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The 10 Best Home Care Agencies for Seniors in Cherry Hill, NJ for 2024

Located eight miles outside of downtown Philadelphia, the township of Cherry Hill is home to 75,474 inhabitants, 19.7% of which are adults aged 65 and older — substantially more than the national average of 16.8%. Seniors are drawn to Cherry Hill for its small-town charm, nature trails and country clubs. It also offers access to senior-focused resources and local amenities. These include Jefferson Health General Surgery & Specialty Care and Cherry Hill Free Clinic, which offers primary health care services to uninsured residents.

Due to its proximity to Philadelphia, Cherry Hill has the same home care costs with its larger neighbor, which Genworth’s 2021 Cost of Care Survey lists as $5,329 per month. This is below the average cost for home care in New Jersey. Seniors requiring some basic medical care in their own homes can opt for home health care for an additional $10.

Below we’ve compiled a comprehensive directory of every home care provider in Cherry Hill– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Cherry Hill, NJ

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Paying for Home Care in Cherry Hill, NJ

The Cost of Home Care in Cherry Hill, NJ

The average cost of home care in Cherry Hill is $5,329 per month according to Genworth’s Cost of Care Survey 2021. Although $372 higher than the national average of $4,957, it is below the New Jersey median of $5,529. Rates vary across the state depending on location, with the most affordable city being Vineland, where seniors pay $4,767. Charging a monthly rate of $5,148, Trenton home care agencies also charge less than those in Cherry Hill. The most expensive cities are Atlantic City and Ocean City, where retirees spend an average of $5,529 on in-home care.

Cherry Hill

$5,329

New Jersey

$5,529

United States

$4,957

Trenton

$5,148

Atlantic City

$5,529

Vineland

$4,767

Ocean City

$5,529

The Cost of Home Care vs. Other Senior Care Options in Cherry Hill, NJ

At $5,329 per month, home care is one of the most affordable forms of senior care in Cherry Hill, only surpassed by adult day care at $1,777. Retirees requiring some medical assistance can choose home health care for an additional $10 a month. Although services are similar to in-home care, home health care also offers basic medical care, such as diabetes management and physical therapy performed by therapists or registered nurses. Residential care is the most expensive, with assisted living facilities and nursing homes charging $5,685 and $11,437, respectively.

Home Care

$5,329

Home Health Care

$5,339

Adult Day Health Care

$1,777

Assisted Living Facility

$5,685

Nursing Home Facility (semiprivate room)

$11,437

Note: Data for Cherry Hill was unavailable, so data for the nearest city, Philadelphia, was used instead.

Financial Assistance for Home Care in Cherry Hill, NJ

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Cherry Hill Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Cherry Hill:

ResourceContactAddressService
Cherry Hill Township Senior Services(856) 665-6500820 Mercer St., Cherry Hill, NJ 08002The township of Cherry Hill offers its own roster of services and support for older residents of the town who are 55 or older through the town’s Senior Services Program Coordinator. The most notable programs offered by the Cherry Hill Township government include a bus service for senior and disabled individuals that offers free transportation Monday to Friday along specified routes. Seniors can also arrange in advance for custom transportation to specific places inside the town. Classes and recreational events are offered free of charge to resident seniors through the town Recreation Department all year long. The town also runs a Handy Helper program through which elderly residents 62 or older are offered free minor home repairs by certified contractors.
New Jersey Weatherization Assistance Program (WAP)(856) 910-82285287 Rt. 70, Pennsauken, NJ 08109The New Jersey Weatherization Assistance Program is a federally funded program that’s coordinated by the New Jersey Department of Community Affairs. Eligible seniors can apply for this service through their local county WAP administration offices. In Camden County, this is the Camden County Council on Economic Opportunity. Seniors 60 or older are automatically eligible if they receive Supplemental Security Income payments; otherwise, they may apply if their household income is below $34,840 in a two-person household or $25,760 in a single-person home.
Senior Shared Housing856-456-1121537 W Nicholson Rd., Audubon, NJ 08106The Senior Shared Housing Program is run by Senior Citizens United Community Services of New Jersey. This particular service assists elderly homeowners in Camden County in matching themselves with individuals who are looking for an affordable housing opportunity. The program lets both parties benefit in terms of mutual financial support and in combating social isolation or issues with living alone. The Senior Citizens United Organization also offers several other programs for seniors in the county.
SAGE Eldercare (908) 273-5550290 Broad St., Summit, NJ 07901Sage Eldercare is a registered nonprofit operating throughout New Jersey that helps seniors through state-accredited adult daycare professionals. It offers adult day programs with structured social activities that can be chosen based on an individual’s preferences. Sage also manages support for grocery shopping assistance and Medicare consulting. Its Meals on Wheels program isn’t available in Cherry Hill, but the nonprofit invites seniors to contact it so that they can be put into contact with a local affiliate.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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