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The 10 Best Nursing Homes in West Lafayette, IN for 2024

West Lafayette, IN, is a historic city that's located about 65 miles northwest of the state capital, Indianapolis. Home to around 45,000 residents, the charming university town offers a vibrant atmosphere for seniors, who make up 18% of the population. Older adults can also benefit from its low cost of living, an abundance of amenities and access to quality health care. Residents are convenient to some of the state's top medical facilities, including Indiana University Health Arnett Hospital and Franciscan Saint Elizabeth Health Lafayette's Central and East campuses. Those who require assistance with tasks and medical care on a daily basis may consider a nursing home.

In West Lafayette, these communities cost $7,300 per month. These costs are higher than other types of long-term care, such as assisted living or home care, though they do provide the most comprehensive 24-hour care. Skilled nursing staff can administer medications, perform wound care and facilitate various rehabilitative therapies.

This guide offers a more in-depth look at nursing homes as a long-term care option in West Lafayette, including what you can expect to pay for these services, which programs to contact for financial aid and where to go for information and support.

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Nursing Home Facilities in West Lafayette, Indiana

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Nursing Home Costs in West Lafayette, IN

In West Lafayette, nursing home costs start at $7,300 per month for semiprivate rooms. Private rooms cost an average of $8,669.

The Cost of Nursing Home Care in Nearby Cities

Monthly rates in West Lafayette are right in line with the state median of $7,270, making it an affordable option compared to the average American city's rate of $7,908. It's also less expensive than many other Indiana cities. Both Kokomo and Fort Wayne see average costs higher than West Lafayette, at $7,908 and $7,574, respectively. Costs in Bloomington are similar to those in West Lafayette, and Indianapolis is an even more affordable option, costing $7,057 per month on average.

West Lafayette

$7,300

Indiana

$7,270

United States

$7,908

Indianapolis

$7,057

Kokomo

$7,908

Fort Wayne

$7,574

Bloomington

$7,270

The Cost of Other Types of Senior Care

There are other long-term care options for seniors who require a lesser level of care, including assisted living, which is over $2,000 less expensive. In-home care and home health care rates are even lower at $5,053 per month. The most affordable care option is adult day care. It's the least involved option, as it only includes part-time care. Average costs are $3,800 lower than what seniors typically pay for nursing home care.

In-Home Care

$5,053

Home Health Care

$5,053

Adult Day Health Care

$3,467

Assisted Living Facility

$5,255

Nursing Home Care (semiprivate room)

$7,300

Nursing Home Care (private room)

$8,669

Note: Data for West Lafayette was unavailable, so data for the nearest city, Lafayette, was used instead.

Financial Assistance for Nursing Home Care in West Lafayette, IN

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one's stay in a nursing home and a portion of the costs until day 100. After 100 days, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those who need long-term care will have to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid:Medicaid covers most of the cost of living expenses in a skilled nursing facility for qualifying seniors. Care and room and board are covered with no time limit, but residents may be charged for extras such as specially prepared food or cosmetic services. Medicaid eligibility requirements are strict and complex, so not all seniors qualify for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren't available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about local financial assistance programs for seniors.

Reviews of Communities Nearby

Nursing Homes

Virg41

I am a friend or relative of a current/past resident

Review of University Place

First night my Mother was there she had come from a long hospital stay and was at University Place for rehab, she almost died because the night nurse didn't know how to do her bipap so they just...

Read more

Nursing Homes

Muito Carinho

I am a friend or relative of a resident

Review of Cumberland Pointe Health Campus

My mother's stay in Cumberland Pointe has been fairly positive so far. Of all the facilities I visited, it is the only one that I saw where residents were socializing in the common areas. I thought...

Read more

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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