help paying for assisted living services through California’s Assisted Living Waiver Program. Seniors with Supplemental Security Income (SSI) may also qualify for assistance through California's Optional State Supplement program. 

Learn more about these programs, plus who’s eligible, on our Assisted Living in California page.

Financial Assistance in California

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in California page.

Free Assisted Living Resources in Rancho Mirage

Rancho Mirage and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Rancho Mirage, please visit our Assisted Living in California page.

Assisted Living Laws and Regulations in Rancho Mirage

Rancho Mirage Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in California are required to follow. Visit our Assisted Living in California page for more information about these laws.

Assisted Living Laws and Regulations in California

Reviews of Communities Nearby

Assisted Living

Laura Mccoy

I am a friend or relative of a current/past resident

Review of Atria Rancho Mirage

I am a friend of a resident living in this community & I have recently been visiting her more than usual for the past few weeks & I would love to share my experience with others. As soon as I walk...

Read more

Assisted Living

Anna

I visited this facility

Review of Atria Rancho Mirage

I had a tour of Atria Rancho Mirage. I'm happy with it. It gives me everything I need. It was wonderful. They explained everything. My niece was with me, and she asked a lot of questions, and they...

Read more

Assisted Living

Jan

I visited this facility

Review of Bayshire Rancho Mirage

Bayshire Rancho Mirage was OK. The staff was friendly. I didn't like this one as much as the other place I toured. It just wasn't as nice. I don't think the facilities were as clean. The woman that...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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