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The 5 Best Home Care Agencies for Seniors in Sandpoint, ID for 2024

Proximity to Lake Pend Oreille’s north shore and outdoor living appeals to Sandpoint’s seniors. Boating, fishing, biking, skiing and hiking are common pursuits among the 65+ community, who comprise an above-average 20.1% of the city’s almost 8,650 residents. The average cost of living is slightly above Idaho’s norm, but health and utility costs are more affordable, and violent crime is exceptionally low. Bonner General Hospital is the primary medical facility serving residents who need more than the skilled nursing provided by home health care agencies. For an average fee of $5,815 per month, which is about 6.5% above Idaho’s median cost, home care agencies provide Sandpoint’s older citizens with non-medical services.

Below we’ve compiled a comprehensive directory of every home care provider in the Sandpoint area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Sandpoint, ID

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Paying for Home Care in Sandpoint, ID

The Cost of Home Care in Sandpoint

According to the 2021 Genworth Cost of Care Survey, Sandpoint’s median fee for home care is $5,815 per month. Comparisons with the state and national averages of $5,434 and $4,957, respectively, reveal Sandpoint seniors pay around $381 more than normal in Idaho and $858 more than the typical home care client. Comparing Sandpoint’s costs with cities within a 3-hour radius reveals Lewiston is more affordable, at $4,576, as is Missoula, Montana, at $5,243. However, the nearest city, Spokane, Washington, is costlier, at $6,387.

Sandpoint

$5,815

Idaho

$5,434

The United States

$4,957

Lewiston

$4,576

Spokane, Washington

$6,387

Missoula, Montana

$5,243

The Cost of Home Care vs. Other Senior Care Options in Sandpoint

Despite home care providing non-medical care and home health care delivering skilled nursing services, they share a median fee of $5,815 per month in Sandpoint. Adult day care is more affordable, at $2,080, as is assisted living, at $4,675. Both options offer similar services to home care, but neither provide the same level of personal one-on-one support that home care delivers. The costliest skilled nursing option is nursing home care, at $8,806.

Home Care

$5,815

Home Health Care

$5,815

Adult Day Health Care

$2,080

Assisted Living Facility

$4,675

Nursing Home Facility (semiprivate room)

$8,806

Note: Data for Sandpoint was unavailable, so data for the nearest city, Coeur d’Alene, was used instead. 

Financial Assistance for Home Care in Sandpoint, ID

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Sandpoint, ID

Sandpoint seniors living at home needn’t feel they have to deal with issues alone, as many nonprofits support the city’s older residents. Those listed here can help them access quality food, get help to pay some bills and volunteer to support the community. 

ResourceContactService
Sandpoint Senior Center(208) 263-6860Sandpoint Senior Center is the hub for the city's older residents. It facilitates several physically and socially engaging activities, including bingo, pinochle, painting and fitness classes focusing on balance. The center also provides daybreak services to give caregivers time off from caring for loved ones.
Weatherization Program(208) 746-3351Community Action Partnership is the Area Agency on Aging for Bonner County. It implements the region's Weatherization Program, which helps reduce seniors' energy costs by making their homes more energy-efficient. It's available to homeowners and renters with qualifying incomes and homes deemed in need by a home energy audit. Work may include installing insulating materials, sealing sources of air leakage, fixing water heaters and making minor health and safety repairs
Food Assistance(208) 746-3351Sandpoint residents aged 60+ with incomes not exceeding 130% of the Federal Poverty Level are eligible for the Emergency Food Assistance Program. Qualifying seniors can share congregate meals at Sandpoint Senior Center or receive home-delivered meals if they're unable to attend. There's also the Commodity Supplemental Food Program, which provides one box of food per month to needy seniors. A typical box includes rice, beans, tinned goods, evaporated milk and meat.
Energy Assistance(208) 746-3351Several assistance programs are available to Sandpoint seniors on low incomes struggling to meet their energy costs. Community Action Partnership can contribute to energy bills for various fuel types, including natural gas, electricity, propane, wood and oil. There's also a fund to make emergency payments for seniors at risk of disconnection by their fuel supplier.
Volunteering(208) 746-3351Community Action Partnership relies on the help of volunteers to support more vulnerable members of society. Seniors are welcome to volunteer for multiple projects, some of which may require training, such as the Ombudsman Program and Senior Medicare Patrol. Other options include clerk duties in an office, assembling food boxes and collecting donations for the nonprofit.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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