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The 10 Best Nursing Homes in Loveland, CO for 2024

The city of Loveland is located just 46 miles north of Denver in the state of Colorado, and it is known as the Gateway to the Rocky Mountains. Loveland has a population of 78,877, and around 18.6% of its residents are aged 65 and older. Seniors living in the city have access to excellent medical services at UCHealth Medical Center of the Rockies, which is rated as high-performing in five procedures by USN Health ratings.

Nursing home care provides medical care and supervision to seniors with chronic illnesses and those who are extremely frail. The care is administered by teams of registered nurses who are available 24/7 to provide assistance as required, and as a consequence of this, care can be quite expensive. According to the Genworth Cost of Care Survey 2020, the average monthly cost of a semiprivate room in nursing home care in Loveland is $9,049, which is higher than the national average of $7,756. Seniors living in Loveland may want to look at home care services and assisted living as alternative options.

This guide looks at the costs of senior care options in Loveland and provides a list of resources for seniors.

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Nursing Home Costs in Loveland, CO

The average monthly cost of nursing home care in Loveland is $9,049 for a semiprivate room and $10,539 for a private room. 

The Cost of Nursing Home Care in Nearby Cities

Using the average monthly cost of a semiprivate room in nursing home care as a price comparison point, the cost of care in Loveland is higher than the national average of $7,756 and the Colorado state average of $8,517. 

The average cost of nursing home care is similar in Denver at $9,064 per month. However, the monthly average cost of nursing home care is lower in Fort Collins ($8,971), Colorado Springs ($8,289) and Pueblo ($8,425) than in Loveland.

Loveland

$9,049

Colorado

$8,517

The United States

$7,756

Denver

$9,064

Fort Collins

$8,971

Colorado Springs

$8,289

Pueblo

$8,425

The Cost of Other Types of Senior Care

In most cities, the cheapest senior care option is adult day care; however, data for this option was not available for Loveland. The state average though is $1,625 per month. Assisted living, which benefits seniors who only need some help with daily tasks, has an average monthly cost of $5,100. Home care services and home health care services are higher at $5,625 and $5,720, respectively. At the upper end of the cost scale, nursing home care has an average monthly cost of $9,049 for a semiprivate room and $10,539 for a private room. 

Assisted living

$5,100

Home care

$5,625

Home health care

$5,720

Nursign home semiprivate room

$9,049

Nursing home private room

$10,539

Financial Assistance for Nursing Home Care in Loveland, CO

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Loveland, CO

These resources may help seniors who are looking for services that could assist them in remaining in their own home for as long as possible and avoid or delay the transition to a nursing home care facility. One resource looks at financial assistance options for seniors who already reside in a long-term care facility and those who are planning to make the move in the near future.

ResourceContactService
Larimer County Office on Aging(970) 498-7750The Larimer Office on Aging offers a range of programs to assist seniors living in the Loveland area. All of the programs are offered free of charge, but income restrictions do apply. Some of the services provided include the Chore Voucher Program and the In-Home Services Voucher Program. Both of these programs provide vouchers to seniors for chores and in-home assistance services that will help them remain safely in their own homes. Additional services include family caregiver support and options counseling.
UCHealth Senior Services SHIIP(970) 624 -1860The Aspen Club at UCHealth is contracted by the state of Colorado to provide free of charge assistance to seniors regarding state health insurance plans. All information provided is unbiased, and seniors can choose between a one-on-one session and group assistance. Trained volunteer counselors can assist seniors in finding the best plan for their particular requirements and ensure they are receiving all the benefits they are eligible for. In addition, counselors can explain the financial assistance options available to seniors requiring care in a nursing home facility.
Meals on Wheels Loveland(970) 667-0311The Loveland Meals on Wheels provides meals to homebound seniors aged 60 and over who are no longer able to shop or prepare a meal for themselves. The meals are delivered on a daily basis from Monday to Friday by teams of volunteers. Seniors can request up to 7 additional meals on top of the 5 standard meals depending on their circumstances and requirements. The five daily meals are delivered hot and additional meals are delivered frozen once a week. Free blizzard boxes that are filled with shelf staples are delivered on an annual basis. There is a charge for each meal, but financial assistance is available for low-income seniors.

Frequently Asked Questions

Reviews of Communities Nearby

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Jeanne Scott

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Review of The Green House Homes at Mirasol

This facility was a disappointment in every respect. Would not recommend if you cherish your loved one.

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AmyB2022

I am a friend or relative of a current/past resident

Review of North Shore Health & Rehab Facility

The nursing staff here is very good, especially the CNAs. They are caring and respectful. However, they are always so short staffed that care never reaches its full potential. While the nursing...

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heartbrokentoday

I am a friend or relative of a current/past resident

Review of Loveland Village

My review is a tough one. The folks in independent living are well taken care of and the staff cater to their every need. For the money you pay it should be that way. When my mother fell ill and...

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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