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The 5 Best Nursing Homes in Owensboro, KY for 2024

Kentucky’s fourth-largest city, Owensboro, is located by the Ohio River and borders Indiana. The 2020 Census reveals 18.5% of its 60,000 residents are aged 65 and older. They’re well-served by the city’s numerous medical facilities. These include Owensboro Health Regional Hospital, which U.S. News and World Report rates as high-performing in treating four conditions, including heart attack, stroke and kidney failure. According to the 2021 Genworth Cost of Care Survey, a typical semiprivate room in an Owensboro nursing home costs $7,984 per month, which is approximately 10% more than the state average.

Nursing homes deliver near-hospital levels of medical care to seniors recovering from operations and those who require long-term and continuous support. Families have much to consider when choosing a nursing home, but as a minimum, it should provide skilled medical professionals, such as doctors, nurses and therapists, as well as 24/7 standard care from registered nurses. Seniors who don’t need this level of care may find assisted living or home health care provide more suitable and affordable alternatives.

This guide considers different types of senior care in Owensboro and their likely costs. It also lists some free resources for seniors and their families.

Nursing Home Facilities in Owensboro, Kentucky

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Nursing Home Costs in Owensboro, KY

The median monthly fee for a nursing home semiprivate room in Owensboro is $7,984, while a standard private room averages $9,049.

The Cost of Nursing Home Care in Nearby Cities

With monthly fees averaging $7,984 for a standard semiprivate room, Owensboro’s seniors pay slightly more for nursing home care than the average American ($7,908) and significantly more than the typical Kentuckian ($7,178). However, it’s not the least affordable in the state, as seniors in Bowling Green pay around $8,425 for similar care. Generally, though, nursing home care in Owensboro is more expensive when compared to other cities in Kentucky, such as Elizabethtown ($7,604) and Louisville ($7,452). It’s also costlier than Evansville, Indiana ($7,224), which is less than 50 minutes away.

Owensboro

$7,984

Kentucky

$7,178

The United States

$7,908

Bowling Green

$8,425

Elizabethtown

$7,604

Louisville

$7,452

Evansville, Indiana

$7,224

The Cost of Other Types of Senior Care

Owensboro’s most affordable type of senior care is adult day health care, which costs around $1,472 per month. Assisted living is also a more affordable option, with fees of approximately $3,088 paying for care, meals and accommodations. Home and home health care agencies share a median fee of $3,813, which pays for nonmedical care in the case of the former and medical care from the latter. Nursing homes deliver higher standards of care, which reflects their fees of around $7,984 for a semiprivate room and $9,049 for a private one.

Home Care

$3,813

Home Health Care

$3,813

Adult Day Health Care

$1,472

Assisted Living

$3,088

Nursing Home (semiprivate room)

$7,984

Nursing Home (private room)

$9,049

Financial Assistance for Nursing Home Care in Owensboro, KY

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Owensboro, KY

Owensboro seniors who require nursing home levels of care do not need to cope with issues alone, as there are several organizations that provide assistance for free or at a minimal cost. The following services include help with financing health care, fresh meals for those who live alone and legal support for seniors who otherwise would be unable to afford it.

ResourceContactService
Green River Area Development District (270) 926-4433The Green River Area Agency on Aging and Independent Living advocates for older residents in and around Daviess County. It administers home and community-based services that can help seniors avoid or delay care in a nursing home facility. It can also help seniors and their families find sources of funding to pay for care services in and out of institutions. Additionally, the agency's ombudsmen advocate for nursing home residents who cannot resolve disputes with their care providers.
Senior Community Center of Owensboro-Daviess County(270) 926-4433The Senior Community Center of Owensboro-Daviess County has been preparing and delivering meals to homebound seniors since 1997. Its volunteers deliver fresh meals on weekdays and can deliver frozen meals for use over weekends. A typical meal includes meat and vegetables, fruit, bread and milk. Vegetarian meals are also available. A donation of $1.50 per meal is gratefully accepted.
Kentucky Legal Aid(270) 683-4585Kentucky Legal Aid provides free legal services to Owensboro residents on low incomes. The nonprofit law firm focuses exclusively on civil law and can help seniors deal with an array of issues. These include struggles to get government benefits, including Medicaid and Medicare. It also supports homeowners and renters who can't afford payments and people suffering from domestic and interpersonal violence.

Reviews of Communities Nearby

Nursing Homes

Tiffani Brown

I am a friend or relative of a current/past resident

Review of Signature Healthcare at Hillcrest

Really love seeing the Heros Journeys! Home like environment, caring staff, excellent therapy, activities.

Provider response

Hello and thank you so much for the 5-star review! The feedback of our residents, families, and stakeholders is valuable to us. Sincerely, Signature HealthCARE

Read more

Nursing Homes

Anonymous

I am/was a resident of this facility

Review of Signature Healthcare at Hillcrest

Rooms are clean. Food is good. Staff are amazing.

Provider response

Hello and thank you for taking time to review us! We are thrilled to hear your great feedback! ? Sincerely, Signature HealthCARE

Read more

Nursing Homes

Becky Bales

I am/was a resident of this facility

Review of Hermitage Care and Rehabilitation Center

I was a resident recently in the Rehab hall for six weeks. I can’t begin to tell you how pleasant my stay was. The home was clean when I moved in and it stayed clean the whole six weeks. Thanks to...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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