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The 10 Best Nursing Homes in Cambridge, MA for 2024

Home to Harvard University and located just outside Boston, Cambridge has a population of over 118,000, with 11.3% being 65 and older. This is lower than the U.S. average of 16.8%. Cambridge offers easy access to medical care. The city has 371 physicians per 100,000, much higher than the national average of 210. It’s also home to CHA Cambridge Hospital, a Harvard Medical School Teaching Hospital, and Mount Auburn Hospital, which offers several specialties, including senior, cardiac and cancer care departments. The cost of nursing home care in Cambridge is higher than average. The median price is $13,155 per month for a semiprivate room, based on the Genworth 2021 Cost of Care Survey.

Seniors who need round-the-clock care could benefit from nursing home care, where they receive monitoring, medical services, medication management and various therapies. For older adults who only need help with things like personal care, assisted living is a residential alternative. Home care is also an option for people who prefer to live at home.

This guide covers nursing home care in Cambridge and features information on costs compared to other care options. It also provides local resources for seniors needing nursing home care.

Nursing Home Facilities in Cambridge, Massachusetts

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Nursing Home Costs in Cambridge, MA

Seniors in Cambridge pay a median rate of $13,155 for semiprivate nursing home rooms and $14,402 for private rooms each month.

The Cost of Nursing Home Care in Nearby Cities

The average cost of nursing home care in Cambridge is among the highest in the state. It exceeds the Massachusetts average by more than $500 and the national average by more than $5,000. Looking at other cities across the state, Springfield is right at the state average and about $500 cheaper than Cambridge, and Barnstable Town is also about $300 less expensive. Worcester typically costs about $1,300 less per month, and Pittsfield, where costs are about $1,750 less than in Cambridge, is one of the cheapest cities in the state to find nursing care. 

Cambridge

$13,155

Massachusetts

$12,623

United States

$7,908

Worcester

$11,863

Springfield

$12,623

Pittsfield

$11,406

Barnstable Town

$12,836

The Cost of Other Types of Senior Care

Nursing home care is the most expensive care option for seniors. Those who require less care can save money with assisted living, which usually costs around $6,336 less per month. Older adults who want to stay at home can save even more money. Home care typically costs $6,292, and home health care runs around $6,244. The most affordable option is adult day health care at $1,614 per month.

In-Home Care

$6,292

Home Health Care

$6,244

Adult Day Health Care

$1,614

Assisted Living Facility

$6,819

Nursing Home (semiprivate room)

$13,155

Nursing Home (private room)

$14,402

Financial Assistance for Nursing Home Care in Cambridge, MA

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free & Low-Cost Resources for Seniors in Cambridge, MA

While the cost of nursing home care in Cambridge is high, seniors have access to several agencies that can help. These agencies advocate on behalf of seniors and help them make long-term care choices. They can also help seniors find benefits to help cover care costs. The chart below highlights some of the local places where seniors can find help.

ResourceContactService
Cambridge Council on Aging(617) 349-6220The Cambridge Council on Aging falls under the Department of Human Services program and serves adults ages 60 and older. In addition to two senior centers, the agency offers Medicare consultations and referrals for senior programs that promote health, wellness and safety.
Somerville Cambridge Elder Services(617) 628-2601This nonprofit offers a wide range of services, including advice, information, caregiver support and health and wellness programs. Seniors can also receive referrals for care options, and the Elder Protective Services program aims to deal with the abuse and neglect of older adults.
Paine Senior Services(617) 864-2580Available to seniors ages 60 and older, this nonprofit organization helps families and their loved ones learn about the resources, services and benefits that can help support the elderly as they age.
Long-Term Care Ombudsman(781) 586-8548Residents of long-term care facilities in Cambridge can get help from the state's long-term care ombudsman program through Greater Lynn Senior Services. This free program allows seniors to file complaints about the care they receive in nursing homes.
Door2Door Transportation(617) 625-1191Cambridge residents ages 60 and older can receive door-to-door transportation for nonemergency medical appointments for a small, voluntary donation. The service uses vans with wheelchair lifts, and the drivers help passengers to the doors of all destinations.

Reviews of Communities Nearby

Nursing Homes

Marley Tyson

I am a friend or relative of a current/past resident

Review of Sancta Maria Adult Day Health Program

My Dad has been in and out of Rehab facilities and Nursing Homes for the better part of 10 years due to multiple conditions he suffers from. We have been admitted to many facilities but none of...

Read more

Nursing Homes

Norrinne's 4-ever daughter

I am a friend or relative of a current/past resident

Review of Neville Center at Fresh Pond for Nursing & Rehab

My Mom was in this place for back surgery rehab. If I read these reviews, before she went, SHE WOULD NEVER HAVE WENT. She was there from Feb. 28, 2020 - April 8, off and on,because she contracted...

Read more

Nursing Homes

Just 4 hours was all it took, that was enough to know to get out

Other

Review of Neville Center at Fresh Pond for Nursing & Rehab

This place is terrible,my father who is 84 yrs old was taken here after being discharged from Mass General Hospital, Boston with Covid-19. He spent 15 days there and barely escaped going to ICU...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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