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The 3 Best Nursing Homes in Fort Walton Beach, FL for 2024

The coastal community of Fort Walton Beach offers warm weather and sunny skies throughout the year, providing a therapeutic environment for seniors recovering from injuries and illnesses. It’s home to HCA Florida Fort Walton-Destin Hospital, a state-of-the-art medical facility with over 300 physicians on staff and a full range of specialties. The city also has several nursing homes that accommodate those who need around-the-clock medical support and monitoring. These facilities charge $7,908 per month for care, which is low compared to the rest of Florida, including neighboring cities.

Nursing homes may be practical for older adults with extensive medical and personal care needs. These facilities have doctors, nurses and other health care professionals on staff who administer individualized care, such as medication administration and wound care. Along with medical services, nursing homes provide help with personal care activities, such as bathing and dressing, and they offer daily meals and recreational activities. For seniors who primarily need personal care services, assisted living or home health care may be budget-friendly alternatives.

This guide provides more details on nursing home care in Fort Walton Beach, including an overview of financial programs that may help seniors pay for care expenses.

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Nursing Home Facilities in Fort Walton Beach, Florida

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Nursing Home Costs in Fort Walton Beach, FL

In Fort Walton Beach, nursing home residents pay average monthly rates of $7,908 for semi-private rooms, and private rooms are available for $9,034.

The Cost of Nursing Home Care in Nearby Cities

In Fort Walton Beach, monthly nursing home rates are equal to the national norm and about 9% lower than the Florida average at $7,908. This is hundreds of dollars lower than typical care costs in nearby cities, such as Tallahassee, where residents pay $9,095 for services, and Pensacola, where rates exceed Fort Walton Beach’s median by 11%. Similarly, in Panama City, monthly nursing home costs are 9% higher than in Fort Walton Beach, and in Jacksonville, seniors pay $8,213 for care.

Fort Walton Beach

$7,908

Florida

$8,654

United States

$7,908

Pensacola

$8,760

Panama City

$8,629

Tallahassee

$9,095

Jacksonville

$8,213

The Cost of Other Types of Senior Care

With semi-private accommodations at $7,908 and private rooms costing $9,034, nursing home care is the most expensive senior care type in Fort Walton Beach. Seniors who hire private caregivers at home pay thousands of dollars less per month than nursing home residents, with in-home care agencies charging $5,005 for services and those that provide skilled nursing charging $5,053. Assisted living facilities, which provide personal care services and housing, charge even more affordable monthly rates of $4,924.

In-Home Care

$5,005

Home Health Care

$5,053

Assisted Living Facility

$4,924

Nursing Home Care (semiprivate room)

$7,908

Nursing Home Care (private room)

$9,034

Note: Data for Fort Walton Beach was unavailable, so data for the nearest city, Crestview, was used instead.

Financial Assistance for Nursing Home Care in Fort Walton Beach, FL

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one's stay in a nursing home and a portion of the costs until day 100. After 100 days, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those who need long-term care will have to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the cost of living expenses in a skilled nursing facility for qualifying seniors. Care and room and board are covered with no time limit, but residents may be charged for extras such as specially prepared food or cosmetic services. Medicaid eligibility requirements are strict and complex, so not all seniors qualify for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren't available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about local financial assistance programs for seniors.

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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