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The 10 Best Nursing Homes in Cape Coral, FL for 2024

Cape Coral, a city on Florida’s warm Gulf Coast, is known for its many canals and variety of birdlife. The city has a population of 194,495, and around 22.7% of its residents are aged 65 and over. Seniors in the city have access to excellent health care at Cape Coral Hospital, which was rated one of the top 100 hospitals in the country in 2021 by HealthGrades.

Nursing homes offer constant medical supervision and monitoring for seniors who are very frail or have a chronic illness. The care is provided by teams of registered nurses who are on-site 24/7 to provide care and support. According to the Genworth Cost of Care Survey 2020, the average monthly cost of a semiprivate room in nursing home care in Cape Coral is $8,730, almost $1,000 more than the national average of $7,756. Seniors living in Cape Coral may want to look at alternative care options such as assisted living and home care services if they don’t require the level of care available through nursing homes.

This guide discusses the costs of care in Cape Coral and lists available resources for seniors.

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Nursing Home Facilities in Cape Coral, Florida

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Nursing Home Costs in Cape Coral, FL

In Cape Coral, the average monthly cost of nursing home care is $8,730 for a semiprivate room and $9,566 for a private room.

The Cost of Nursing Home Care in Nearby Cities

Seniors looking at nursing home care facilities in Cape Coral may be interested to see how the local cost of care compares to that of neighboring cities. Using the average monthly cost of a semiprivate room as a comparative point, the cost of care in Cape Coral is higher than the national average of $7,756 and similar to the Florida state average of $8,669. 

The average monthly cost of care reaches five digits in Naples at $10,391. Punta Gorda, North Port and Miami are all in the low-$9,000 range, also more expensive than Cape Coral.

Cape Coral

$8,730

Florida

$8,669

The United States

$7,756

Naples

$10,391

Punta Gorda

$9,125

North Port

$9,186

Miami

$9,095

The Cost of Other Types of Senior Care

The lowest-cost care option in Cape Coral is adult day care, which has a monthly average cost of $1,625. Assisted living carries an average monthly fee of $4,500. Home care and home health care have average monthly costs of $4,576 and $4,767, respectively; both are good options for seniors wanting to safely remain in their own homes. At the other end of the cost scale, nursing home care has a monthly average cost of $8,730 for a semiprivate room and $9,566 for a private room.

Adult day care

$1,625

Assisted living

$4,500

Home care

$4,576

Home health care

$4,767

Nursing home (semiprivate room)

$8,730

Nursing home (private room)

$9,566

Financial Assistance for Nursing Home Care in Cape Coral, FL

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Cape Coral, FL

These resources may be of interest to seniors who need assistance to safely remain in their own homes and are not yet ready to make the move to nursing home care or want to avoid moving if possible. One resource provides unbiased information to seniors regarding state health care options for seniors needing to move to a care facility. 

ResourceContactService
Area Agency on Aging for Southwest Florida(239) 652-6900The AAASWFL administers a range of programs to assist seniors living in Cape Coral. Services include respite care, emergency home energy assistance, health and wellness workshops, and home or community-based care. The AAASWFL also oversees the distribution of federal and state grants for seniors. 
SHINE(866) 413-5337The SHINE program provides personalized, free and unbiased information regarding state health insurance plans to seniors and their families. Counselors are not affiliated with any insurance companies and ensure that seniors are on the best plan for their particular situation. Volunteer counselors can assist seniors in applying for financial assistance options that are available to seniors requiring long-term care in a nursing home care facility.
Community Cooperative Meals on Wheels(239) 337-1055The Community Cooperative is a nonprofit organization that runs the Meals on Wheels program in Cape Coral. The program delivers nutritious and hot meals to homebound seniors over the age of 60 who can no longer shop or cook for themselves. Volunteers deliver the meals around noon each weekday from Monday to Friday and carry out a social check on the seniors at the same time, reporting to staff members if anything is amiss. There is a requested donation for each meal but financial assistance options are available for those who cannot afford to contribute to the program. Special diets can be accommodated on request, and the service is available on a short or long-term basis. 

Frequently Asked Questions

Reviews of Communities Nearby

Nursing Homes

concerned wife

I am a friend or relative of a current/past resident

Review of Coral Trace Health Care

The rooms are filthy. My husband sat in his own mess for who knows how long and was then belittled by the staff for messing himself. He constantly tells me they are mean to him. I came into his...

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Nursing Homes

Joseph

I am/was a resident of this facility

Review of Coral Trace Health Care

Physical therapy was great. Nursing staff very caring and compassionate. Social services set up home health care and when I called to see home health was social services did not set it up. All...

Read more

Nursing Homes

Sunshine beth

I am a friend or relative of a current/past resident

Review of Coral Trace Health Care

Rooms are old furniture is broken down. Staff is un caring and rude most of the time. Night time staff is the worst. Puts call buttons OUT OF REACH for residents as well as remotes for bed. Loses...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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