Cumberland, the westernmost city in Maryland, is surrounded by the natural beauty of the Appalachian Mountains. Very pleasant summers and excellent water quality create a welcoming environment. The city has about 19,000 residents, 22.6% of which are aged 65 or older, but it still offers excellent medical care which is a Maryland hallmark. The local hospital, UPMC Western Maryland, is high-performing for several treatments and operates a 24/7 emergency department. According to the Genworth Cost of Care Survey, nursing home costs in Cumberland are low compared to many areas in the state, though substantially higher than nationwide costs at $9,125. In Maryland, the state average is $10,342, but the national median is a much lower $7,908.
Seniors that need round-the-clock access to skilled nursing care or who are medically fragile may need the level of care offered in a nursing home. Older adults who need daily assistance but not regular nursing care may find assisted living to be a cost-effective alternative, while home health care can be a transitional step prior to residential care.
This guide looks at costs for different types of care and provides a quick resource list for seniors transitioning to a nursing home.
8 Results
10301 NORTH EAST CHRISTIE ROAD, Cumberland, MD, 21501
4.0
(5 reviews)
"We were very impressed with Devlin Manor! They take such good care of my uncle. The facility was so clean and the people were soothing to be around. And the view from the patients' windows is beautiful!" --August C. *Actual customer! ..."
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512 Winifred Road, Cumberland, MD, 21502
4.0
(2 reviews)
"I was at Cumberland Healthcare Center for rehab. You're always going to get a few staff that are not excellent. But for the most part, they were good. The physical therapy was good, and the food was excellent. There were four people in 2 rooms, and a..."
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730 FURNACE STREET, Cumberland, MD, 21502
3.0
(1 reviews)
"the staff greeted me upon arrival, but when i visted my relative no nurses or staff came in to check on my relative for the whole 3 hours we were there. facility was clean and well maintained ..."
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512 WINIFRED ROAD, Cumberland, MD, 21502
"Cumberland Healthcare Center, located in Cumberland, MD, offers a variety of care types including Assisted Living, Memory Care, and Skilled ..."
READ MORE48 TARN TERRACE, Frostburg, MD, 21532
5.0
(1 reviews)
"My experience with this nursing and rehab facility was as pleasant as one could expect it to be. The staff took great care of my father, adequately treating and assisting him with his everyday needs. He liked the food as they were served three meal..."
READ MORECaring's Family Advisors are here to help you with questions about senior living and care options.
1 Diane Dr, P.O. Box 686, Fort Ashby, WV, 26719
5.0
(1 reviews)
"Dawn View Center was definitely a very nice place located in a nice area. The staff was very caring and very pleasant. They had very nice four-patient and two-patient-rooms...."
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ONE KAYLOR CIRCLE RT36 & RT40, Frostburg, MD, 21532
3.2
(6 reviews)
"A few years ago, my grandmother was a resident at the Frostburg Village Nursing Home in Frostburg, Maryland. In a span of about 5 years leading up to her admission, my grandmother had seriously broken her leg and suffered a stroke. The staff at the f..."
READ MOREThe average cost for a semiprivate room in a Cumberland nursing home is $9,125, while private rooms are more expensive at $10,707.
When compared to cities across the United States, Cumberland is around $1,200 more expensive using the national median for comparison. However, when compared to other cities within Maryland, Cumberland is one of the more affordable options with nursing home costs that are approximately $1,200 below average for the state. Only the California area in southern Maryland is more affordable than Cumberland, where seniors save over $500 monthly. In Hagerstown, the closest city to Cumberland, costs are nearly $1,000 more, while in Baltimore seniors pay nearly $1,700 more and costs in Salisbury are nearly $1,500 more.
Cumberland
$9,125
Maryland
$10,342
The United States
$7,908
Hagerstown
$10,114
Baltimore
$10,798
California
$8,608
Salisbury
$10,600
When considering long-term care options, it’s important to look at everything available and make decisions that fit the situation and budget. Nursing home care is the most expensive at $9,125 for a semiprivate and $10,707 for a private room, but not every senior needs this level of care. Those who have access to assistance from friends and family at home may benefit from an adult day health care program which averages $2,167 per month. Home care and home health care, which cost $4,957 and $4,862, respectively, also offer an affordable alternative to a nursing home, while assisted living is a residential care option that is $5,248 per month.
In-Home Care
$4,957
Home Health Care
$4,862
Adult Day Health Care
$2,167
Assisted Living Facility
$5,248
Nursing Home (semiprivate room)
$9,125
Nursing Home (private room)
$10,707
Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.
If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.
Seniors transitioning to a nursing home or who would like to extend their stay at home often find the following resources helpful. Some offer assistance navigating admission to a nursing home while others provide guidance on how to pay for long-term care and other assistance.
| Resource | Contact | Service |
|---|---|---|
| Allegany Law Foundation | (301) 722-3390 | Allegany Law Foundation offers low-cost legal advice and services to seniors and low-income residents in Cumberland and throughout Allegany County. Seniors aged 60+ receive legal counsel for civil cases involving income maintenance, health care, housing, age discrimination, protective services and landlord/tenant relations at no charge. |
| Community for Life | (301) 784-1755 | The Community for Life program benefits seniors in Allegany County who would prefer to continue aging at home. The program offers preventative care services based on the results of a home safety assessment. A membership fee is required, but income-eligible seniors may qualify for subsidies that make up the difference. |
| State Health Insurance Assistance Program | (301) 783-1710 | This program run by the Maryland Department of Aging helps seniors and their families make choices about health care coverage and other benefits. It offers unbiased comparisons between different available insurance plans and works with seniors to find financial assistance for those who meet low-income qualifications. |
Nursing Homes
Delite Hersh
4
Review of Devlin Manor Nursing Home
Rooms were clean and private. Staff was very interested in helping very polite and accommodating! Very nice and very respectful! Although my relative wasn't happy about the stay. They did their...
Nursing Homes
Richard
4
Review of Cumberland Healthcare Center
I was at Cumberland Healthcare Center for rehab. You're always going to get a few staff that are not excellent. But for the most part, they were good. The physical therapy was good, and the food...
Nursing Homes
JamesRonald
1
Review of Devlin Manor Nursing Home
This is not the place to place your loved one. While some of the employees do try hard, the care overall is very poor. Patients' calls are generally ignored. Patients are seldom washed or...
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