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The 10 Best Nursing Homes in Chattanooga, TN for 2024

The city of Chattanooga is located in the scenic foothills of the Appalachian Mountains in the state of Tennessee. It has a population of 182,799, and around 16.6% of residents are aged 65 and older. According to the Genworth Cost of Care Survey 2020, the average monthly cost of nursing home care in Chattanooga is $7,148, which is less than the national average of $7,756, making the city a good choice for seniors looking at long-term care options. Seniors living in Chattanooga have access to excellent medical facilities at CHI Memorial Hospital, which is ranked as high performing in eight procedures or conditions by USN.

Nursing home care is a long-term care option for seniors with chronic illnesses and those who are very frail. Medical care and assistance are provided 24/7 by registered nurses and qualified caregiving staff. This type of care is often the most expensive option and seniors living in Chattanooga who don’t require regular medical assistance may want to look at alternative options such as assisted living and home care services.

This guide provides information on the average monthly costs of nursing home care in Chattanooga and nearby cities.

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Nursing Home Facilities in Chattanooga, Tennessee

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Nursing Home Costs in Chattanooga, Tennessee

The average monthly cost of nursing home care in Chattanooga is $7,148 for a semiprivate room and $8,267 for a private room.

The Cost of Nursing Home Care in Nearby Cities

Seniors who have decided to make the move to nursing home care may find it interesting to look at the average monthly costs of care in nearby cities in comparison to Chattanooga. Using the monthly average cost of a semiprivate room as a comparison point, the cost of care in Chattanooga is less than the national average of $7,756 and slightly more than the Tennessee state average of $7,072.

The average monthly costs of care in Cleveland ($6,844) and Morristown (also $6,844) are lower than in Chattanooga, while Knoxville is exactly the same at $7,148. 

Chattanooga

$7,148

Tennessee

$7,072

The United States

$7,756

Cleveland

$6,844

Morristown

$6,844

Knoxville

$7,148

The Cost of Other Types of Senior Care

Those seniors who are still undecided regarding nursing home care may be interested in the average monthly costs of alternative care options in Chattanooga. The most cost-effective option is adult day care with a monthly average cost of $1,733 while assisted living has a monthly average of $4,515. Both home care and home health care services have an average monthly cost of $4,195. The most expensive option is nursing home care with a monthly average cost of $7,148 for a semiprivate room and $8,267 for a private room.

Adult day care

$1,733

Assisted living

$4,515

Home care

$4,195

Home health care

$4,195

Nursing home semiprivate room

$7,148

Nursing home private room

$8,267

Financial Assistance for Nursing Home Care in Chattanooga, Tennessee

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Chattanooga, Tennessee

These resources may help seniors who are looking for services to assist them in safely aging in place in their own homes for as long as possible. One resource looks at financial assistance information for seniors who have made the choice to move to a nursing home facility.

ResourceContactService
SHIP(877) 801-0044The TN SHIP program is funded by the federal government and the state of Tennessee. The program provides free and unbiased information on state health insurance plans to seniors and their caregivers. Staff members can help seniors to find the best plan for their particular circumstances and assist them to apply for the plan. Counselors can also explain financial assistance options that are available to seniors who have decided to move to a long-term nursing care facility. 
Nutrition Program(615) 253-4161The Agency on Aging provides a nutrition program for seniors in the Chattanooga area. Those seniors who are still physically able to leave the house can go to one of the congregate meal sites to enjoy a hot meal and socialize with other seniors. Volunteers deliver meals at around noon each day from Monday to Friday to seniors who are homebound and are no longer able to prepare a meal on their own. The volunteers provide a friendly visit and safety check at the same time as delivering the meal. All of the meals provide a third of the daily nutritional requirements of seniors. There is no charge for the meals but certain requirements need to be met in order to receive meals.
Transportation(423) 424-4201MyRide TN Southeast provides volunteer-assisted door-to-door transport for seniors to essential appointments. There is a small charge for each ride to cover costs but financial assistance is available. All volunteers are screened and background checked for the safety of seniors. There is an application process to be able to book rides with the service. Transport is provided to medical appointments and grocery stores. 

Reviews of Communities Nearby

Nursing Homes

Disappointed

I am a friend or relative of a current/past resident

Review of The Health Care Center at Standifer Place

Miss lead, went on tour of the rehab facility and they must have showed us the best room in the house cause his room was horrible, Short staff, not good care, death certificate is wrong and they...

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Nursing Homes

unsafe facility

I am a friend or relative of a current/past resident

Review of The Health Care Center at Standifer Place

Bed sores, spread of candida auris, short staffed, does not provide therapy as plan indicates. Staff doesn't respond to concerns. Refusal to reduce psych meds

Read more

Nursing Homes

Teresa Jo

I am a friend or relative of a current/past resident

Review of Life Care Center of Hixson

Mom is 92, she fell and injured her shoulder. She needs physical therapy…Who can we trust with her? She is precious and deserves the best! Who? Where? Trust me, we did some praying. We were led to...

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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