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The 10 Best Nursing Homes in Mckinney, TX for 2024

McKinney is a suburb of Dallas, Texas, situated north of the city center. It’s a family-friendly area, with world-class health care, including Baylor, Scott, & White Hospital. About 10% of McKinney’s population of 199,000 are seniors aged 65 and older, an age group who may benefit from the area’s moderate nursing home costs. McKinney seniors can expect to pay an average of $5,171 per month, which is significantly lower than the national average of $7,756, according to Genworth’s Cost of Care Survey 2020.

Nursing homes provide 24-hour supervision and medical care for people unable to care for themselves or manage their medical conditions at home. These long-term care facilities provide medical treatment as needed from licensed nurses and certified nursing assistants, plus help with mobility, personal grooming, eating and continence care from trained attendants. Because of these extra services, nursing homes have higher monthly costs than other kinds of elder care. Individuals who don’t require 24-7 medical care may find that home health care or assisted living accommodations are a better fit.

This guide explores the cost of senior care in McKinney in more detail. It also lists local resources that may help seniors and their families.

Nursing Home Facilities in Mckinney, Texas

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Nursing Home Costs in Mckinney, Texas

Nursing home costs in McKinney are $5,171 per month for a semiprivate room and $6,692 per month for a private room. 

The Cost of Nursing Home Care in Nearby Cities

Using the costs provided by Genworth Financial’s Cost of Care Survey 2020 for a semiprivate room in a nursing home to compare, McKinney’s fees are slightly higher than the Texas average of $5,019 but significantly lower than the national average of $7,756 per month. 

When compared to most nearby cities, the monthly cost of nursing home care is higher in McKinney by a few hundred dollars. Costs in Tyler, Sherman and Waco are all less, at $4,775, $4,494 and $4,745, respectively. The state capital of Austin is closest in cost to McKinney at $5,201 per month. 

McKinney

$5,171

Texas

$5,019

The United States

$7,756

Waco

$4,745

Sherman

$4,494

Tyler

$4,775

Austin

$5,201

The Cost of Other Types of Senior Care

Comparing the cost of all the available senior care options in McKinney can be beneficial. Adult day care is the least expensive at $1,571 per month. Home care and home health care services can allow seniors to age in place in their homes, both of which cost $4,385 per month. Assisted living averages $4,400, which is considerably less than the $5,171 and $6,692 monthly averages for semiprivate and private nursing home accommodations. 

Home care

$4,385

Home health care

$4,385

Adult day health care

$1,571

Assisted living

$4,400

Nursing home (semiprivate room)

$5,171

Nursing home (private room)

$6,692

Note: Data for McKinney was unavailable, so data for the nearest city, Dallas, was used instead.

Financial Assistance for Nursing Home Care in Mckinney, Texas

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Mckinney, Texas

ResourceContactService
The Senior Source(214) 823-5700The Senior Source offers resources for Collin County seniors and their families and caregivers. Its mission is to enhance the financial and emotional well-being of seniors in the community through outreach programs. Staff here can provide education about budgeting for retirement and financial planning and help families find the right fit for long-term care. Help for caregivers, including respite care, is also available. Representatives also host educational sessions about preventing elder fraud and spotting signs of neglect or abuse for those in assisted living or nursing home facilities. 
North Central Texas Area Agency on Aging(800) 272-3921The local Agency on Aging offers various programs to help local seniors and their families. Seminars about health and nutrition, including information about fall prevention, preparing healthy meals and health screenings, are scheduled throughout the year. Other resources include helping families find the right option and access financial assistance for long-term care. The AAA also funds Meals on Wheels and provides personalized counseling for private and public benefits, including Medicaid, Medicare savings programs and long-term care insurance.
Office of the Long-Term Care Ombudsman(800) 252-2412The Ombudsman advocates for the rights of people in long-term care facilities, including nursing homes and investigates and helps resolve resident and family complaints. The Ombudsman’s office also works with state and local governments to create stricter regulations regarding living conditions and the training and certification of staff in these facilities.
Dallas County Veterans Services(972) 692-4939Staff at the Dallas County Veterans Services office assist senior veterans and their families in determining the VA and state benefits they’re entitled to and filing applications and appeals. Financial benefits may include disability compensation, pensions and pension top-up programs such as Aid and Attendance and the Housebound Allowance.
Legal Aid of Northwest Texas(214) 748-1234Legal Aid of Northwest Texas provides pro bono civil legal services for individuals who meet certain income guidelines. Assistance can include representation in cases of elder abuse and neglect, fraud or landlord-tenant disputes. Staff of this nonprofit law firm may also draft wills, living wills and trusts to ensure that seniors’ finances are protected and their healthcare and long-term care choices are honored in the event they can’t advocate for themselves.

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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