How do we get Mom to move out?
My eighty three year old mother-in-law lives in our home. She has some dementia but main problem is she is mean, nasty, evil and is totally disrupting our home. My sister-in-law controls all her finances and is the only beneficiary on her small savings accounts and larger life insurance and aids her in much of her disruption. They both insist we can't make her move out. How do we handle this?
You and your wife have every right to have your home back if your mother-in-law's behavior and sister-in-law's interfering are intolerable. No one can force either of you to personally provide your mother-in-law with housing and care, not even the state. It is necessary, however, that you identify some alternative living arrangements to which your mother-in-law can transition. To do that, you'll first need to find out if she qualifies for Medicaid.
I've discussed Medicaid in other posts so feel free to browse, but let me nutshell-it here: Medicaid will cover the cost of a nursing home and in some rare cases, an assisted living facility. For many seniors, particularly those with dementia, nursing homes and assisted livings are the only options for housing if they cannot live with a family member. Some states offer Medicaid-funded home care but there would still be the issue of which home she would reside in if not yours.
To begin, contact your local Social Security office and find out what the income and asset limits are to receive Medicaid in your state. Keep in mind "“ and this is really important - that if your mother-in-law does not safely fall below the limits, it is still very likely that she can qualify.
If she exceeds the asset limit for example, her money can be "spent down" by paying for the first several months of the nursing home "out-of-pocket" until she reaches the limit. This would make her transition possible right now and, as an added bonus, the nursing home of your choice would love her because the out-of-pocket cost for a bed often exceeds the Medicaid reimbursement.
If she exceeds the monthly income limit she can simply pay the excess to Medicaid in order to qualify. (They'll be happy too.)
Lastly, you mentioned that your sister-in-law controls your mother-in-law's finances, etc. but did not mention if she is in fact Power of Attorney (POA) for your mother. If she is, she needs to understand that role as one of guardian just as a child under the age of 18 would have. If she thwarts your efforts to transition your mother-in-law out of your home, or continues to insist that you have no rights in this situation, I would strongly advise calling Adult Protective Services (APS) in your county. Such a call would bring a professional to the table who could instruct your sister-in-law on her duties as POA and assist in planning your mother-in-law's transition out of your home.
My sister's Aunt by marriage came to stay with me for a week so they could move. They moved all right. After two weeks with this person, who was of no relation to me, I tired to contact her daughters. They would not help and told me "good luck with that". She was such a destructive person anyone who had had a turn caring for her was way past done. Every agency I tried told me the same thing. Call Adult Protective Services. I tried not to because I was afraid my sister would get into legal trouble for abandoning her. Since this woman had defrauded the government on two occassions, Medicaid was not an option. APS forced Medicaid to pay the bill for her to enter a nursing home and APS became her guardian. Once in the system of Social Services, new rules apply and have to be followed. APS can and will help her find another home. Good luck with things and remember that no matter what path you take, someone will have a problem with it. Now that Auntie is gone from my home, her daughters feel I could have had more patience??? with her.
Another option is finding out if she has Veteran's benefits. If she was not a veteran, she might still be covered if her spouse was a veteran. Most veteran's hospitals are primarily male oriented, but you can still get veteran's benefits if a nursing home has been VA approved. Contact VA and see what nursing home options you would have.
If the sister only has POA and not guardianship, then anyone can take her to a home and drop her off. She would then be responsible for telling the administrator where she plans to live. Perhaps if the sister only has POA, then due to mom's dementia, this daughter ought to apply for guardianship, then SHE will be the one to make the decision as to where mom is to live and the sister will be required to pay up.
I am sorry that you have a situation like this. Mine is similar. Demetia, rage, bad behavior, mean remarks, Why does this happen? I will pray for you and all affected by this life, we did not choose. God Bless you.