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The 5 Best Nursing Homes in Bay City, MI for 2024

Located on the banks of Lake Huron, Bay City is the county seat of Bay County, MI. It has more than 32,000 residents, of which approximately 14.6% are seniors aged 65 and above, many of which will find themselves needing nursing home care. The city provides its senior community with access to affordable health care, and nearby medical facilities that offer specialized health services include Ascension St. Mary’s Hospital, Covenant Medical Center Cooper and McLaren Bay Region.

Bay City also has several nursing homes to provide around-the-clock monitoring and skilled nursing care to seniors with more advanced medical needs. Genworth’s 2021 Cost of Care Survey reports the average base rate of nursing home care in Bay City as $9,125 per month. Nursing home fees include room and board, as well as rehabilitation therapies and personal care assistance. Seniors with lower levels of care needs may find assisted living or home care more suitable.

This guide provides an overview of nursing home care in Bay City, including potential funding options and a comparison of costs with different types of long-term care. It also includes a table of supportive resources for older adults.

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Nursing Home Facilities in Bay City, Michigan

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Nursing Home Costs in Bay City, MI

Average monthly nursing home fees in Bay City are $9,125 for a shared room and $9,581 for a private room.

The Cost of Nursing Home Care in Nearby Cities

Comparing average rates for a semiprivate room, Bay City’s nursing homes charge slightly more than the Michigan average of $9,095. Costs in Bay City are also higher than the U.S. average of $7,908. Seniors in Bay City generally pay more for the same type of care than those in Saginaw and Midland, where rates run $8,517 and $8,821, respectively. Nursing homes in the state capital of Lansing cost roughly $426 more each month than facilities in Bay City.

Bay City

$9,125

Michigan

$9,095

United States

$7,908

Saginaw

$8,517

Midland

$8,821

Lansing

$9,551

The Cost of Other Types of Senior Care

In Bay City, senior care ranges from $1,647 per month for adult day health care to $9,581 for a private room in a nursing home. Seniors who opt to share a nursing home room pay slightly less, at $9,125 per month. Receiving intermittent skilled nursing services at home with home health care costs a more affordable rate of $4,957. In-home care agencies also charge $4,957 per month for providing personal care at home. For seniors with limited medical care requirements, assisted living facilities are a more affordable care choice at $4,423 per month.

In-Home Care

$4,957

Home Health Care

$4,957

Adult Day Health Care

$1,647

Assisted Living Facility

$4,423

Nursing Home Care (semiprivate room)

$9,125

Nursing Home Care (private room)

$9,581

Financial Assistance for Nursing Home Care in Bay City, MI

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one's stay in a nursing home and a portion of the costs until day 100. After 100 days, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those who need long-term care will have to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid:Medicaid covers most of the cost of living expenses in a skilled nursing facility for qualifying seniors. Care and room and board are covered with no time limit, but residents may be charged for extras such as specially prepared food or cosmetic services. Medicaid eligibility requirements are strict and complex, so not all seniors qualify for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren't available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about local financial assistance programs for seniors.

Reviews of Communities Nearby

Nursing Homes

Sandra

I am a friend or relative of a current/past resident

Review of Bay Shores Nursing Care Center

My dad was in Bay Shores Nursing Care Center. He was there for short-term rehab. The staff was very professional, friendly, and helpful. The nurse aides were very caring and did an excellent job...

Read more

Nursing Homes

Tara

I am a friend or relative of a current/past resident

Review of Bay Shores Nursing Care Center

Mom was placed at Bay Shores Nursing Care Center from the hospital. They have activities such as crafts and social events. Then there's physical therapy and beauty services. They are caring people,...

Read more

Nursing Homes

nmiopm

I am a friend or relative of a current/past resident

Review of Symphony Tri-Cities

My dad would still be alive if he wasn’t in this facility. Awful staff. Laughed when they messed up his pills. One nurse had no mask or name tag on and was irritated by our request. When dad...

Read more

Helpful Articles

Nursing Homes near Bay City, MI

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Other Options in Bay City, MI

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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