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The 10 Best Home Care Agencies for Seniors in Edison, NJ for 2024

Edison is a peaceful suburban city in Middlesex County, New Jersey. It is about 38 miles from New York, the largest city in the United States and 30 miles from Trenton, New Jersey’s state capital. The city has a population of 107,626, with 14.6% comprising individuals aged 65 and above — slightly less than the national average of 16.8%. Residents can quickly access shopping malls, restaurants, entertainment spots, culture, beauty parlors and worship places. Edison experiences relatively comfortable climatic conditions with an average of 206 sunny days per year. Nearby hospitals, such as JFK University Medical Center and Robert Wood Johnson University Hospital, provide quick access to primary health care services.

In Edison, home care costs an average of $5,148 per month. Home care involves personal care services, such as dressing and companionship. This is different from home health care, which Includes light medical services by licensed professionals.

Below we’ve compiled a comprehensive directory of every home care provider in Edison– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Edison, NJ

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Paying for Home Care in Edison, NJ

The Cost of Home Care in Edison, NJ

Located all in proximity to each other, Edison, Trenton, and New Brunswick share the same cost for home care — seniors pay $5,148 per month, which Is more affordable than the state average of $5,529. While this cost is higher than the national average by $191, it’s cheaper than in other cities. Newark and Jersey City, for instance, share the state average of $5,529. 

Edison

$5,148

New Jersey

$5,529

The United States

$4,957

Trenton

$5,148

Newark

$5,529

Jersey City

$5,529

New Brunswick

$5,148

The Cost of Home Care vs. Other Senior Care Options in Edison, NJ

The cost of home care, which provides assistance with daily activities, is $5,148 in Edison. Home health care includes light medical services, such as medication management, for an additional $95. Adult day care involves part-time care services for $3,282 less than monthly home care. Nursing home care ($11,650) is a more expensive choice among the care options, as it involves round-the-clock specialized care and supervision. Assisted living costs $2,997 more than home care services.

Home Care

$5,148

Home Health Care

$5,243

Adult Day Health Care

$1,866

Assisted Living

$8,145

Nursing Home Care (semiprivate room)

$11,650

Note: Data for Edison was not available, so data for the nearest city, Trenton, was used instead.

Financial Assistance for Home Care in Edison, NJ

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Edison Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Edison:

ResourceContactAddressService
Edison Township Senior Citizen Center(732) 248-73452963 Woodbridge Avenue, Edison, New Jersey 08837The Edison Senior Citizen Center offers free curb-to-curb transportation to seniors who otherwise have no other means of getting to local medical appointments, shopping plazas and grocery stores or to participate in various senior citizen club activities and scheduled trips.
Housing Rehabilitation Program(732) 248-7359100 Municipal Blvd., Edison, New Jersey 08817Edison Township has a grant funding program in place to help senior citizens with zero-interest, 10-year loans of up to $15,000 for home improvement projects needed to repair or correct any existing home safety issues. The program, which is available to homeowners with low or moderate incomes, includes major repairs for such items as roofs, plumbing, electrical upgrades and ADA accessibility renovations.
Nutrition Services(732) 452-03772963 Woodbridge Avenue, Edison, New Jersey 08837The Middlesex County Office of Aging runs several senior meal programs, with one serving Edison residents at the Edison Senior Center. The program, which is open to seniors from 8:30 a.m. to 2:30 p.m., serves healthy, tasty meals congregate-style at the center, with vegetarian and specialized menus for diabetics. There is a recommended contribution of $2.25 per meal. The senior meal program also provides home-delivered meals to homebound seniors, with a fair share contribution set at $2.75.
Jewish Family Services For Seniors(732) 777-194032 Ford Ave., Milltown, NJ  08850The goal of Jewish Family Services (JFS) for seniors is to help enable the elderly to remain safely living in their own homes for as long as possible, thereby enjoying a higher quality of life. JFS provides services to seniors living in nearby Edison. Its programs include Friendly Visitors, a program that sends community volunteers to the homes of isolated seniors to provide socialization to those who have no support system in place. Kosher Meals on Wheels delivers hot and cold kosher meals to seniors’ homes and provides some socialization.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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