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The 10 Best Home Care Agencies for Seniors in Santa Monica, CA for 2024

The city of Santa Monica, California ranks 238th in Caring’s 2022 Senior Living report. This bustling oceanfront destination west of downtown Los Angeles is home to residential communities, commercial districts, and recreational spots. The city’s fine beaches, theaters, and art galleries offer a wide variety of activities for senior citizens. Santa Monica is home to some of the best hospitals for geriatric care, including UCLA Santa Monica Medical Center and Kaiser Permanente.

The 2021 Genworth Cost of Care Survey puts the median cost of home care in the greater Los Angeles area, of which Santa Monica is a part, at $5,911 per month. Unlike home health care, home care does not include medical services.

Below we’ve compiled a comprehensive directory of every home care provider in the Santa Monica area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Santa Monica, CA

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Paying for Home Care in Santa Monica, CA

The Cost of Home Care in Santa Monica, CA

According to the 2021 Genworth Cost of Care Survey, the median monthly cost of home care in Santa Monica, California is $5,911. While this is about $1,000 higher than the national average, it is about $200 lower than the average Californian pays. Home care costs in the nearby cities of Santa Maria, San Diego, and Sacramento are all higher than in Santa Monica.   

Santa Monica

$5,911

California

$6,101

The United States

$4,957

Santa Maria

$6,673

San Diego

$6,473

Sacramento

$6,292

The Cost Of Home Care vs. Other Senior Care Options in Santa Monica, CA

As opposed to home care, home health care involves medical services provided either by a visiting doctor, trained therapist, or registered nurse. Median monthly costs for home health care in Santa Monica, California are the same as home care at $5,911. Adult day health care services are the least expensive option at $1,652 per month. Assisted living facilities charge slightly less than home health care at $5,250 per month. A semiprivate room at a nursing home will cost significantly more at $9,125 monthly on average.  

Home Care

$5,911

Home Health Care

$5,911

Adult Day Care

$1,652

Assisted Living

$5,250

Nursing Home Care (semiprivate room)

$9,125

Financial Assistance for Home Care in Santa Monica, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Santa Monica, CA

Senior citizens living in Santa Monica have access to a wide variety of free or low-cost home care services provided by government agencies and reputed nonprofit organizations.  Most of these services are motivated by one simple objective – making life as comfortable as possible for senior citizens and allowing them to age gracefully in place.  

ResourceContactService
The California Weatherization Assistance Program (WAP)1-866-675-6623WAP serves homes with elderly residents to improve energy efficiency and ensure their health and safety. The program aims to reduce heating and cooling costs for low-income families. California residents who are over 60 years of age and families with one or more members with a disability are among those eligible.
The Low-Income Weatherization Program (LIWP) (866) 675-6623LIWP makes it affordable for eligible households to keep their homes cooler at lower costs. It is intended to protect senior citizens and children from the health impacts of higher temperatures. The program provides solar cells and energy efficiency upgrades to low-income families at no cost to residents.
The Home Preservation Program(310) 323-4663Run by the non-profit Habitat for Humanity, the Home Preservation Program provides health, safety, and security repairs to homes of eligible applicants. It includes repairs both in and around households, including interiors and exteriors. Eligibility is based on funding, the condition of the home, and the needs of the homeowner.
The Ownership Housing Rehabilitation Assistance Program (213) 974-6411The program provides grants and low-interest loans to eligible families. Run by the Department of Regional Planning, Los Angeles County, the program provides grants for minor home repairs and rehabilitation. Services include yard maintenance, exterior and interior painting, window repair, and smoke-alarm installation.
The Low Income Home Energy Assistance Program(866) 675-6623The Energy Assistance Program assists eligible homeowners manage and meet their home heating and cooling needs. The service is provided by the California Department of Community Services & Development. It includes several services, including a one-time financial assistance to balance a utility bill. It also provides free energy efficiency upgrades to low-income households to improve the health and safety of eligible residents.
Salvation Army meals for the elderly (310) 451-1358, Extension 2113 The Santa Monica Corps of the Salvation Army delivers free meals for seniors and homebound residents in the area.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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