Does Medicare cover children?

3 answers | Last updated: Nov 27, 2016
Gervacio01 asked...

Medicare covers Americans over the age of 65. What about children?

Expert Answers

Medicare is intended to cover medical care for people 65 and people who have worked but now have long-term disabilities. However, Medicare does not cover children, even if their parent is covered by Medicare.

Medicaid, however, is a different federal health insurance program which can cover children if their families have low income and few assets other than their home. If a family qualifies for Medicaid coverage, almost all of a child's health care needs can be paid for, with only very small copayments by the family. To find out more about eligibility for Medicaid for children, and to find out about specific programs that expand coverage to children beyond standard Medicaid coverage, go to the Medicaid page of the web site of the Centers for Medicare and Medicaid Services.

Community Answers

A fellow caregiver answered...

Medicare may cover disabled minor especially if a minor has a renal condition as Medicare is able to cover services than Medicaid. A minor may have both Medicaid and Medicare and this is often called Medi/Medi. In these cases Medicare is primary insurance. Also some minors may have Medicare if a minor has been disabled for over 2 years.

A fellow caregiver answered...

I believe Medicare covers children who were disabled before their 22nd birthday and will be covered under a parents Medicare coverage.