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The 10 Best Nursing Homes in Midlothian, IL for 2024

Midlothian is a village in Cook County that’s home to 14,346 people, 12.9% of whom are aged 65 and over. The village’s appeal includes the below-average cost of living, driven by typically lower costs for everyday needs, such as health care. In addition to the nearby Northwestern Medicine Palos Hospital, ranked #18 in Illinois, Midlothian also has a large number of nursing homes. Figures published in the 2020 Genworth Cost of Care Survey state that the average monthly cost for a semiprivate room is $8,076, an increase of $320 on the national average of $7,756.

Nursing homes offer custodial levels of care for seniors who may be unable to get out of bed, bathe or get dressed without help. Care is often supervised by a licensed physician and a registered nurse is typically nearby should immediate medical help be required. Consequently, nursing home care tends to be more expensive than assisted living and home health care, either of which may be more appropriate if the senior can perform most daily functions without assistance.

This guide covers the varying costs of different types of senior care in more detail, in addition to listing some resources for Midlothian’s seniors.

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Nursing Home Facilities in Midlothian, Illinois

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Nursing Home Costs in Midlothian, Illinois

Midlothian families can expect to pay approximately $8,076 per month for a semiprivate room in a nursing home. A private room averages $8,532.

The Cost of Nursing Home Care in Nearby Cities

When comparing the average monthly costs of semiprivate rooms across the state and the country, it’s notable that Midlothian is at the high end of the scale. Seniors in the village are likely to see monthly costs $1,841 above the Illinois average and $320 above the national average. 

Compared to its nearest neighbors recorded in the Genworth 2020 Cost of Care Survey, Midlothian is the most expensive option, although Michigan City, Indiana, comes close at $8,060. In Danville, families can expect costs around $6,874, while in Kankakee, they average $6,540. Rockford is the most affordable, at $5,825.

Midlothian

$8,076

Illinois

$6,235

The United States

$7,756

Rockford

$5,825

Kankakee

$6,540

Danville

$6,874

Michigan City, IN

$8,060

The Cost of Other Types of Senior Care

The aging process can involve several stages, so it’s worth looking at costs for different types of care, as more than one may be needed. The most affordable option for able-bodied seniors is adult day health care, which typically costs $1,614. Despite assisted living offering accommodation in addition to care, its average cost of $4,950 is below those of home and home health care, which have costs of $4,957 and $5,053, respectively. A nursing home semiprivate room is typically $8,076, while a private room averages $8,532.

Home care

$4,957

Home health care

$5,053

Adult day health care

$1,614

Assisted living

$4,950

Nursing home (semiprivate room)

$8,076

Nursing home (private room)

$8,532

Financial Assistance for Nursing Home Care in Midlothian, Illinois

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Midlothian, Illinois

This list of resources can help families meet some or all of the costs of nursing home care and get help from professionals who have the best interests of seniors at heart.

ResourceContactService
Medicaid Long-Term Care(217) 782-0545Seniors with low incomes may be eligible for Medicaid, which can cover all or most of the costs of their nursing home care. To qualify, seniors need to apply to the Department of Human Services for benefits and to the Department of Aging to be screened, which involves the senior providing evidence that nursing home care is the most appropriate for their needs. If home care is more suitable, seniors can apply for help from the Supportive Living Program, which focuses on helping with the costs of care for housebound seniors. This may include limited medical support.
Long-Term Care Ombudsman Program(888) 401-8200The purpose of the Long-Term Care Ombudsman is to ensure seniors in licensed residential care facilities are aware of their rights and that if they are infringed, the ombudsman will support them. This may include resolving disagreements with the owners of facilities and investigating complaints made by residents, their families or third parties. If a complaint indicates criminal behavior, such as elder abuse, the ombudsman will refer it to the relevant authorities. Additionally, families can request data held about nursing homes from the ombudsman to help them make more informed choices.
Senior Health Insurance Program (SHIP)(800) 252-8966SHIP is a free program for seniors and caregivers looking for unbiased information and advice about Medicare plans and how they may reduce the costs of nursing home care and other medical costs. The counselors provide confidential one-on-one services that can help seniors understand their current coverage and compare plans that can deal with shortfalls. These may include private health care insurance plans. However, as the counselors are independent, they won’t try to push specific plans. 
Senior Services(312) 744-4016Senior Services is a division of the Department of Family & Support Services. It’s a rich source of help for seniors and caregivers who may need to access multiple services, such as home-delivered meals and legal assistance. Additionally, Senior Services can refer people to professionals who can offer free advice on a range of age-related subjects, such as training for caregivers and grants which may reduce tax burdens for homeowners.

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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