What to Consider About Assisted Living in Los Gatos

Los Gatos, Spanish for "The Cats," is located in California's affluent Silicon Valley, in the southern part of the Bay Area. Seniors who enjoy the outdoors may appreciate the scenic trails along the nearby Santa Cruz Mountains. The Los Gatos community has a population of nearly 31,000, 19 percent of whom are seniors aged 65 and over. To care for this large senior population, Los Gatos boasts 19 different assisted living facilities. The State of California regulates assisted living facilities through the Department of Social Services, while the Senior Care Licensing Program licenses and monitors residential care facilities for the elderly and continuing care retirement communities.

Benefits and Drawbacks of Assisted Living in Los Gatos

  • Los Gatos weather benefits from cool ocean breezes off the Pacific, with mild winters and warm, not hot, summers. July high temperatures average around 84 degrees Fahrenheit, and January lows are around 39 degrees Fahrenheit. Seniors sensitive to extreme heat or cold will appreciate the temperate climate here. 

  • Crime rates in Los Gatos, both property crime and violent crime, fall below the national averages. While the community is fairly safe, seniors are advised to take precautions when traveling to nearby San Jose and San Francisco-Oakland. 

  • Cost of living in Costa Mesa is over four times the national average. Housing costs here are among the highest in the nation at ten times the U.S. average. Seniors on fixed incomes may want to carefully consider their budget, as this can affect assisted living costs. Grocery and health care costs, however, are close to the national average. 

  • The Santa Clara Valley, including Los Gatos, is served by the Santa Clara Valley Transportation Authority, providing bus lines in the nearby communities, as well as to stations to the BART, San Francisco's public light rail and bus line. Seniors are eligible for reduced rates, and handicapped access is available. 

  • Los Gatos has an array of community resources for seniors, including the Los Gatos-Saratoga Community Education and Recreation, an organization that offers a calendar of special events, health screenings, as well as a wide range of education, recreation and enrichment programs. 

  • The Los Gatos area is home to world-class medical facilities, including El Camino Hospital - Los Gatos and the Good Samaritan Hospital, in the event of medical emergencies or illness.

Paying for Assisted Living in Los Gatos

Average Monthly Costs

Cities in California

$4,866.00 Sunnyvale
$4,500.00 Campbell
$4,475.00 San Jose
$4,228.00 Saratoga
$4,000.00 US
$3,698.00 Santa Clara

Assisted Living costs in Los Gatos start around $0 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

It’s important to note that assisted living rates in Los Gatos and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

Financial Assistance for Assisted Living in Los Gatos

Senior citizens in California, as well as those with a qualifying disability, may be eligible for the Assisted Living Waiver (ALW), which is a Home and Community-Based Services (HCBS) waiver that was created by legislation that directed the California Department of Health Care Services (DHCS). Los Gatos residents may find this especially helpful to afford senior care. 

Learn more about these programs, plus who’s eligible, on our Assisted Living in California page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in California page.

Free Assisted Living Resources in Los Gatos

Los Gatos and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

Assisted Living Laws and Regulations in Los Gatos

Los Gatos-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in California are required to follow. Visit our Assisted Living in California page for more information about these laws.