Located to the south of Saint Louis, the city of Cape Girardeau, MO, offers low cost of living for its residents. Of the 39,820 people who live in the city, 18.3% are aged 65 and older, which is about 2% higher than the national average. Older adults living in this city can benefit from the large number of physicians nearby, with an average of 384 per 100,000 residents, as well as its local hospitals that include the Southeast Hospital and the Saint Francis Medical Center.
For older adults who need 24/7 medical monitoring and care, nursing home facilities are an excellent choice. The average cost for nursing home care in Cape Girardeau is $5,232 a month in a semiprivate room or $6,023 for a private room, according to the Genworth Cost of Care Survey. Other senior care options include assisted living, which works well for those who don’t need constant medical help, and in-home care for seniors who wish to age in place.
This guide outlines some of the senior care costs in Girardeau and ways to pay for nursing home care. It also outlines some free and low-cost resources to provide for the needs of older adults.
10 Results
365 S Broadview St, Cape Girardeau, MO, 63703
4.7
(3 reviews)
"My dad moved into the Life Care Center of Cape Girardeau three days ago. It's a new facility here, so it's very clean. The staff is nice. They're very helpful. They pretty much have everything. They have a full gym for physical rehab. They have shutt..."
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3120 INDEPENDENCE STREET, Cape Girardeau, MO, 63703
4.5
(2 reviews)
"The facilities were great and exceptionally clean. I felt like the living environment was very safe and comfortable for the residents. The assisted living community seemed more like a home than a facility or instution, therefore making everyone invol..."
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2825 Bloomfield Rd, Cape Girardeau, MO, 63703
4.0
(5 reviews)
"My Grandma has been a resident of Lutheran Home for the past 4 years. Her caretakers are compassionate even when she is not. The facilty is clean. Staff are friendly. Noone wants to go to a nursing home but I wouldn't want her anywhere but Lutheran H..."
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2001 NORTH KINGSHIGHWAY, Cape Girardeau, MO, 63701
4.0
(2 reviews)
"My mother was a resident here. I was very pleased at the compassion of the staff, the good food, and home environment. I would definitely recommend. My mom was able to enjoy bingo, music, parties, and socialization making her stay more comforting. ..."
READ MORECaring's Family Advisors are here to help you with questions about senior living and care options.
710 Broadridge Dr, Jackson, MO, 63755
5.0
(2 reviews)
"The Jackson Manor has a wonderful staff! They are kind and considerate to the residents and to visitors. They keep in touch with me, her sister, and keep us updated. There provide special events. I was fortunate to attend the recent Karaoke event. It..."
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1115 K LAND DRIVE, PO BOX 740, Jackson, MO, 63755
4.0
(2 reviews)
"My mother-in-law was in the Monticello House for a few days following a hospital stay. She was there for rehab after having problems with her diabetes. It's a nice facility, easy to get to and within short distances to restaurants and stores. The ..."
READ MORE12273 State Highway 77, Chaffee, MO, 63740
"At Chaffee Nursing Center in Chaffee, MO, we offer a welcome home for those who need it.Making the decision to seek skilled nursing care inv..."
READ MORESeniors in Cape Girardeau have an average cost of $5,232 for nursing home care in a semiprivate room and $6,023 in a private room.
Cape Girardeau’s average nursing home cost of $5,232 is close to the state’s average of $5,262. However, care in the city is $2,676 less than the national median. Compared to nearby cities, Cape Girardeau’s cost is midway. Kansas City nursing home residents pay about $1,200 more per month in care costs and seniors in Columbia pay about $140 less. To the north in St. Louis, costs are $395 more expensive than Cape Girardeau.
Cape Girardeau
$5,232
Missouri
$5,262
The United States
$7,908
Kansas City
$6,464
Columbia
$5,095
St. Louis
$5,627
Seniors in Cape Girardeau can choose from several care options. Nursing home care is the most costly, averaging $5,232 for a semiprivate room and $791 more for a private room. With an average of $2,538 a month, assisted living facilities are the most affordable option, followed by adult day health care, which averages $2,817. Seniors who want to remain in their homes can expect to pay $3,756 a month for in-home care. Home health care has the same cost but includes therapy and medical services.
In-Home Care
$3,756
Home Health Care
$3,756
Adult Day Health Care
$2,817
Assisted Living Facility
$2,538
Nursing Home (semiprivate room)
$5,232
Nursing Home (private room)
$6,023
Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.
If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.
Older adults in Cape Girardeau have several local government and nonprofit programs they can utilize to help with their daily living needs or pay for care services. The programs listed below are accessible to seniors at little or no cost. However, some of these programs have income limits, so please check with each program for its requirements.
| Resource | Contact | Service |
|---|---|---|
| Aging Matters | (573) 335-3331 | Aging Matters is the Area Agency on Aging for Southeast Missouri, and it has its regional office in Cape Girardeau. Seniors can connect with nutrition programs, health insurance counseling and advocacy help through this organization. |
| Southeast Missouri Long-Term Care Ombudsman Program | (573) 335-3331 Ext. 110 | The Southeast Missouri Long-Term Care Ombudsman Program advocates for residents of nursing homes and assisted living facilities in the area. Ombudsmen ensure seniors have their rights protected while in these communities. They also educate the general public about these rights. |
| Meal Delivery to Homebound Seniors | (573) 335-1352 | The Cape Senior Center offers home-delivered weekday meals to Cape Girardeau seniors. Along with the food, volunteers perform a quick check on the well-being of the seniors they are serving. The cost of a meal is $4. |
| Legal Services of Southern Missouri | (800) 444-4863 | Legal Services of Southern Missouri provides assistance to elderly individuals in Cape Girardeau. The organization assists seniors with estate planning, guardianship concerns and abuse or fraud protection, all for free. |
| Cape Girardeau Veterans Service Office | (573) 751-3779 | Through this program, seniors who served in the military can apply for services or collect benefits. Veterans Service Officers can help veterans understand and maximize their benefits. Cape Girardeau also has a Veterans Service Home for elderly vets who need long-term skilled nursing help, and the VSO can help with admissions. |
Nursing Homes
Erika
5
Review of Life Care Center of Cape Girardeau
My dad moved into the Life Care Center of Cape Girardeau three days ago. It's a new facility here, so it's very clean. The staff is nice. They're very helpful. They pretty much have everything....
Nursing Homes
krrkwk
5
Review of The Lutheran Home
My Grandma has been a resident of Lutheran Home for the past 4 years. Her caretakers are compassionate even when she is not. The facilty is clean. Staff are friendly. Noone wants to go to a nursing...
Nursing Homes
Family member 18
5
Review of Fountainbleau Lodge
My mother was a resident here. I was very pleased at the compassion of the staff, the good food, and home environment. I would definitely recommend. My mom was able to enjoy bingo, music, parties,...
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