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The 10 Best Nursing Homes in Cape Girardeau, MO for 2024

Located to the south of Saint Louis, the city of Cape Girardeau, MO, offers low cost of living for its residents. Of the 39,820 people who live in the city, 18.3% are aged 65 and older, which is about 2% higher than the national average. Older adults living in this city can benefit from the large number of physicians nearby, with an average of 384 per 100,000 residents, as well as its local hospitals that include the Southeast Hospital and the Saint Francis Medical Center.

For older adults who need 24/7 medical monitoring and care, nursing home facilities are an excellent choice. The average cost for nursing home care in Cape Girardeau is $5,232 a month in a semiprivate room or $6,023 for a private room, according to the Genworth Cost of Care Survey. Other senior care options include assisted living, which works well for those who don’t need constant medical help, and in-home care for seniors who wish to age in place.

This guide outlines some of the senior care costs in Girardeau and ways to pay for nursing home care. It also outlines some free and low-cost resources to provide for the needs of older adults.

Nursing Home Facilities in Cape Girardeau, Missouri

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Nursing Home Costs in Cape Girardeau, MO

Seniors in Cape Girardeau have an average cost of $5,232 for nursing home care in a semiprivate room and $6,023 in a private room.

The Cost of Nursing Home Care in Nearby Cities

Cape Girardeau’s average nursing home cost of $5,232 is close to the state’s average of $5,262. However, care in the city is $2,676 less than the national median. Compared to nearby cities, Cape Girardeau’s cost is midway. Kansas City nursing home residents pay about $1,200 more per month in care costs and seniors in Columbia pay about $140 less. To the north in St. Louis, costs are $395 more expensive than Cape Girardeau.

Cape Girardeau

$5,232

Missouri

$5,262

The United States

$7,908

Kansas City

$6,464

Columbia

$5,095

St. Louis

$5,627

The Cost of Other Types of Senior Care

Seniors in Cape Girardeau can choose from several care options. Nursing home care is the most costly, averaging $5,232 for a semiprivate room and $791 more for a private room. With an average of $2,538 a month, assisted living facilities are the most affordable option, followed by adult day health care, which averages $2,817. Seniors who want to remain in their homes can expect to pay $3,756 a month for in-home care. Home health care has the same cost but includes therapy and medical services.

In-Home Care

$3,756

Home Health Care

$3,756

Adult Day Health Care

$2,817

Assisted Living Facility

$2,538

Nursing Home (semiprivate room)

$5,232

Nursing Home (private room)

$6,023

Financial Assistance for Nursing Home Care in Cape Girardeau, MO

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free & Low-Cost Resources for Seniors in Cape Girardeau, MO

Older adults in Cape Girardeau have several local government and nonprofit programs they can utilize to help with their daily living needs or pay for care services. The programs listed below are accessible to seniors at little or no cost. However, some of these programs have income limits, so please check with each program for its requirements. 

ResourceContactService
Aging Matters(573) 335-3331Aging Matters is the Area Agency on Aging for Southeast Missouri, and it has its regional office in Cape Girardeau. Seniors can connect with nutrition programs, health insurance counseling and advocacy help through this organization.
Southeast Missouri Long-Term Care Ombudsman Program(573) 335-3331 Ext. 110The Southeast Missouri Long-Term Care Ombudsman Program advocates for residents of nursing homes and assisted living facilities in the area. Ombudsmen ensure seniors have their rights protected while in these communities. They also educate the general public about these rights.
Meal Delivery to Homebound Seniors(573) 335-1352The Cape Senior Center offers home-delivered weekday meals to Cape Girardeau seniors. Along with the food, volunteers perform a quick check on the well-being of the seniors they are serving. The cost of a meal is $4.
Legal Services of Southern Missouri(800) 444-4863Legal Services of Southern Missouri provides assistance to elderly individuals in Cape Girardeau. The organization assists seniors with estate planning, guardianship concerns and abuse or fraud protection, all for free.
Cape Girardeau Veterans Service Office(573) 751-3779Through this program, seniors who served in the military can apply for services or collect benefits. Veterans Service Officers can help veterans understand and maximize their benefits. Cape Girardeau also has a Veterans Service Home for elderly vets who need long-term skilled nursing help, and the VSO can help with admissions.

Reviews of Communities Nearby

Nursing Homes

Erika

I am a friend or relative of a current/past resident

Review of Life Care Center of Cape Girardeau

My dad moved into the Life Care Center of Cape Girardeau three days ago. It's a new facility here, so it's very clean. The staff is nice. They're very helpful. They pretty much have everything....

Read more

Nursing Homes

krrkwk

I visited this facility

Review of The Lutheran Home

My Grandma has been a resident of Lutheran Home for the past 4 years. Her caretakers are compassionate even when she is not. The facilty is clean. Staff are friendly. Noone wants to go to a nursing...

Read more

Nursing Homes

Family member 18

I am a friend or relative of a current/past resident

Review of Fountainbleau Lodge

My mother was a resident here. I was very pleased at the compassion of the staff, the good food, and home environment. I would definitely recommend. My mom was able to enjoy bingo, music, parties,...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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