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The 10 Best Home Care Agencies for Seniors in Phoenix, AZ for 2024

Caring’s 2022 Senior Living Report ranks Phoenix, Arizona, among the state’s top five cities to retire. Phoenix has many appealing qualities for seniors, including its sunny weather, housing affordability and an abundance of attractions. Also located in the city are several of Arizona’s leading medical facilities, including the Mayo Clinic and the Banner University Medical Center. The 2021 Genworth Cost of Care Survey reports that adults in the Phoenix area pay an average monthly cost of $5,958 for home care, a service that helps with daily activities such as bathing, dressing and housekeeping. Home health care is more expensive as it provides skilled nursing care and rehabilitation services to patients in their homes.

Below we’ve compiled a comprehensive directory of every home care provider in the Phoenix area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Phoenix, AZ

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Paying for Home Care in Phoenix, AZ

The Cost of Home Care in Phoenix, AZ

Genworth’s 2021 Cost of Care Survey indicates that home care in Phoenix costs approximately $5,958 per month, which is higher than the state average monthly cost of $5,339 and the average national monthly rate of $4,957. Home care in Phoenix is also more expensive than in its neighboring cities. Yuma has the lowest home care rate in the state at $4,290. The average rate in the Prescott Valley Area is $5,053, which is close to the national average. Older adults in the Sierra Vista Area and Tucson pay the same median monthly rate of $5,434. 

Phoenix Area

$5,958

The United States

$4,957

Yuma

$4,290

Prescott Valley Area

$5,053

Tucson

$5,434

Sierra Vista Area

$5,434

The Cost of Home Care vs. Other Senior Care Options in Phoenix, AZ

In Phoenix, home health care, which involves medical assistance, costs the same as in-home care, which costs $5,958 per month on average. The area’s most cost-effective senior care option is adult day health care at $2,167 per month, followed by assisted living, which costs about $3,975 monthly. Meanwhile, nursing home facilities charge higher rates, with older adults paying about $6,418 for a semi-private room.

Home Care

$5,958

Home Health Care

$5,958

Adult Day Health

$2,167

Assisted Living

$3,975

Nursing Home Care (semiprivate room)

$6,418

Financial Assistance for Home Care in Phoenix, AZ

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Phoenix, AZ

In Phoenix, seniors who wish to live independently can benefit from several programs and services that can help them reduce expenses and enhance their quality of life. These free or low-cost programs can assist older adults with house repair, meal delivery, respite care and more. Below are resources that can help seniors and their families obtain these services.

ResourceContactService
City of Phoenix Housing Rehabilitation Programs(602) 534-4444Through their Housing Rehabilitation Programs, the city's Neighborhood Services Department helps low-income residents with home repair, weatherization and energy efficiency by providing them with financial assistance and connecting them with professionals.
City of Phoenix Older Adult Programs(602) 262-7379Seniors in Phoenix can take advantage of the number of services the city offers to older adults who live at home. These services include a variety of activities held in senior centers. They also provide meal delivery to eligible residents.
Rebuilding Together Valley of the Sun(480) 774-0237Eligible seniors can benefit from the free home safety modifications that Rebuilding Together Valley of the Sun offers through its Safe at Home program. This program aims to help residents live safely in their houses through simple changes like installing handrails and adding ramps. These modifications are done by volunteers, and a warranty is not included.
Arizona Caregiver Coalition(888) 737-7494Offered by the Arizona Caregiver Coalition, the Adult Day Health Center Respite Program helps unpaid caregivers by providing free respite if they have never received any respite-related federal aid. In this program, seniors can stay at Adult Day Health Centers, giving the family caregiver a chance to take a break and rest. They also offer a Respite Voucher program where eligible family caregivers can arrange respite care at home, and the program will reimburse the expense.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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