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The 10 Best Home Care Agencies for Seniors in Nassau County, NY for 2024

Nassau County is located in Long Island, New York. The county has a population of 1,390,907 people, including around 256,000 seniors aged 65 and older. This accounts for 18.4% of the population, which is higher than the national average of 16.8%. Thanks to its low crime rates and close proximity to the major amenities in New York City, Nassau County has become a popular choice for seniors seeking a more tranquil setting to retire just outside the city. Seniors have easy access to top-quality medical facilities, including Mount Sinai South Hospital, which is rated as high performing in treating diabetes, stroke and heart attacks.

According to Genworth’s 2021 Cost of Care Survey, seniors in Nassau County pay around $5,529 per month for home care, which is higher than both the national and state averages. While home care assists seniors with personal care, home health care typically involves nurses and therapists providing medical services.

Below we’ve compiled a comprehensive directory of every home care provider in Nassau County– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Paying for Home Care in Nassau County, NY

The Cost of Home Care in Nassau County, NY

Due to the proximity of Nassau County to New York City, the areas share the same monthly cost of $5,529. Care in Nassau County is slightly more expensive than the average cost of care across the state of New York and around $600 more expensive than the national average. Close by in Poughkeepsie, seniors pay around $5,339 for care, which is slightly lower than Nassau County. Care is the most affordable in Buffalo, averaging around $4,957 per month, and considerably more expensive to the south in Ithaca, where it costs $6,101 per month.

Nassau County

$5,529

New York

$5,339

The United States

$4,957

Buffalo

$4,957

Ithaca

$6,101

Poughkeepsie

$5,339

The Cost of Home Care vs. Other Senior Care Options in Nassau County, NY

The most affordable care option in Nassau County is adult day care, which costs around $1,950 per month. For seniors who prefer to age in place, home care, which includes personal care, costs around $5,529, and home health care, which includes light medical services, costs slightly more at $5,720. Seniors in assisted living communities typically pay slightly more than home care ($5,750) and seniors in nursing homes pay significantly more, costing around $12,471 on average.

Home Care

$5,529

Home Health Care

$5,720

Adult Day Health Care

$1,950

Assisted Living

$5,750

Nursing Home Care (semiprivate room)

$12,471

Note: Data for Nassau County was not available, so data for the nearest city, New York City, was used instead.

Financial Assistance for Home Care in Nassau County, NY

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Nassau County Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Nassau County:

ResourceContactAddressService
Nassau County Department of Human Services Office for the Aging(516) 227-897260 Charles Lindbergh Boulevard, Uniondale, NY 11553The Nassau County Department of Human Services Office for the Aging is a contact point for several services for seniors in the area. The goal of the Department is to provide older adults in the county with the services they need to remain independent at home for as long as possible. It operates more than 70 programs for the elderly, including health services and insurance counseling, and advocates on behalf of the elderly.
Social Adult Day Care(516) 227-890060 Charles Lindbergh Boulevard, Uniondale, NY 11553Social Adult Day Care services in Nassau County are county-based programs that give frail seniors a chance to socialize and receive nutrition in a group setting. Seniors can come to the day services program during the day, where caring staff can provide assistance as needed, and then return home at night. These services are without a fee, but seniors and their families are encouraged to donate if they can.
Nassau County In-Home Services for the Elderly(515) 227-890060 Charles Lindbergh Boulevard, Uniondale, NY 11553Adults aged 60 and older who need help with the activities of daily living can get assistance through the county so they can remain living at home. In-Home Services for the Elderly Program provides care coordination as well as in-home care as needed for qualified seniors. Each senior in the program gets an individualized care plan based on a personalized assessment.
New York State Wellness in Nutrition Program Home Delivered Meals(516) 227-893060 Charles Lindbergh Boulevard, Uniondale, NY 11553Nassau County participates in the state’s Wellness in Nutrition Program, which delivers healthy meals to older adults who cannot make their own food or get to congregate meal locations. To qualify, seniors must be unable to do their own cooking or shopping and have no local support to meet nutrition needs.
STAR Program(516) 571-1500240 County Road, Mineola, NY, 11501The STAR Program is a property tax reduction that helps seniors in Nassau County who are income qualified. This program may exempt these qualified seniors from school property taxes on their owner-occupied primary residences. To qualify, seniors must be age 65 or older and make less than $88,050 a year.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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