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The 10 Best Home Care Agencies for Seniors in Palm Desert, CA for 2024

Palm Desert, in California’s Coachella Valley, is a renowned retirement destination. Palm Desert has a population of approximately 51,531, 35.8% of whom are aged 65 and over, which is more than double the national average of 16.8%. Palm Desert residents typically source emergency and primary care from Kaiser Permanente in Palm Desert or the Desert Regional Medical Center in nearby Palm Springs. Home care and home health care help seniors age in place. Home care agencies help with housework, cooking, errands, and basic grooming, while home health care workers provide licensed medical care in a home setting. According to the 2021 Genworth Cost of Care Survey, the average monthly cost of home care in Palm Desert is $6,387.

Below we’ve compiled a comprehensive directory of every home care provider in Palm Desert– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Home Care Agencies in Palm Desert, CA

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Paying for Home Care in Palm Desert, CA

The Cost of Home Care in Palm Desert, CA

At a monthly average of $6,387, home care in Palm Desert is higher than the national average of $4,957 and the California average of $6,101. The most affordable home care costs in California are found in El Centro at $3,432, while prices more than double in San Jose at $7,102. Residents of Redding in Northern California pay a monthly average of $6,673, while costs drop to $5,529 in the Central Valley city of Fresno.

Palm Desert

$6,387

California

$6,101

United States

$4,957

El Centro

$3,432

San Jose

$7,102

Redding

$6,673

Fresno

$5,529

The Cost of Home Care vs. Other Senior Care Options in Palm Desert, CA

At $6,387, home care costs in Palm Desert are more expensive than assisted living and adult day health care, which average $5,475 and $2,058, respectively. Nursing home care is available for those needing daily clinical services and is the most expensive senior care option in Palm Desert at $9,384. Those needing limited clinical services may choose to age in place at home by hiring a home health care aide for $6,473 per month. 

Home Care

$6,387

Home Health Care

$6,473

Adult Day Care

$2,058

Assisted Living

$5,475

Nursing Home Care (semiprivate room)

$9,384

Financial Assistance for Home Care in Palm Desert, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Palm Desert Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Palm Desert:

ResourceContactAddressService
Senior Advocates of the Desert(760) 202-1024P.O. Box 2827, Cathedral City, CA 92235-2827Senior Advocates of the Desert is a nonprofit organization dedicated to helping seniors acquire the government benefits they are entitled to receive. Support is available when applying for Social Security benefits, Medicare, Medi-Cal and veteran benefits. The services provided by Senior Advocates of the Desert are free for low-income seniors who are 60 years or older. Emergency financial assistance is also available for those who qualify.
The Josyln Center(760) 340-322073750 Catalina Way, Palm Desert, CA 92260This nonprofit provides a wide range of helpful services to seniors aged 50 or older. Meals on Wheels is partnered with the Josyln Center, delivering nutritious meals Monday through Friday between the hours of 9 am to 12:30 pm. Frozen meals are also available to be delivered the day before major holidays. Penny’s Pantry is another food assistance program that provides seniors with fresh produce and nonperishable foods. Seniors are encouraged to visit the pantry on the first and third Friday of every month between the hours of 7:30 am and 9:30 am.
Jewish Family Service of the Desert(760) 325-4088490 South Farrell Drive, Suite C-208, Palm Springs, CA 92262This nonprofit is focused on giving seniors access to resources that assist them in leading independent, healthy lives. Some services provided include benefit application assistance, transportation for homebound seniors, counseling and case management support. The Jewish Family Service of the Desert also organizes social gatherings, lectures and other events to keep seniors active and engaged in their community.
California Department of Aging(916) 419-7500National Drive, Suite 200, Sacramento, CA 95834-1992The California Department of Aging is responsible for providing free programs for seniors throughout the state, actively collaborating with many other state departments to provide help to where it’s needed the most. Some services offered include Medicare counseling, family caregiver support, legal services and nutrition education. These services are available to seniors who are 65 years of age or disabled.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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