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The 5 Best Home Care Agencies for Seniors in Blanchester, OH for 2024

Blanchester is a town in southwestern Ohio with a population of around 4,200 residents. Seniors are just a short drive from Cincinnati’s world-class health care facilities, including the University of Cincinnati Medical Center and The Christ Hospital, which offers the region’s top senior health services at its Health and Aging Center. According to the Genworth Cost of Care Survey 2021, home care services cost an average of $5,148 per month. This pertains to both in-home care, which provides assistance with routine daily tasks and household chores, and home health aide services, which includes skilled medical care in addition to those basic services.

Below we’ve compiled a comprehensive directory of every home care provider in Blanchester– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Blanchester, OH

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Paying for Home Care in Blanchester, OH

The Cost of Home Care in Blanchester, OH

Blanchester has the same assisted living costs as the Wilmington-Cincinnati metropolitan area. Seniors in this area pay an average of $5,148 per month for this type of care, which is slightly higher than the state median and U.S. national averages of $4,957. It is, however, less expensive than nearby Dayton and Columbus, where the average monthly rates are $5,434 and $5,625, respectively. Lima is on par with the state average of $4,957, and Springfield is an even more affordable option at $4,385 per month.

Blanchester

$5,148

Ohio

$4,957

The United States

$4,957

Dayton

$5,434

Springfield

$4,385

Columbus

$5,625

Lima

$4,957

The Cost of Home Care vs. Other Senior Care Options in Blanchester, OH

Assisted living is around $500 less per month than in-home health care, though it requires seniors to transition from their homes to an assisted living community. At $1,609 per month, adult day health care is the most affordable option and a great option for individuals who only require part-time assistance and supervision. Those with more complex needs may be best suited to a nursing home facility, where skilled nurses and trained caregivers are on-site 24/7. Rates average $7,848 for semiprivate rooms.

Home Care

$5,148

Home Health Care

$5,148

Adult Day Health Care

$1,609

Assisted Living Facility

$4,666

Nursing Home (semiprivate room)

$7,848

Note: Data for Blanchester was not available, so data for the nearest city, Cincinnati, was used instead.

Financial Assistance for Home Care in Blanchester, OH

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Blanchester Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Blanchester:

ResourceContactAddressService
Area Agency on Aging District 7(800) 582-7277218 N. College Avenue, Rio Grande, OH 45674Blanchester’s local Area Agency on Aging offers no-cost home repairs for eligible local seniors. To qualify, seniors in Blanchester must meet area income and asset guidelines and own the property they live in. Certain restrictions apply to work done on mobile homes. Covered services include: 
Clinton County Community Action(937) 382-8365789 N. Nelson Avenue, Wilmington, OH 45177Clinton County Community Action offers a range of services for seniors in Blanchester and the surrounding areas. Seniors who meet income and asset limitations can apply through the private nonprofit for the Low-Income Home Energy Assistance Program (LIHEAP), which may cut up to 30% off of home heating and air conditioning bills. The organization also operates a senior homeowner weatherization program to help Blanchester seniors bring their insulation, doors and windows up to code and get ready for seasonal weather. Community Action also operates a food pantry for needy seniors in Blanchester.
Home Weatherization Assistance Program(937) 783-4993570 N. State Route 741, Lebanon, OH 45036Blanchester seniors who live over the county line in Warren County can apply for help weatherizing their homes through Warren County Community Services (WCCS), a local nonprofit. WCCS also offers no-cost transportation for Blanchester seniors who need help getting to medical appointments and running personal errands, as well as adult literacy and family support services for loved ones and caregivers.
Deupree Meals on Wheels(513) 561-81503870 Virginia Avenue, Cincinnati, OH 45227Deupree Meals on Wheels is a free nutritional support program operated by the local branch of Episcopal Retirement Services. Blanchester seniors who have trouble shopping for themselves or going out to eat, or who need a no-cost source for regular meals, can have hot meals delivered by program volunteers five times a week to their homes. Frozen meals are available for weekend storage and on request.
Elderly Services Program(937) 449-0642175 Tri County Parkway, Cincinnati, OH 45246The Greater Cincinnati Council on Aging operates the Elderly Services Program to help seniors remain safe, healthy and independent in their own homes in Blanchester. Services provided at no cost to eligible seniors include:

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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