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The 5 Best Nursing Homes in Destin, FL for 2024

Destin is located on the Gulf of Mexico and is known for its stunning beaches. It’s home to an estimated 14,000 residents and about 18% of the population is aged 65 and over. The city offers easy access to health care with 232 physicians per capita, which is much higher than the national average of 210. Medical care services are provided by HCA Florida Fort-Walton Destin Hospital and HCA Florida Twin Cities Hospital. The average cost of nursing home care services in Destin is $7,908 per month, which is exactly the same as the national average, according to the Genworth 2021 Cost of Care Survey.

Nursing home care is ideally suited to seniors who require round-the-clock medical care and support. These facilities provide medical monitoring, therapy services, personal care and medication assistance. This high level of care may not be required by most older adults, and less intensive care options, such as home health care and assisted living, may be better options.

This guide provides an overview of the costs of nursing home care in Destin, FL, and nearby cities and looks at the costs of alternative care options. In addition, it lists services for seniors in the city.

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Nursing Home Facilities in Destin, Florida

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Nursing Home Costs in Destin, FL

The average cost of nursing home care in Destin is $7,908 per month for a semiprivate room and $9,034 for a private room. 

The Cost of Nursing Home Care in Nearby Cities

The cost of nursing home care with a semiprivate room is lower in Destin than the Florida state average of $8,564 and exactly the same as the national average of $7,908.

Seniors in the nearby city of Pensacola pay much higher monthly fees with an average cost of $8,760. The most expensive city for care in the state is Naples, where the average costs are almost $1,400 higher than those in Destin. Those looking for more affordable options may want to consider Sebring where costs are roughly $7,300 per month.

Destin

$7,908

Florida

$8,654

United States

$7,908

Pensacola

$8,760

Naples

$9,277

Sebring

$7,300

The Cost of Other Types of Senior Care

Nursing home care is the most expensive senior care option at $7,908 for a semiprivate room and $9,034 for a private room. Assisted living facilities cost about $3,000 less each month and provides 24/7 personal care assistance. In-home care services are a good option for seniors wanting to remain in their own homes with a monthly cost around $5,000. 

In-Home Care

$5,005

Home Health Care

$5,053

Assisted Living Facility

$4,924

Nursing Home (semiprivate room)

$7,908

Nursing Home (private room)

$9,034

Note: Data for Destin was unavailable, so data for the nearest city, Crestview, was used instead.

Financial Assistance for Nursing Home Care in Destin, FL

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free & Low-Cost Resources for Seniors in Destin, FL

Seniors living in the Destin area have access to numerous free resources and services that provide information or advocate on behalf of seniors and their family members. These services are offered by non-profit organizations and government departments. 

ResourceContactService
Okaloosa County Vet Center(850) 651-1000The Okaloosa County Vet Center provides confidential services for veterans and their family members. Officers can assist seniors and their eligible family members to navigate the complicated veterans benefits system, and it also provides medical services at no cost.
Meals on Wheels(850) 651-0721Shalimar United Methodist Church operates the Meals on Wheels service in Destin. Meals are delivered once per day by volunteers to seniors who are homebound and unable to prepare a meal for themselves.
Florida Ombudsman Program(850) 414-2323The Florida Ombudsman Program advocates for the rights of seniors in long-term care facilities, such as nursing home care facilities. They can mediate between seniors and staff members to ensure that all involved parties are satisfied with the outcome.
Northwest Florida Area Agency on Aging(850) 494-7100The Northwest Florida Area Agency on Aging provides information on long-term care facility options in the area. In addition, it offers information regarding support programs for seniors wanting to age in place in their own homes.
Department of Elder Affairs State of Florida(850) 414-2000The Department of Elder Affairs in Florida advocates for the rights of seniors across the state. It runs a number of programs to assist low-income seniors, such as the Emergency Home Energy Assistance Program for the elderly.

Reviews of Communities Nearby

Nursing Homes

Jan

I am a friend or relative of a current/past resident

Review of Destin Healthcare and Rehabilitation Center

My brother was in Destin Healthcare and Rehabilitation Center. He was getting occupational therapy and physical therapy, but it was a joke as far as I'm concerned. With regard to the staff, I...

Read more

Nursing Homes

Bev Nunemaker

I am a friend or relative of a current/past resident

Review of Destin Healthcare and Rehabilitation Center

My husband was a resident from August 2020 to March 8,2021 when he passed away. I found this facility to be very professional and have a very caring staff. I want to thank them for...

Read more

Nursing Homes

Incredulous and unbelievable

I am a friend or relative of a current/past resident

Review of Destin Healthcare and Rehabilitation Center

I have never seen more rude and haughty staff. When you call there are several excuses -if anyone will answer the phone - the nurse is too busy, no one is in that wing, you have to leave a...

Read more

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Other Options in Destin, FL

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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