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The 10 Best Home Care Agencies for Seniors in Lakewood, WA for 2024

Situated less than half-an-hour’s drive from Washington’s capital, Olympia, Lakewood is known for its lush green spaces and multiple lakes. Seniors aged 65 and over comprise 15.9% of the city’s population of 63,331 residents, which is less than the national average of $16.8%. Seniors can access St. Claire Hospital, which offers emergency care, chronic pain management, orthopedic programs and heart and vascular care, or travel to Olympia to Providence St. Peter Hospital and MultiCare Capital Medical Center. Those who choose to age in place can hire home care services to help with daily routines, or receive light medical services from home health care. Home care costs $6,673 monthly, according to the 2021 Genworth Cost of Care Survey.

Below we’ve compiled a comprehensive directory of every home care provider in Lakewood– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Home Care Agencies in Lakewood, WA

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Paying for Home Care in Lakewood, WA

The Cost of Home Care in Lakewood, WA

Lakewood residents pay a monthly average of $6,673 for home care. This is over $1,500 more than the national average and $125 more than the statewide average. The highest home care costs in Washington are found north of the Seattle Metro Area in Mount Vernon, while costs are lower in the center of the state in Wenatchee and Yakima and rise again near Washington’s eastern border with Idaho in Spokane. 

Lakewood

$6,673

Washington

$6,547

United States

$4,957

Mount Vernon

$7,245

Wenatchee

$5,911

Yakima

$5,958

Spokane

$6,387

The Cost of Home Care vs. Other Senior Care Options in Lakewood, WA

Nursing home care, which provides clinical services, is the most expensive senior care option at $9,764 per month. Home care and home health care are the next most expensive care options, both costing around $6,673. Home health care services provide limited in-home nursing and therapeutic procedures, while home care provides assistance with housekeeping and other aspects of daily living. Assisted living costs, $4,805, are less than either of these options. Adult day care programs are the most affordable, at $1,625.

Home Care

$6,673

Home Health Care

$6,673

Adult Day Health Care

$1,625

Assisted Living Facility

$4,805

Nursing Home Facility (semiprivate room)

$9,764

Note: Data for Lakewood was unavailable, so data for the nearest city, Olympia, was used instead.

Financial Assistance for Home Care in Lakewood, WA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Lakewood Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Lakewood:

ResourceContactAddressService
Weatherization Assistance Program(253) 798-45001305 Tacoma Ave. South, Suite 104, Tacoma, WA 98402The WAP is available to low-income homeowners in Pierce County and is designed to increase the energy efficiency and safety of homes. Through the WAP, applicants can access a home assessment, insulation and air sealing services and furnace repairs. Workers from the program also test gas appliances, supply carbon monoxide detectors and take measures to boost air quality inside homes. 
Aging & Disability Resources(253) 798-46001305 Tacoma Ave. South, Suite 104, Tacoma, WA 98402ADR offers a variety of services of use to older adults who wish to continue living at home, including care planning and education about clients’ health needs. Additionally, the program advises clients on their housing options and helps them access services. The program also supports family caregivers, and its website has many links to additional sources of information and assistance.
Catholic Community Services(206) 328-5696100 23rd Ave. South, Seattle, WA 98144Through CCS, seniors can access nonmedical care at home. The organization’s home care providers handle errands, laundry and housekeeping tasks for clients. Help is also available for daily living activities, such as bathing and dressing. Other offerings include home-delivered meals and volunteer transportation services for older adults who otherwise have trouble getting around. The organization serves individuals of all income levels. 
Lutheran Community Services Northwest(206) 901-16853848 South Junett St., Tacoma, WA 98409LCS Northwest offers the Senior Companion program, which matches socially isolated seniors with similarly aged volunteers who provide company and opportunities to interact. A similar program, Senior Friends, also has the goal of reducing isolation among older adults living at home. The organization runs a low-cost home-delivered meal service for individuals who cannot obtain groceries or prepare meals on their own, and its Home Care program makes activities, such as shopping and housekeeping, less burdensome for seniors.
City of Lakewood Home Repair Programs(253) 983-77546000 Main St. Southwest, Lakewood, WA 98499Lakewood offers two programs designed to make home improvements more affordable for homeowners. The Major Home Repair service offers low-interest loans of up to $40,000, with higher amounts available in certain circumstances. Meanwhile, the Housing Rehabilitation program offers assistance in bringing houses into compliance with building codes, and it can be used to fund roof replacements and many other projects. Income limits apply for eligibility, and elderly individuals are given priority.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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