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The 5 Best Home Care Agencies for Seniors in New Richmond, OH for 2024

Situated south of Cincinnati, New Richmond is part of Clermont County, which has an estimated population of 209,600. Approximately 17.7% of the county’s inhabitants are seniors aged 65 and older, just above the nationwide average of 16.8%. According to the Genworth Cost of Care Survey 2021, the median monthly home care cost is $5,148 in New Richmond. Home care differs from home health care in that it doesn’t include medical services or therapies. Local residents have access to affordable health care. For example, TriHealth Beechmont Anderson is within 10 miles, and other nearby medical facilities include The Christ Hospital and TriHealth’s Good Samaritan Hospital.          

Below we’ve compiled a comprehensive directory of every home care provider in New Richmond– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in New Richmond, OH

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Paying for Home Care in New Richmond, OH

The Cost of Home Care in New Richmond, OH

Based on their proximity, seniors can expect to pay a similar amount for home care in New Richmond and Cincinnati. The average monthly price is $5,148. This is lower than in Dayton and Columbus, where average monthly rates are $5,434 and $5,625, respectively. Home care is generally around $763 pricier in New Richmond than in Springfield, where the average cost is $4,385 per month. Home care costs in New Richmond are higher than average national and state figures, both of which are $4,957 per month.

New Richmond

$5,148

Ohio

$4,957

The United States

$4,957

Springfield

$4,385

Dayton

$5,434

Columbus

$5,625

The Cost of Home Care vs. Other Senior Care Options in New Richmond, OH

At around $1,690 per month, adult day health care is almost $3,500 less costly than home health care. At the opposite end of the scale, nursing facility care costs approximately $2,700 more than home care each month, with an average fee of $7,848. Home care and home health care share the same average monthly rate of $5,148, with the latter including clinical services, such as diabetes and medication management. Costing $4,666 per month, assisted living is a few hundred dollars cheaper than home care.

Home Care

$5,148

Home Health Aide

$5,148

Adult Day Health

$1,690

Assisted Living

$4,666

Nursing Home Care (semiprivate room)

$7,848

Note: Data for New Richmond was unavailable, so data for the nearest city, Cincinnati, was used instead.

Financial Assistance for Home Care in New Richmond, OH

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

New Richmond Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in New Richmond:

ResourceContactAddressService
Home Repair Program(513) 724-12552085 James E. Sauls Sr. Drive, Batavia, OH 45103New Richmond seniors aged 60 and over may receive home repair and home modification services through the county’s Home Repair Program. This grant-funded program provides services to improve, restore or maintain a clean and sanitary environment and covers three minor repairs or one major home repair per year. Homeowners pay the cost of materials, and grant assistance may be available for low-income seniors.  
Homestead Exemption(513) 732-7150101 East Main Street, Batavia, OH 45103The Homestead Exemption program provides tax credit relief for low-income seniors in New Richmond. To qualify, applicants must be at least 65 years old or permanently disabled, they must own and occupy their home as their primary residence since January 1 of the application year, and they must meet income guidelines.  
Meals on Wheels(513) 536-40332085 James E. Sauls Sr. Drive, Batavia, OH 45103New Richmond seniors aged 60 and over who are home-bound, unable to safely prepare a meal and have no other meal support may receive home-delivered meals through the county’s donation-funded Meals on Wheels program. Five meals are delivered one day per week, and meals can be heated in a microwave or oven. 
Emergency Home Energy Assistance Program(513) 732-22773003 Hospital Drive, Batavia, OH 45103Low-income seniors in New Richmond may be eligible to receive assistance with heating expenses during the winter months through the county’s E-HEAP program. This program provides a one-time payment of up to $450 for wood or coal, $750 for oil or propane or a maximum benefit of up to $175 for households that heat with electric or natural gas.  

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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