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The 5 Best Nursing Homes in Crystal Lake, IL for 2024

Crystal Lake is an inviting community about 50 miles outside Chicago, offering high access to medical care for seniors and diverse recreational opportunities for visitors. Of its 40,000 residents, approximately 15% are at least 65 years old. The community has a relatively low crime rate and generally pleasant weather, and retiree-friendly state income tax laws can offset the cost of living, which is slightly higher than state and national norms, for many seniors. Nursing home care is affordable in this city, coming in about $1,000 below the national norm at $6,996 per month.

Crystal Lake seniors can choose from several outstanding nursing homes that provide services such as rehabilitative therapies, 24-hour supervision and help with daily activities. These facilities are ideal for seniors with extensive medical needs. For those who only need supportive services, such as personal care and meal preparation, assisted living or home health care may provide adequate services at a lower monthly cost.

This guide outlines how local nursing home rates compare to alternatives within the city, as well as nursing home costs in nearby cities. It also highlights helpful resources that can guide seniors and families seeking local long-term care solutions.

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Nursing Home Facilities in Crystal Lake, Illinois

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Nursing Home Costs in Crystal Lake, IL

Nursing home residents in Crystal Lake pay $6,996 for shared rooms and $8,060 for private rooms.

The Cost of Nursing Home Care in Nearby Cities

In Crystal Lake, nursing homes charge base monthly rates of $6,996, which is high compared to the Illinois norm of $6,266 but about $900 below the national average. In Bloomington, rates are comparable at $6,965, but seniors may save about $450 per month by choosing a nursing home in Peoria. Rates in Kankakee and Rockford are considerably higher than in Crystal Lake at $7,133 and $7,445, respectively.

Crystal Lake

$6,996

Illinois

$6,266

The United States

$7,908

Rockford

$7,445

Kankakee

$7,133

Bloomington

$6,965

Peoria

$6,540

The Cost of Other Types of Senior Care

Nursing facilities in Crystal Lake charge $6,996 per month for shared rooms and $8,060 for private accommodations, making this the most expensive long-term care option in the city. Seniors may save several thousand dollars by opting for in-home care or home health care, which have respective rates of $5,672 and $5,720, or assisted living, which costs approximately $4,825 per month. Adult day health care is the most affordable option, costing a fraction of nursing home care at $1,842.

In-Home Care

$5,672

Home Health Care

$5,720

Adult Day Health Care

$1,842

Assisted Living Facility

$4,825

Nursing Home (semiprivate room)

$6,996

Nursing Home (private room)

$8,060

Note: Data for Crystal Lake was unavailable, so data for the nearest city, Chicago, was used instead.

Financial Assistance for Nursing Home Care in Crystal Lake, IL

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free & Low-Cost Resources for Seniors in Crystal Lake, IL

Finding the best long-term care option is simple with the support of the region’s numerous nonprofit agencies and programs. Through the following resources, seniors can learn more about ways to pay for nursing home care, determine whether they may qualify for budget-friendly, community-based alternatives and get help with the move-in process.

ResourceContactService
AgeGuide(630) 293-7488AgeGuide coordinates services for those aged 60 and over in the Crystal Lake community, including home-delivered and congregate meals, transportation and in-home care. It has advisors who help older adults assess their long-term care options based on their needs and goals, and it provides benefits screenings.
Prairie State Legal Services(815) 965-2134Prairie State Legal Services has licensed legal professionals who help older adults review nursing home contracts and resolve issues, such as involuntary move-out orders or denied health insurance claims. The office can also help seniors apply for public benefits, such as Medicaid and the state supplementary program.
Veterans Assistance Commission(815) 334-4000The Veteran Assistance Commission has trained advisors who specialize in preparing and filing applications for programs, such as Aid and Attendance, veterans’ and survivors’ pensions and disability compensation. The office can also help veterans assess eligibility for veterans’ home placement, the closest of which is in Chicago.
Medicaid(800) 843-6154Medicaid provides health insurance coverage to qualified individuals, including many seniors who require nursing home care. Seniors can have Medicaid alongside Medicare to reduce out-of-pocket expenses. The program also provides waiver programs for those seeking skilled nursing services at home or in assisted living facilities.
Illinois Department of Public Health(800) 252-4343The Illinois Department of Public Health operates the nursing home hotline, which fields complaints regarding the quality of care in nursing homes throughout the state. The department also publishes information on the rules nursing homes in Illinois follow to ensure a consistently high standard of care.
Meals on Wheels(815) 814-4948The local Meals on Wheels program provides home-delivered meals to seniors who are otherwise unable to obtain or prepare meals themselves. The program also provides regular wellness checks to help housebound individuals avoid isolation, which may help some seniors avoid or delay nursing home placement.
Senior Services Associates(815) 356-7457Senior Services Association administers a friendly visiting program, transportation services and health insurance options counseling for seniors. It also houses the region’s nursing home ombudsman program, which provides advocacy and unbiased information for residents.

Reviews of Communities Nearby

Nursing Homes

Niven

I am a friend or relative of a current/past resident

Review of Fair Oaks Health Care Center

My mother in law was at this facility for almost 3 wks. The staff was kind, attentive and made her laugh! She actually didn't want to leave! Thank you all!

Read more

Nursing Homes

Terri Novak

I visited this facility

Review of Fair Oaks Health Care Center

I had back surgery and was sent to Fair Oaks Rehab in Crystal Lake.... it was fantastic! My care from nurses, CNA, to PT was so great. I felt they went far and beyond their duties and always with...

Read more

Nursing Homes

ILNurse

Other

Review of Fair Oaks Health Care Center

It is clear that this facility is run very well and provides a high quality environment for both long-term care residents and rehabilitating short-term residents as well. I am a nurse who visits...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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