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The 5 Best Home Care Agencies for Seniors in Hooven, OH for 2024

Located just 14 miles west of Cincinnati, the small town of Hooven, Ohio, has a population of fewer than 500 people. This intimate community is very popular with retirees, as more than 23% of its inhabitants are aged 65 and older, a much higher percentage than the U.S. average of 16.8%. Hooven is an affordable place for seniors who enjoy living in a small town with easy access to large-city amenities, including nearby The Christ Hospital. Home care in Hooven costs $5,148 per month, according to Genworth’s Cost of Care Survey 2021, and assists residents with activities of daily living. Home health care costs the same and offers additional help courtesy of skilled nurses and therapists.

Below we’ve compiled a comprehensive directory of every home care provider in Hooven– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Hooven, OH

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Paying for Home Care in Hooven, OH

The Cost of Home Care in Hooven, OH

According to Genworth’s Cost of Care Survey 2021, home care costs an average of $5,148 per month in Hooven, just $191 more than the Ohio and U.S. national averages. Hooven compares favorably with other nearby cities in the state. Springfield is one of the most affordable cities in Ohio, with in-home care providers charging $4,385. Dayton seniors spend $5,434, while those in Columbus pay $5,625 per month, $477 more than in Hooven and the highest rate in the state.

Hooven

$5,148

Ohio

$4,957

United States

$4,957

Columbus

$5,625

Springfield

$4,385

Dayton

$5,434

The Cost of Home Care vs. Other Senior Care Options in Hooven, OH

The cost of senior care in Hooven varies depending on the level of services offered. At $1,690 per month, adult day care is the most affordable option, followed by assisted living at $4,666. Retirees choosing to remain in their own homes pay $5,148 for in-home or home health care. Although both types of care are similar, home health care includes additional basic medical services carried out by registered nurses or therapists, such as wound care, insulin administration and physical therapy. Hooven seniors requiring the highest level of care spend the most with nursing homes costing $7,848 per month.

Home Care

$5,148

Home Health Care

$5,148

Adult Day Health Care

$1,690

Assisted Living Facility

$4,666

Nursing Home Facility (semiprivate room)

$7,848

Financial Assistance for Home Care in Hooven, OH

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care
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Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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