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The 10 Best Nursing Homes in Palm Harbor, FL for 2024

Palm Harbor is a charming community of 61,000 located on the Gulf Coast about 20 miles north of St. Petersburg. This Census-designated place is known for its championship golf course and quaint downtown. Although Palm Harbor is surrounded by resorts, the cost of living is just slightly higher than the national average, and the state has no income tax, which is part of its appeal among cost-conscious retirees. Seniors benefit from a very pleasant climate, and advanced medical care is available in Dunedin and Clearwater.

Despite the moderate cost of living, local nursing homes charge $9,946 per month, which is higher than the state and national averages. Like hospitals, these facilities provide 24-hour medical care that’s delivered by nurses and overseen by physicians. Seniors who are mostly independent or require assistance with just a few activities of daily living may be better candidates for in-home care or assisted living.

This guide features information about long-term care costs and local providers in Palm Harbor. It explores alternative forms of care and concludes with a directory of agencies that can address seniors’ immediate needs.

Nursing Home Facilities in Palm Harbor, Florida

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Nursing Home Costs in Palm Harbor, FL

Nursing homes in Palm Harbor are costly, with a median rate of $9,946 for a semiprivate room and $11,391 for a private room.

The Cost of Nursing Home Care in Nearby Cities

Seniors in Palm Harbor and the Tampa Bay area pay more for nursing home care than residents in other parts of the state. Prices are 15% higher than the state median and 28% higher than the national average.

Looking at the region, local seniors pay about $800 more than their peers in Sarasota and Orlando. Nursing homes in The Villages cost $973 less, and prices fall to $8,638 in Lakeland, a monthly savings of approximately $1,300.

Palm Harbor

$9,946

Florida

$8,669

The United States

$7,756

Orlando

$9,125

The Villages

$8,973

Sarasota

$9,186

Lakeland

$8,638

The Cost of Other Types of Senior Care

Long-term care prices vary considerably in Palm Harbor. At $9,946, a semiprivate room in a nursing home costs more than twice as much as full-time care provided by a home health aide or personal care attendant at $4,195 and $4,576, respectively. Nursing home care costs three times as much as assisted living, which averages $3,225. Seniors in assisted living receive day-to-day help, and third-party health care services may be available. Seniors who live at home but lack social interaction can attend an adult day health care program for around $1,993 per month.

Home care

$4,195

Home health care

$4,576

Adult day health care

$1,993

Assisted living

$3,225

Nursing home (semiprivate room)

$9,946

Nursing home (private room)

$11,391

Financial Assistance for Nursing Home Care in Palm Harbor, FL

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Palm Harbor, FL

Seniors in Palm Harbor are in a very age-friendly community that offers a wide range of supportive services. A few helpful resources for nursing home residents and those who are considering transitioning to nursing home care are listed below, and many others are available.

ResourceContactService
Area Agency on Aging of Pasco-Pinellas(727) 570-9696Family caregivers and seniors who are considering nursing home care can contact this Area Agency on Aging for free information and advice. The agency can assess seniors' needs and help with applications for Medicaid long-term care benefits. Many services are available to area residents aged 60 and older, regardless of their income or physical needs. Every year, the agency helps more than 61,000 seniors by offering fall-prevention courses, transportation, meals, legal advice and in-home assistance.
Palm Harbor Community Services Agency(727) 771-6000The Palm Harbor CSA works with the local senior council to sponsor programs that support healthy aging. Its recreation center offers pickleball, tap dance, cardio drumming, card games, craft workshops and art guilds for seniors who share common interests. The calendar of events features ice cream socials, legal clinics, health fairs and free medical screenings, including blood pressure checks.
Pinellas County Housing Programs(727) 464-8210Home repairs and upkeep can become a burden for seniors who are unable to complete maintenance tasks themselves. Fortunately, the county offers several programs to help seniors maintain or upgrade their homes. Moderate-income homeowners qualify for interest-free home repair loans that can be paid back over 20 years, and the Independent Living Program provides grants for accessibility modifications, such as ramps and grab bars.
Pinellas Opportunity Council(727) 327-3091POC is a Community Action Partnership agency that administers a number of local, state and federal programs that benefit area seniors. The agency provides home energy assistance to seniors who have to choose between food, rent and medications. It offers volunteer companionship programs for homebound seniors, in-home chore assistance and mobile dental care clinics. Services are available to seniors aged 60 and older with the greatest need.
Neighborly(727) 573-9444Neighborly serves seniors throughout Pinellas County by offering door-to-door bus transportation, supervised daytime recreation programs and nutritional services. Homebound seniors can receive delivered meals, and active residents are encouraged to schedule a ride to a senior café to enjoy a free lunch and fun activities, such as karaoke, aerobics and workouts.

Reviews of Communities Nearby

Nursing Homes

Miso

I am a friend or relative of a current/past resident

Review of Countryside Rehab & Healthcare Center

The communication was nonexistent. A few workers spoke English as a first language. When you questioned something the employees became defensive. He is diabetic but was only monitored occasionally...

Read more

Nursing Homes

Diane

I am a friend or relative of a current/past resident

Review of Countryside Rehab & Healthcare Center

My mother-in-law is now at Countryside Rehab & Healthcare Center. I would recommend them. She has been there for three weeks now. I chose it because it was close to my home, and the doctor that saw...

Read more

Nursing Homes

Brooklyn11211

I visited this facility

Review of ProMedica Skilled Nursing and Rehabilitation (Palm Harbor)

This place is FILTHY! My mom has fallen in this facility and according to nurse ‘it’s a patients right to fall’. My Mom is now in the ICU because she has a UTI with MERSA it took THREE weeks to...

Read more

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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