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Assisted Living Minnesota

Listed at the top of the healthiest places to retire in America, Minnesota has a number of qualities that retirees would find attractive: health care is ranked first in the nation, with several nationally ranked hospitals and even more that are high-performing in cancer care, orthopedics and more. The cost of living is also slightly lower than the national average. Though winters are cold, Minnesota still remains a good choice for retirement.

Caring’s 2024 Senior Living Report ranks Minnesota as 5th in the nation for senior living. The state’s high marks for physicians to patients ratio, low crime rates and good air and water quality contributed to its overall ranking compared with other states, as did the cost of assisted living, which, at $3,846 per month, is slightly lower than the $4,000 national average.

This guide for assisted living gives an overview of residential care costs across Minnesota and provides options for financial assistance to help pay for care. The regulations and laws guiding best practices in assisted living facilities are explained, and a listing of government and non-profit resources offering services and information to seniors and their caregivers is included.

The Cost of Assisted Living in Minnesota

When trying to decide how to pay for assisted living, one of the first questions that comes up is "How much does it cost?" With the impact of inflation, it's more important than ever to have up-to-date information when making a financial plan for senior living. To help shed light on real senior living prices, Caring.com has compiled proprietary cost data from its network of over 75,000 senior living providers to offer insight into the average cost of assisted living in Minnesota and its 46 cities.

According to the Genworth 2021 Cost of Care Survey, assisted living facilities charge, on average, $4,508 per month for services in Minnesota. This is on par with the national average of $4,500, and between costs in neighboring states Iowa, at $4,367, and Wisconsin, at $4,600. Seniors could save more money by moving to either North or South Dakota, where rates drop considerably, to $3,391 and $3,350 per month.

The Cost of Assisted Living in Minnesota's Top Cities

Assisted living costs vary throughout Minnesota, with a high rate of $6,160 for Saint Paul and a low of $3,350 for Duluth. Only two cities reflect costs below the state average of $4,433. These cities are Duluth ($3,350) and Saint Cloud ($3,608). The other town, Minneapolis ($4,432), varies minimally from the state average by $1. With such a pricing variety, individuals can choose from many assisted living locations.

Minnesota

$4,433

Minneapolis

$4,432

Duluth

$3,350

Saint Cloud

$3,608

Saint Paul

$6,160

Inflation's Impact on the Cost of Assisted Living in Minnesota

Inflation affects costs upwards or downwards. In Minnesota, inflation grew by 0.8%, from $4,399 to $4,433 between 2022 to 2023. The national average increased by 9.5% from $4,070 to $4,459.  Two neighboring states underwent minor changes, with South Dakota showing a decrease of -1.5%. At the same time, Iowa’s care cost grew marginally by 2.3%. Inflation impacted North Dakota differently, raising costs by about 14% to $3,472, while Wisconsin's prices went up roughly 17% to $4,992. Regardless of the state, exploring assisted living costs extensively is wise to make beneficial decisions.

Location2022 Cost (Historical)2023 Cost (Current)2024 Cost (Estimated)
Minnesota$4,399$4,433$4,314
U.S. Average$4,070$4,459 $4,802
North Dakota$3,047$3,472$3,653
South Dakota$4,514$4,443$4,732
Iowa$4,770$4,879$5,006
Wisconsin$4,269$4,992$5,606

The Costs of Other Types of Senior Living

Memory care offers a haven for individuals with mental care needs like dementia. Because of specialized benefits, memory care is generally one of the most expensive costs, with an average of $5,934 in Minnesota. Equally, assisted living is costly due to convenient amenities and expert medical services. Minnesota's average cost for assisted living is $4,433, while independent living is $2,697. Having a range of services helps senior citizens choose the best option in line with their well-being and budgetary circumstances.

Assisted Living

$4,433

Memory Care

$5,934

Independent Living

$2,697

Does Medicaid Cover Assisted Living in Minnesota?

Medicaid in Minnesota, called Medical Assistance, can cover care services delivered in an assisted living facility through the Elderly Waiver program, which also supplies care services to seniors in their homes. Not all assisted living facilities accept the Elderly Waiver, and it’s important to note that it doesn’tt cover room and board. Instead, it pays for services that might otherwise be received at home. 

What Assisted Living Services Are Covered by Medicaid in Minnesota?

The Elderly Waiver, a program under the Medicaid umbrella can cover the costs of services delivered either in an assisted living facility or other community facilities. Coverage does not include room and board but does cover:

 

  • Assistance with daily living activities
  • Medication management
  • Health care from therapists and other licensed professionals

Assisted Living Waiver Programs in Minnesota

Elderly Waiver Program

For low-income seniors 65 and older who qualify for Medicaid, the Elderly Waiver Program covers the cost of services delivered in assisted living or other community homes, or in a private residence. The general services included for those opting for assisted living care include:

 

  • Case management
  • Companion services
  • Community living supports
  • Consumer-directed community supports
  • Medical equipment and supplies 
  • Non-medical transportation
  • Personal emergency response systems
  • Personal care assistance 
  • Skilled nursing
  • Transitional service
  • Vehicle modifications

 

In addition to proof of residency and of citizenship or legal immigrant status, applicants must meet specific physical and financial requirements in order to qualify for services. 

Enrollment in the Elderly Waiver Program includes the following steps:

    • Complete a needs assessment, which should be completed within 20 calendar days from the date of request. Needs assessments are completed by either a nurse or social worker who makes an in-home visit to determine current medical needs
    • Work with a case manager or care coordinator to develop a plan encompassing services and providers after the application is approved. 

How to Know If You’re Eligible for Medicaid in Minnesota

Medicaid eligibility is determined by the Minnesota Department of Human Services and in general, applicants must:

  • Be a U.S. citizen or have a qualifying immigrant status with a Social Security number
  • Be a Minnesota resident
  • Meet income and asset limits

Single applicants, whether from a single or two-person household, can’t earn more than $32,904 per year have an asset limit of $3,000, except for the non-applying spouse in two-person household whose asset limit is raised to $148,620. In a two-person household where both people are applying for Medicaid, the individual limits double.

2022 Medicaid Income Limits for Seniors in Minnesota

Household SizeNumber of ApplicantsIncome Limits Per Year*Asset Limits: Applicant(s)Asset Limits: Non-Applicants
One Person1$32,904$3,000
Two Person1$32,904**$3,000$148,620
Two Person2$65,808$6,000

*Depending on the facility setting, a recipient may not be able to keep income up to this level.

**Income limit is for applicant only.

In addition to these general eligibility requirements, applicants who qualify for Medicaid must also meet medical eligibility criteria determined via a needs visit, where a visiting nurse or social worker asks questions about an individual’s health needs, including:

  • How they take care of their activities for daily living, such as grooming, bathing or getting around
  • What concerns interfere with their ability to live as they would like
  • How and with whom they like to spend their time
  • Where and how they would like to live and participate in their community

How to Apply for Medicaid in Minnesota

To apply for Medicaid, individuals can create an MN account and complete the online application. Individual applications can also be requested by calling 651-431-2670 or 800-657-3739, or printed, completed and returned to their local county office. Application assistance and general questions can also be asked by calling the Senior LinkAge Line at (800) 333-2433 or by contacting the local county office.   

Information You Will Need 

Before beginning the application process, individuals should make sure they have the following on hand:

 

  • Drivers license or other government-issued ID to prove citizenship and age
  • Mortgage or rental payments, utility bills or other documents to prove state residency 
  • Five years worth of closed and opened bank statements and all other assets, including trusts, pensions and retirement accounts
  • Five years worth of income statements
  • Social Security number
  • Current health insurance cards, including Medicare

How to Get Help Applying for Medicaid

Various agencies and programs are available to help seniors in Minnesota find health coverage. Some are listed in the table below. 

ProgramContactServices provided
Ombudsman for Public Managed Health Care Programs(651) 431-2660 or (800) 657-3729Volunteer-run, the Ombudsman for Public Managed Health Care Programs helps individuals get health coverage as well as resolve billing disputes. If seniors feel they are not getting the care they need, receiving bills they believe their health insurance should pay for, or have a problem with their health care provider that they feel they cannot solve, an ombudsman can help. Specially trained to identify issues and spot possible solutions, an ombudsman advocates on behalf of seniors by investigating complaints, helping them navigate the healthcare system and educating them regarding claims or appeals.
Minnesota County or Tribal Human Services OfficeVaries by locationStaff at the county or tribal human services offices are trained to provide assistance completing the Medicaid application. The place where paper applications can be submitted, the local county office can also assist with questions pertaining to medical and financial eligibility requirements, document-gathering, and other details pertaining to the Medicaid application.
MNsure(651) 539-2099 or (855) 366-7873A Minnesota-based health insurance marketplace, MNsure lets individuals find the best option for them by comparing programs. Minnesotans can apply for financial help and identify whether they qualify for Medical Assistance (i.e. the state Medicaid plan). MNsure-certified brokers and navigators are also available locally, to provide assistance virtually, by phone or in person.

Does Medicare Cover Assisted Living in Minnesota?

The short answer is that no, Medicare does not cover the cost of assisted living in Minnesota. Assisted living facilities are considered to be a “residential setting” and not a “clinical setting,” (think nursing homes). While Medicare doesn’t cover the cost of care received in an assisted living community, it does still cover things like approved medications, doctor visits, medical equipment, etc., just like it would if you lived at home.

For more information about when Medicare can be used to pay for senior living in a nursing home, and for Medicare-related resources, see our guide to Nursing Homes in Minnesota.

Other Financial Assistance Options for Assisted Living in Minnesota

Seniors who are not eligible (due to location, financial situation, or other factors) for other types of financial assistance, do still have some options. See the table below for an overview of some of the most common ways to make Assisted Living affordable.

NameHow To ApplyHow It Works
Aid and AttendanceLearn more and apply online at va.gov.Veterans who receive a VA pension may also be eligible for the Aid and Attendance benefit, a monthly cash allowance that veterans receive in addition to their standard pension amount. The benefit is intended for veterans in need of long-term care services and may be used towards paying for Assisted Living.
Reverse MortgagesLearn more about your options and how to apply at ftc.govIf you own a home, you may be able to use a reverse mortgage to help pay for Assisted Living. Reverse mortgages are loans that one can take out against the value of their home, essentially converting some of the home's equity into cash. Reverse mortgage loans do need to be repaid with interest, typically within 12 months of receiving the loan.
Long-Term Care (LTC) InsuranceLearn more about Long-Term Care Insurance and how to apply for a policy at acl.gov.Seniors who already have long-term care insurance may be able to use it to pay for Assisted Living. Most policies cover at least a portion of the cost, but it depends on the specific policy terms. Note that older adults who are already in need of Assisted Living will not typically be eligible to sign up for an LTC insurance policy.

Free and Low-Cost Resources for Seniors in Minnesota

There are many resources in Minnesota that assist seniors in their retirement. Caring.com has compiled information on local organizations, programs and agencies and categorized them into care types for easy reference.

 

Area Agency on Aging

Retirees can find support and advice on various senior-related issues from their local Area Agency on Aging. The agency provides advice on topics such as financial assistance programs, in-home care and long-term care planning. It also connects seniors and caregivers with community-based resources.

Program NamePhone NumberDescription
Minnesota Area Agencies on AgingArea Agencies on Aging in Minnesota provide an array of services designed to promote independence and enhance the quality of life for older individuals. Meal programs help ensure seniors receive adequate nutrition, and transportation programs enable seniors to attend medical appointments and run errands. Wellness-focused services include exercise classes, social opportunities, health screenings and support groups. Seniors can obtain assistance completing benefits applications and health insurance counseling, and they can get legal advice, advocacy, options advice and respite services.

Cash Assistance Programs

Cash assistance programs in Minnesota provide financial support to help low-income retirees remain in their own homes for as long as possible. Seniors and caregivers can apply for tax rebates and reductions, discounts on vital services and help covering the cost of heating and cooling their home.

Program NamePhone NumberDescription
Minnesota Lifeline Program800-234-9473The LifeLine Program offers a discount on landline or mobile telephone service, ensuring that participants can stay in contact with loved ones.

Financial Assistance for Senior Care and Senior Living

Whether living in their own home or in a senior living community, Minnesota seniors can find financial assistance from numerous local resources. These organizations help residents cover some of the costs associated with in-home or long-term care and connect them with other helpful community-based resources.

Program NamePhone NumberDescription
Alternative Care Program 651-431-2000Seniors participating in the Alternative Care Program can receive a wide range of in-home services, including skilled nursing, homemaker services and assistance with chores. The program also provides home-delivered meals and personal emergency response systems. To qualify, seniors must be over the age of 65, meet income and asset guidelines and require a nursing facility level of care.
Minnesota Elderly Waiver800-333-2433Seniors who require a nursing home level of care but wish to remain at home or in the local community can access home and community-based services via the Elderly Waiver.

Food Assistance Programs

Local organizations help ensure elderly citizens have a balanced diet and receive essential vitamins and minerals to remain healthy. Through nutrition programs, congregate meals, home-delivered meals and food pantries, these programs help Minnesota seniors afford the nutritious food they need.

Program NamePhone NumberDescription
Minnesota Food PantriesFood pantries provide nonperishable food products such as canned fish, pasta and rice to older adults in Minnesota who require it most. Each organization has its own rules and criteria for eligibility and access, which you can find on its website.
Minnesota Hunger Solutions Food Pantry651-486-9860The Minnesota Hunger Solutions Food Pantry takes both an immediate and long-term approach to supporting the state's hungry seniors. MHSFP directly provides help to local food pantries throughout the state, and its Minnesota Food HelpLine assists low-income individuals with setting up SNAP benefits and finding nearby farmers' markets. In addition, the organization maintains a Market Bucks program that helps SNAP users get two to three times the value of their SNAP benefits.
Minnesota Meals on WheelsMinnesota Meals on Wheels is part of a nationwide network of food assistance programs open to seniors ages 60 and over. Those who can safely attend congregate meals can enjoy them at their local senior center, while those who are homebound may receive them delivered to their front door. Meal deliveries to seniors include safety checks as a support service in the case of a fall, accident or emergency. Pricing ranges from no cost to full cost based on income.

Free Used Medical Equipment

Due to the high cost of purchasing new medical equipment, several organizations in Minnesota collect lightly used medical devices such as wheelchairs, ramps and walkers and distribute them to local seniors and residents in need.

Program NamePhone NumberDescription
ConnectAbility of MinnesotaConnectAbility of MN is a nonprofit that advocates for people with disabilities in Minnesota. Its services are available to people of any age who require support with a health care issue. Its donated equipment program is available to everyone who lives in the state, and there's usually a wide range of equipment available.
Minnesota Seniors MobilitySeniors Mobility is a nationwide nonprofit that provides comprehensive listings of free assistance devices and other independent living resources in Minnesota.
Minnesota/North Dakota/South Dakota Chapter ALS Association888-672-0484The local ALS Association loans medical equipment to seniors who are living with amyotrophic lateral sclerosis or a related motor neuron disease. Eligible seniors can borrow assistive devices or durable medical equipment at no charge. Some items that may be available include wheelchairs, shower chairs and portable ramps.

Health Insurance & Prescription Drug Coverage for Seniors

Minnesota seniors who meet certain income criteria can apply to local resources to help them pay for prescription drugs. Eligible residents can also receive assistance through health insurance and other programs to access free or discounted medical services.

Program NamePhone NumberDescription
Minnesota Drug Card ProgramThe Minnesota Drug Card program provides eligible seniors with discounts of up to 80% off of their out-of-pocket prescription drug costs. There's no cost to apply for the card, though you must be a U.S. citizen and resident of Minnesota with a financial need for the discount program.

Home Repair and Modifications

Seniors and those with disabilities can access a variety of local resources to help them pay for home repairs and modifications. Programs in Minnesota have different eligibility criteria and often assist retirees by providing grants or loans.

Program NamePhone NumberDescription
Minnesota Rehabilitation Loan/Emergency and Accessibility Loan ProgramThe Rehabilitation Loan/Emergency and Accessibility Loan Program lends up to $27,000 to low-income homeowners who need help paying for repairs that impact the safety, energy efficiency, accessibility or habitability of their home.
Minnesota Weatherization Assistance Program (MWAP)Low-income seniors can get free home energy upgrades, whether they rent or own a property, with the MWAP. It aims to reduce energy bills and ensure your home is healthy and safe.

Many organizations offer free or low-cost legal services to Minnesota seniors. Older adults can access advice on issues such as estate planning, living wills and power of attorney. Some firms also act as long-term care ombudsmen, advocating for the rights of seniors in senior living communities.

Program NamePhone NumberDescription
Minnesota Office of Ombudsman for Long-Term Care800-657-3591The Office of the Ombudsman for Long Term Care advocates on behalf of seniors in care facilities. They listen to the concerns of seniors and their families and work with care providers to improve the quality of care given to older adults.

Senior Engagement

Senior engagement resources and programs in Minnesota help older adults remain active and ensure they contribute to the community. Resources include wellness programs, volunteer opportunities, support groups and organizations that help residents connect with the community to live fulfilling lives.

Program NamePhone NumberDescription
Lutheran Social Service of Minnesota888-205-3770This companionship service is offered by Lutheran Social Service of Minnesota to seniors throughout the state who could benefit from the friendship of a caring individual in their own home. Volunteers in this program are available to provide everything from a friendly conversation buddy and game partner to an errand runner and correspondence assistant.
Minnesota Seniors763-780-8309A free resource for seniors and caregivers, Minnesota Seniors offers information about assisted living facilities, links to state and government webpages and a comprehensive directory of healthcare services, which includes information about personal emergency response systems, transitional care and podiatry clinics.
MinnesotaHelp.infoMinnesotaHelp.info provides a comprehensive online resource database for individuals, families and caregivers. Its Long-Term Care Choices Navigator tool helps seniors build a plan of care based on their needs and available service options, while the dedicated Focus on Seniors page presents an organized directory of various government, nonprofit and for-profit programs. These resources include senior centers, adult day care services, affordable housing, prescription drug assistance, assistive technology and financial help.

Social Security Offices

Social Security offices in Minnesota help seniors and disabled people access the benefits they're entitled to. Older adults can contact their local office for information about receiving retirement benefits, disability allowance and Supplemental Security Income.

Program NamePhone NumberDescription
Minnesota Social SecuritySocial Security is a source of income available to retirees and people who can no longer work because of a disability. The money for Social Security comes from a payroll tax levied on employers, employees and self-employed individuals. When you retire, you'll receive monthly payments based on how much you earned when you were working.

Tax Assistance

Seniors can apply for tax assistance from several Minnesota resources. Elderly residents and those with disabilities could be eligible for tax exemptions on medical expenses, reductions on property tax and other tax assistance programs.

Program NamePhone NumberDescription
Senior Property Tax Refund - Minnesota Department of Revenue800-652-9094Seniors can lower their property tax bills with the Senior Property Tax Refund program from the Minnesota Department of Revenue. This program reduces the property tax bill based on the household's income. It is available to adults aged 65 and older or adults of any age who have permanent and total disability. Seniors use an online application to apply for this refund.
Senior Citizens Property Tax Deferral Program800-657-3666Seniors with high property taxes relative to their income can receive a full or partial property tax deferment through the Senior Citizens Property Tax Deferral Program.

Utility & Energy Bill Assistance

Low-income seniors who are struggling to meet the costs of maintaining their homes can find support from organizations that offer assistance with utility and energy bills. Minnesota retirees could also qualify for emergency funding programs if they're in danger of losing utility services due to unpaid invoices.

Program NamePhone NumberDescription
Minnesota Energy Assistance Program800-657-3710Administered by the Minnesota Commerce Department, the Minnesota Energy Assistance Program can provide up to $1,400 in energy and water bill assistance for state seniors who qualify under income guidelines. Maximum income limits are tied to the number of people in the household. This free, federally funded program, available to renters and homeowners, pays water, energy and fuel companies directly and works in conjunction with local service providers in Minnesota.

Veteran's Services

Minnesota retirees who have served in the U.S. military can find support from local veteran services. These offices and organizations help vets access the benefits they're eligible for and provide advice and information on a variety of issues.

Program NamePhone NumberDescription
Minnesota VA Benefits and Health CareMinnesota VA Benefits and Health Care services help seniors in the state navigate the benefits available to them when they reach age 65. Elderly veterans have access to aid and attendance, increasing their monthly military pension to pay for in-home services, such as help with daily living activities or for skilled nursing care or memory care in a senior living center. Additionally, family members can receive assistance with funeral planning and burial arrangements.

Assisted Living Laws and Regulations in Minnesota

The ​​Health Regulation Division of the Minnesota Department of Health oversees and regulates assisted living communities in the state. The department oversees the licensure of assisted living providers, conducts on-site check-ins of communities, and establishes regulations for assisted living providers in the state to follow to ensure that residents are safe, healthy, and well-treated. 

TopicRule
Assisted Living Service Plan Requirements Before any transition to an assisted living facility or a written contract is drawn up for a resident’s admission, a registered nurse must conduct an assessment that looks at the prospective resident’s physical and mental needs. However, if distance or an urgent circumstance occurs, the assessment may be bypassed, and a telephone conference may be used as an alternative. Assisted living facilities are also required to tell applicants about Minnesota’s Department of Human Services Long Term Care Consultation, which explains all the options available besides assisted living.
Assisted Living Admission Requirements Minnesota has no formal admission requirements. In some cases, providers will offer assisted living services such as help with daily living activities to seniors living in residential care or group homes; however, services can be terminated at any time if the provider determines that the needs of residents cannot be met. A 30-day notice must be given in cases such as these, and the provider must also help in finding a suitable care provider.
Assisted Living Scope of Care The scope of care found in Minnesota’s assisted living facilities is wide and encompasses many aspects of care, including assistance with grooming, bathing and eating, access to social programs, daily meals and transportation to medical appointments. Trained staff must also be available to check on residents throughout the day. 
Assisted Living Medicaid Policy Medicaid policies as they pertain to assisted living are strict, based on specific income and asset limits. As of 2022, individuals must earn no more than $30,276 per calendar year and have assets valuing $3,000 or less. The state’s five-year lookback policy involves looking back at the five years leading up to any application, to see if monies were given away or sold. While certain deductions exist, most need to be done in consultation with a Medicaid Planner, to minimize the possibility of being found ineligible.
Assisted Living Facility Requirements While assisted living facilities can take different forms, the most common is the state-licensed facility, Adult Foster Care. Specific requirements exist regarding capacity and occupancy rates, privacy, and ease of access to all communal areas. Basic safety features, which are checked regularly, include staircase railings, proper food and medicine storage and updated emergency procedures. Other types of assisted living facilities, such as family homes, cooperatives or clinical settings must abide by the same safety regulations.
Medication Management Regulations Assisted living facilities are required to oversee all medication administration to residents in their care, with instructions written up by registered nurses carried out by staff on a daily, ongoing basis. Staff must have demonstrated competency in following all instructions. Additional standards for medication management differ significantly and depend upon the setting and specific medication management services.
Staffing Requirements Registered nursing staff are expected to be on-call at all assisted living facilities and to carry out a system that assigns specific health and medication tasks to all unlicensed staff as well as provide training as needed. In addition, residents are expected to have access to staff members 24 hours a day, 7 days a week. Minnesota’s level of monitoring is considered more thorough and extensive than similar requirements in other states. While no legal mandate exists regarding staff to resident ratio, facilities must employ sufficient staff to provide around-the-clock care.
Staff Training Requirements Staff is required to have a comprehensive set of skills to work in assisted living facilities. They must be familiar with the facility’s emergency response, know state regulations, be able to handle complaints and know how to report suspected cases of abuse; they must have a working knowledge of ombudsman services and the Home Care Bill of Rights. Staff must also recognize when to report changes to a healthcare professional such as a registered nurse, how to maintain a hygienic environment. Daily, they are required to observe and document residents’ status and their current care services, attend to their basic bodily functions as needed. In general, they must be effective communicators and understand their patients’ physical, emotional and mental needs. Managers, who are also required in assisted living facilities, must complete 30 hours of continuing education on a biennial basis. Such continued training should include nursing or nursing home administrator credentials. Managers must also complete four hours of training in dementia care within 160 hours from the date of hire, with an additional two hours completed each calendar year.
Background Checks for Assisted Living All those working inside an assisted living facility, whether as a volunteer, contractor or staff, must pass a criminal background check. The discovery of any 15 different types of crimes can result in a denial or suspension of the provider’s license. A conviction of any crime beyond a minor traffic violation must be reported by any employee with direct resident access. 
Requirements for Reporting Abuse In order to maintain its license, an assisted living facility must report any instance of adult abuse. More information about the reporting process can be obtained by emailing Minnesota’s Department of Health, and known cases of abuse can be reported to the Minnesota Adult Abuse Reporting Center at (844) 880-1574.

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Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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