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The 10 Best Nursing Homes in Saint Louis, MO for 2024

St. Louis is a major American city that retains its friendly Midwestern charm. The city has a population of 300,576, 13.1% of whom are senior citizens. As home to two major research universities, the city has a variety of high-quality medical care options, including the Barnes-Jewish Hospital, which is ranked the best in the state and #18 in the entire country by U.S. News. According to Genworth’s 2020 Cost of Care Survey, nursing home costs in the area are low compared to the U.S. median. While a semiprivate room costs $5,355 per month in St. Louis, the national median is much higher at $7,756.

Nursing homes are designed for seniors who need high levels of care 24/7. Staff in these communities can help with medication, mobility and morning hygiene routines, and skilled nurses and rehabilitative therapists are available on-site. Because nursing homes tend to be more expensive than other types of senior care, people who only need some of these services may be more comfortable with assisted living or home health care.

This guide provides information on the cost of nursing homes in St. Louis and surrounding cities and the resources available to seniors in the area.

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Nursing Home Facilities in Saint Louis, Missouri

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Nursing Home Costs in Saint Louis, Missouri

Semiprivate rooms in St. Louis nursing homes have an average monthly cost of $5,355. For a private room, this price increases to $6,479.

The Cost of Nursing Home Care in Nearby Cities

Compared to the cost of a semiprivate nursing home room in St. Louis, the state average is slightly more affordable at $5,080. However, the national average cost is much higher at $7,756.

Nursing home costs in St. Louis are similar to those in nearby Cape Girardeau, which averages $5,171. Joseph is more affordable at $4,867, as is capital city Jefferson, which has an average semiprivate nursing home room cost of $5,019 per month. Kansas City has some of the highest costs in the state, averaging $6,844 per month.

St. Louis

$5,355

Missouri

$5,080

The United States

$7,756

Joseph

$4,867

Jefferson

$5,019

Cape Girardeau

$5,171

Kansas City

$6,844

The Cost of Other Types of Senior Care

Nursing home care is the most expensive care option in St. Louis, while other types of senior care in St. Louis are more affordable. Assisted living placement costs $3,750 per month. Adult day health care is the most affordable option, averaging $1,842. Those who would like to remain in their homes can use homemaker and home health aide services, which both average $4,481. In comparison, a semiprivate room in a nursing facility costs an average of $5,355, while a private room averages $6,479.

Home care

$4,481

Home health care

$4,481

Adult day health care

$1,842

Assisted living

$3,750

Nursing home (semiprivate room)

$5,355

Nursing home (private room)

$6,479

Financial Assistance for Nursing Home Care in Saint Louis, Missouri

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Saint Louis, Missouri

A variety of free resources are available for seniors and their family in Saint Louis to help aging loved ones stay at home as long as possible, even with some in-home services. When a transition into a skilled nursing home is necessary, other resources listed below can help with that process. 

ResourceContactService
St. Louis Area Agency on Aging(314) 612-5918This organization offers a variety of services that can help seniors maintain their independence or find placement in a long-term care community. A home repair and chore program offers basic home modifications, such as ramps and handrails, and a transportation program helps seniors get to appointments and errands. Seniors can also access assistance with tax preparation, rent rebates and home-delivered meals.
Catholic Charities’ Archdiocese of Saint Louis(314) 367-5500The Cardinal Ritter Senior Services division offers a day program where seniors can get assistance and supervision during the day. The program offers housing services, including assisted living and skilled nursing. Seniors can also access mental health counseling, case management and legal aid, as well as emergency assistance and spiritual activities.
Legal Services of Eastern Missouri1 (800) 444-0514Low-income adults and seniors can get free help with civil matters, such as consumer and housing issues. An elder law initiative helps seniors gain access to federal benefits and can also help create wills and health care directives. Experts are available to provide advice and representation in cases relating to tax collection, consumer fraud and identity theft.
Missouri Department of Health & Senior Services(573) 751-6400Seniors can access educational workshops to help them age safely in their homes, including fall prevention and chronic disease management classes. This organization also offers information and placement for long-term care services, such as assisted living and nursing homes. The long-term care ombudsman program protects residents of nursing homes and assisted living facilities from neglect and exploitation.

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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