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The 10 Best Nursing Homes in Saint Paul, MN for 2024

Saint Paul is the capital of Minnesota and the eastern sibling of the Twin Cities. Its total population is around 308,096, with approximately 32,350 being seniors over the age of 65. Saint Paul’s residents have access to a large network of healthcare facilities that includes M Health Fairview St. Joseph’s Campus and the nationally-ranked Abbott Northwestern Hospital in neighboring Minneapolis. Additionally, Saint Paul has more physicians per capita than the majority of the country.

In the city’s nursing facilities, residents with ongoing critical health conditions can receive 24-hour medical supervision from physicians and registered nurses. Rehabilitative therapies, wound care and diabetes management are some commonly provided services. Although the median cost of nursing home care in Saint Paul ($11,285) is only 2.3% above the statewide average, the statewide average is over 42% above the national figure. If the care is sufficient, seniors could reap significant savings by opting for assisted living or home care instead.

In this guide, we’ve provided an overview of the costs of senior care in and around Saint Paul. We’ve also included several government-funded programs that can help seniors save money, finance nursing home care and delay moving into a nursing facility.

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Nursing Home Facilities in Saint Paul, Minnesota

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Nursing Home Costs in Saint Paul, MN

Seniors in Saint Paul spend about $12,167 a month for nursing home care with a private room. Semiprivate rooms average $11,285 a month.

The Cost of Nursing Home Care in Nearby Cities

Saint Paul’s seniors spend about $3,529 more per month on nursing home care than most seniors in the United States. Within Minnesota, Saint Paul’s care costs are only slightly above the statewide average of $11,026. At $9,730 a month, Rochester is the most affordable nearby city, while St. Cloud and its $12,767 median cost of care is the most expensive. To the southwest, Mankato averages $11,482 per month. Further north in Duluth, seniors enjoy the second-most affordable nursing home care in the state at $10,437 a month. 

Saint Paul

$11,285

Minnesota

$11,026

The United States

$7,756

St. Cloud

$12,767

Mankato

$11,482

Rochester

$9,730

Duluth

$10,437

The Cost of Other Types of Senior Care

While nursing home care with a private room is the most expensive option for senior care in Saint Paul, adult day health care is the least expensive at $1,863. At an average cost of $4,797 a month, assisted living is the second-most affordable type of care in the city. In the middle of the cost range are home care and home health care which have monthly median costs of $6,292 and $6,483, respectively. 

Home care

$6,292

Home health care

$6,483

Adult day health care

$1,863

Assisted living

$4,797

Nursing home (semiprivate room)

$11,285

Nursing home (private room)

$12,167

Note: Data for Saint Paul was unavailable, so data for the nearest city, Minneapolis, was used instead.

Financial Assistance for Nursing Home Care in Saint Paul, MN

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Saint Paul, MN

The following resources can help seniors save money, pay for nursing home care or delay moving into a nursing facility with in-home services. We’ve also included advocacy services in the event seniors have a complaint about their care. 

ResourceContactService
Ombudsman for Long-Term Care(651) 431-2555The Ombudsman for Long-Term Care program is comprised of volunteers tasked with investigating complaints at the state’s long-term care facilities. Situations where ombudsmen get involved range from elder abuse allegations and disputes about finances to complaints about the type of food served at a nursing home.  
Minnesota Department of Human Services(651) 431-2000Seniors eligible for government-subsidized insurance and other programs will need to contact the state’s Department of Human Services to apply and claim benefits. The agency can help seniors determine if Medicaid will pay for their nursing home care. They can also advise seniors on other support programs they may qualify for, such as food and temporary cash assistance. 
Trellis(651) 641-8612Trellis is the Area Agency on Aging for Saint Paul. It receives funding from the federal government that it uses to administer programs for health insurance counseling, in-home services, home-delivered meals and transportation. 
Alternative Care Program(651) 431-2000Seniors participating in the Alternative Care Program can receive a wide range of in-home services, including skilled nursing, homemaker services and assistance with chores. The program also provides home-delivered meals and personal emergency response systems. To qualify, seniors must be over the age of 65, meet income and asset guidelines and require a nursing facility level of care.  

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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