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The 10 Best Home Care Agencies for Seniors in Herndon, VA for 2024

Herndon is located in Northern Virginia, approximately 25 miles west of Washington DC and just 5 miles east of Dulles International Airport. According to the 2020 U.S. Census,  more than 24,000 people live here, with roughly 10% of them 65 years of age or older; nationally, the percentage of Americans in this age group is 16.8%. Herndon is served by Reston Hospital Center. The city’s residents are also roughly 30 minutes from Inova Fairfax Hospital. According to the 2021 Genworth Cost of Care Survey, the average monthly cost of either home care or home health care in Herndon is $5,339, higher than both Virginia and U.S. averages.

Below we’ve compiled a comprehensive directory of every home care provider in Herndon– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Herndon, VA

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Paying for Home Care in Herndon, VA

The Cost of Home Care in Herndon, VA

Herndon’s average monthly price for home care is 14% higher than the U.S. average and 11% higher than the Virginia average. According to Genworth’s data, the state’s prices are highest in Charlottesville; they’re also notably above average in the capital city of Richmond. Seniors see lower prices in Roanoke, which is in the state’s west, and in Virginia Beach, which is on the Atlantic shore.

Herndon

$5,339

Virginia

$4,767

The United States

$4,957

Roanoke

$4,195

Charlottesville

$6,292

Richmond

$5,148

Virginia Beach

$4,767

The Cost of Home Care vs. Other Senior Care Options in Herndon, VA

The average monthly cost of assisted living in Herndon, $5,948, is approximately 10% higher than the cost of aging in place, while a semiprivate room in a nursing home facility is 54% more expensive than home-based care. Adult day health care, which costs a relatively inexpensive $2,282 per month on average, provides a basic level of support and supervision but doesn’t provide the round-the-clock help of assisted living and nursing homes.

In-Home Care

$5,339

Home Health Care

$5,339

Adult Day Health Care

$2,282

Assisted Living Facility

$5,948

Nursing Home Care (semiprivate room)

$11,467

Note: Data for Herndon was unavailable, so data for the nearest city, Washington DC, was used instead.

Financial Assistance for Home Care in Herndon, VA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.  

Download
Checklist for determining the need for home care
Checklist for determining the need for home care
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Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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