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The 3 Best Nursing Homes in Oswego, NY for 2024

Located in Oswego County, Oswego accommodates its older population through access to area amenities, such as grocery stores and libraries, public transportation and high-quality health care amenities. The city is home to Oswego Hospital, a private nonprofit hospital, and St. Joseph’s Health and Auburn Community Hospital sit within 35 miles of the city.

Additionally, Oswego offers several nursing homes that provide specialized care and 24-hour monitoring for seniors with advanced health needs. These facilities administer skilled services, such as wound care, medication administration and diabetes management, along with custodial care and meal services. With monthly care costs starting at $12,994, nursing home rates in Oswego exceed what’s typical in the state and nation, as well as the region. Fortunately, seniors who require a more limited scope of services may be good candidates for alternatives such as home health care or assisted living.

This guide features more details on nursing home care in Oswego, including an overview of some of the most common financial assistance options that help seniors pay for care. It also highlights supportive resources for seniors in the community. 

Nursing Home Facilities in Oswego, New York

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Nursing Home Costs in Oswego, NY

Skilled nursing facilities in Oswego charge a monthly median rate of $12,994 for semi-private rooms and $13,199 for private rooms.

The Cost of Nursing Home Care in Nearby Cities

Oswego ranks among the costliest cities in the state and nation for nursing home care, with facilities in this city charging $12,994 for services, compared to the state average of $12,775 and the national norm of $7,908. While care costs in Watertown surpass the local average by 14%, other cities typically have lower monthly care costs. For example, in Rochester, rates come in 4% below Oswego’s median, and in Binghamton, rates fall 8% below the local average. Additionally, seniors may save thousands of dollars by opting for care in Utica, where facilities charge $9,809 for specialized care.

Oswego

$12,994

New York

$12,775

United States

$7,908

Utica

$9,809

Watertown

$14,783

Rochester

$12,471

Binghamton

$11,929

The Cost of Other Types of Senior Care

In Oswego, nursing homes charge the highest senior care rates of $12,994 for shared rooms and $13,199 for private accommodations. This comes in at more than double the monthly rate of private in-home care and home health care, which cost $5,911 for full-time services. Seniors who can get the level of care they need in assisted living pay $4,694 for care, and those who attend adult day health care pay $1,733 for daytime skilled nursing services in a community setting.

In-Home Care

$5,911

Home Health Care

$5,911

Adult Day Health Care

$1,842

Assisted Living Facility

$4,835

Nursing Home Care (semiprivate room)

$10,038

Nursing Home Care (private room)

$11,650

Note: Data for Oswego was unavailable, so data for the nearest city, Syracuse, was used instead.

Financial Assistance for Nursing Home Care in Oswego, NY

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one's stay in a nursing home and a portion of the costs until day 100. After 100 days, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those who need long-term care will have to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid:Medicaid covers most of the cost of living expenses in a skilled nursing facility for qualifying seniors. Care and room and board are covered with no time limit, but residents may be charged for extras such as specially prepared food or cosmetic services. Medicaid eligibility requirements are strict and complex, so not all seniors qualify for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren't available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about local financial assistance programs for seniors.

Reviews of Communities Nearby

Nursing Homes

Tammy

I am a friend or relative of a current/past resident

Review of Morningstar Residental Care Center

My friend is now in Morningstar Residential Care Center in Oswego which is a rehabilitation facility. We are very impressed with the care that he has received while he's there. They're very...

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Nursing Homes

Cliffton

I am/was a resident of this facility

Review of The Gardens By Morningstar

I will be moving into The Gardens down at Oswego, New York. I also happen to undergo my rehab there and it was good. They said they were going to get me ready they took a month, but they got me out...

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Nursing Homes

S.Crumb

I am a friend or relative of a current/past resident

Review of Morningstar Residental Care Center

My Father came here last month for rehab . He is on C unit ( rehab unit ) . Other issues have arisen , He has been in need of more nursing & Dr care . No one answers the phone on many occasions. My...

Read more

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Nursing Homes near Oswego, NY

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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