Montgomery Village is a census-designated place and northern suburb of Washington D.C. that’s home to many seniors. According to the 2020 census, it has almost 35,000 residents, with around 11.7% in the 65 and over age group. The 2020 Genworth Cost of Care Survey found that home care costs in Montgomery Village average at $4,601 per month, which is a little more than the mean for Maryland of $4,576, and less expensive than the typical cost for home health care — which is home care services with basic support from medical professionals. There are many hospitals in the area, such as the Holy Cross Germantown Hospital, and a significant number of Medicare-registered physicians.
Below we’ve compiled a comprehensive directory of every home care provider in the Montgomery Village area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
11821 Parklawn Drive, Suite 302, Rockville, MD, 20852
4.6
(225 reviews)
"We have used Right at Home for my mother and stepfather for years. We started with a visiting helper and then moved up to inhome care almost 6 years ago, when my mother's dementia and lack of mobility became more problematic. I cannot say enough go..."
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8757 Georgia Ave , #600, Silver Spring, MD, 20910
4.6
(49 reviews)
"Using for home health aides. Incredibly responsive. Warm, caring aides. Very, very happy w agency..."
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11140 Rockville Pike, Suite #400, Rockville, MD, 20852
4.7
(38 reviews)
"Synergy has provided excellent homecare. They are completely reliable – never a no-show. Every Synergy homecare giver over time has been kind, respectful, and helpful. Our longtime Synergy homecare giver is a blessing. We do not need to tell her what..."
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7925 Jones Branch Dr., Suite LL 140, Mclean, VA, 22102
4.1
(28 reviews)
"We've been using HomeCare.com for Mom. Everything's been great. Any time I need something done I just contact them and they get it done. If I need a different caregiver, they find a replacement pretty fast. Everything's catered to us. We use them fou..."
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12 South Summit Ave, Suite 100 , Office #32, Gaithersburg, MD, 20877
5.0
(9 reviews)
"Home care for my Grandfather who was bed bound requiring feeding, changing, washing, and cleaning of bedsore...."
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9470 Annapolis Rd, Suite 208, Mitchellville, MD, 20721
5.0
(3 reviews)
"The care that Blessed Angels Home Healthcare Services provides for my mother is excellent. We have one caregiver who comes 7 days a week for 6-7 hours, and she has been wonderful. She helps prepare my mother's meals, light housekeeping, helping her g..."
READ MORECaring's Family Advisors are here to help you with questions about senior living and care options.
19112 Stedwick Drive , Montgomery Village, MD, 20886
5.0
(3 reviews)
"I used Care & Beyond Homecare to provide services for my wife when she got home from the rehab. From the first initial phone call I knew I wanted to work with this company. I scheduled a consultation and during the process, they were very attentive ..."
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18526 Office Park Dr , Montgomery Village, MD, 20886
5.0
(2 reviews)
"I am very happy with their services They are very responsive and caring...."
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15717 Crabbs Branch Way, Suite 226, Rockville, MD, 20855
"Servicing: Rockville, Bethesda, Potomac, North Potomac, Gaithersburg, Germantown, Olney and Sandy Spring. Our Caregivers are trained..."
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9201 Furrow Ave, Ellicott City, MD, 21042
"WHO WE ARE Caregivers You Can Trust Feel better in the comfort of your own home. We specialize in care and daily living assistance to ..."
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8401 Connecticut Avenue Suites 1020-1040, Chevy Chase, MD, 20815
"THE SMART CHOICE FOR HOME CARE For over 45 years, Capital City Nurses has been serving clients across DC, Maryland and Virginia by provid..."
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5850 Waterloo Rd, Columbia, MD, 21045
5.0
(2 reviews)
"Great company and staff. I recommend Safe Hands and its incredible staff. Thank you very much for the incredible job you did with my mom and family..."
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20 F St NW, Washington, DC, 20001
"Founded more than 25 years ago in Omaha, Nebraska, Home Instead provides individualized, compassionate care to aging adults with the goal of..."
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19390 Montgomery Village Ave, Gaithersburg, MD, 20886
4.6
(202 reviews)
"I think that CarePlus was great and I sure love their services. They were really good. The caregivers have good work ethics. They don't use their cellphones while working. They take my calls and concerns seriously and take care of whatever I need. Th..."
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1751 Elton Rd Ste 210 , Silver Spring, MD, 20903
4.9
(34 reviews)
"The agency provided home care for my aunt. They typically arrived on time. We encountered a problem initially with the first care giver but they immediately corrected the situation. They then matched my aunt with the perfect care giver. We will ne..."
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9405 Mayflower Court , Laurel, MD, 20723
5.0
(5 reviews)
"Frankly speaking I have been using their service to care for a family member and I must say it's been amazing so far and I'm loving Their level of professionalism...."
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121 Congressional Lane, Suite 201, Rockville, MD, 20852
5.0
(4 reviews)
"My father was diagnosed with stage 4 pancreatic cancer and it progressed quickly. The whole ordeal was very sudden and something we were completely unprepared for. My family and I are extremely grateful that we found Comfort Home Care. I am really..."
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3501 Hamilton St, Hyattsville, MD, 20782
5.0
(4 reviews)
"For over a year my mother needed 24/7 home care; Livity Life Care came in and provided me and my family with piece of mind knowing that she had the best home care possible. They were caring, loving, and professional from the very start to when we mov..."
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9020 Bramble Bush Ct, Gaithersburg, MD, 20879
5.0
(4 reviews)
"Radiocw HealthCare provides very good service and has the most polite, courteous and efficient staff members. I have used their services for both transportation and medical appointments and have never been disappointed. Many times they have gone abo..."
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1160 E Northern Parkway , Baltimore, MD, 21239
5.0
(4 reviews)
"I chose this Agency for my mom because it makes you feel just like family, I mean they really sit and listen to everything you need and expect when coming to this organization for your family member. I was so tired of looking for agency’s and care fo..."
READ MORESeniors in Montgomery Village can expect home care costs in the region of $4,601, according to the results in the 2020 Genworth Cost of Care Survey. Although above the national average by about $120 per month, they’re only above Maryland’s average by $25. However, when compared to other cities in the state, with the exception of Baltimore at $4,671, the cost gap is wider. In Salisbury, the difference is $73, while in California, it’s $120.
Montgomery Village
$4,601
Maryland
$4,576
United States
$4,481
Baltimore
$4,671
California
$4,481
Salisbury
$4,528
In Montgomery Village, home care services typically cost $4,601, with seniors needing to pay an additional $166 per month for limited home-based medical services by registered nurses and qualified therapists. At $1,744, adult day health centers offer the most affordable option for seniors fit enough to attend, while assisted living facilities typically charge $6,000 for their services. Nursing home care costs almost twice as much as assisted living, at $11,726 for a semiprivate room.
Home Care
$4,601
Home Health Care
$4,767
Adult Day Health
$1,744
Assisted Living
$6,000
Nursing Home Care (semi-private room)
$11,726
Note: Data for Montgomery Village was unavailable, so data for the nearest city, Washington D.C., was used instead.
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
The wealth of resources available to seniors in Montgomery Village can make living at home more affordable and comfortable. These examples explain where seniors can go if they can’t make their own meals or struggle to meet heating and repair costs.
| Resource | Contact | Service |
|---|---|---|
| Meals on Wheels Montgomery County | (936) 271-2183 | Meals on Wheels Montgomery County delivers hot and nutritious meals to residents aged 60 and older who are unable to prepare food for themselves or have someone to cook for them. In addition to delivering meals five times a week, the program can also deliver breakfast bags to the neediest seniors and food for those with pets. As these two services are entirely reliant on donations, they are subject to availability. |
| Weatherization Assistance Program | (855) 583-8976 | Funded by the U.S. Department of Energy and several other organizations, the Weatherization Assistance Program helps low-income seniors reduce their energy consumption, and therefore costs, in addition to making their homes more comfortable. The program helps homeowners and renters. Works begin after an energy audit inspection and can include insulating attics, walls, and crawlspaces, as well as repairing or replacing hot water systems, lighting and furnaces. |
| Utility Assistance Program | (240) 777-4450 | Part of the Maryland Energy Assistance Program, Montgomery County's Utility Assistance Program supports seniors struggling to pay energy bills. It's available to homeowners and renters and allows applicants up to one payment towards their energy costs per year. Eligibility is based on the senior's income during the 30 days prior to application. |
| Property Tax Credit | (240) 777-0311 | This property tax credit is available to Montgomery County residents aged 65 and older who have resided in their homes for 40+ years and for U.S. military retirees. It enables them to claim up to 20% on Montgomery County property taxes for a maximum of five years if the home has an assessed value of no more than $650,000, for seniors, or $500,000, for military retirees. |
| Accessible Homes for Seniors | This program provides interest-free loans for low-income adults aged 55+ with disabilities or infirmities who need to modify their homes. The maximum loan amount is 110% of the property's value and can only be used for modification purposes, such as widening doorways and installing first-floor bathrooms. Grants of up to $25,000 are also available for seniors ineligible for loans. |
Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
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